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Commitments and Contingencies
3 Months Ended
Mar. 31, 2019
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies
Note 8 - Commitments and Contingencies
The following table presents a summary of the Bank’s commitments and contingent liabilities:
 
(in thousands)
 
March 31,

2019
 
 
December 31,

2018
 
Financial instruments whose amounts represent risk:
 
 
 
 
 
 
 
 
Commitments to extend credit:
 
 
 
 
 
 
 
 
Commercial loans
 
$
316,382
 
 
$
306,191
 
Consumer loans
 
 
514,413
 
 
 
496,575
 
Real estate mortgage loans
 
 
163,733
 
 
 
140,292
 
Real estate construction loans
 
 
232,385
 
 
 
248,996
 
Standby letters of credit
 
 
11,743
 
 
 
11,346
 
Deposit account overdraft privilege
 
 
115,552
 
 
 
111,956