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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2018
Banking and Thrift [Abstract]  
Actual and Required Capital Ratios of Bank

The following tables present actual and required capital ratios as of December 31, 2018 and 2017 for the Company and the Bank under Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of December 31, 2018 and 2017 based on the phased-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 

     Actual     Minimum Capital
Required – Basel III
Phase-in Schedule
    Minimum Capital
Required – Basel III
Fully Phased In
    Required to be
Considered Well
Capitalized
 
(dollars in thousands)    Amount      Ratio     Amount      Ratio     Amount      Ratio     Amount      Ratio  
     (dollars in thousands)  

As of December 31, 2018:

  

Total Capital (to Risk Weighted Assets):

                    

Consolidated

   $ 682,419        14.40   $ 467,874        9.875   $ 497,486        10.50     N/A        N/A  

Tri Counties Bank

   $ 680,624        14.37   $ 467,704        9.875   $ 497,305        10.50   $ 473,624        10.00

Tier 1 Capital (to Risk Weighted Assets):

                    

Consolidated

   $ 647,262        13.66   $ 373,115        7.875   $ 402,727        8.50     N/A        N/A  

Tri Counties Bank

   $ 645,467        13.63   $ 372,979        7.875   $ 402,581        8.50   $ 378,899        8.00

Common equity Tier 1 Capital (to Risk Weighted Assets):

 

                 

Consolidated

   $ 591,933        12.49   $ 302,045        6.375   $ 331,658        7.00     N/A        N/A  

Tri Counties Bank

   $ 645,467        13.63   $ 301,935        6.375   $ 331,537        7.00   $ 307,856        6.50

Tier 1 Capital (to Average Assets):

                    

Consolidated

   $ 647,262        10.68   $ 242,452        4.000   $ 242,452        4.00     N/A        N/A  

Tri Counties Bank

   $ 645,467        10.65   $ 242,447        4.000   $ 242,447        4.00   $ 303,059        5.00

 

     Actual     Minimum Capital
Required – Basel III
Phase-in Schedule
    Minimum Capital
Required – Basel III
Fully Phased In
    Required to be
Considered Well
Capitalized
 
(dollars in thousands)    Amount      Ratio     Amount      Ratio     Amount      Ratio     Amount      Ratio  
     (dollars in thousands)  

As of December 31, 2017:

  

Total Capital (to Risk Weighted Assets):

                    

Consolidated

   $ 528,805        14.07   $ 347,694        9.250   $ 394,679        10.50     N/A        N/A  

Tri Counties Bank

   $ 525,384        13.98   $ 347,535        9.250   $ 394,499        10.50   $ 375,713        10.00

Tier 1 Capital (to Risk Weighted Assets):

                    

Consolidated

   $ 495,318        13.18   $ 272,517        7.250   $ 319,502        8.50     N/A        N/A  

Tri Counties Bank

   $ 491,897        13.09   $ 272,392        7.250   $ 319,356        8.50   $ 300,570        8.00

Common equity Tier 1 Capital (to Risk Weighted Assets):

 

                 

Consolidated

   $ 440,643        11.72   $ 216,134        5.750   $ 263,120        7.00     N/A        N/A  

Tri Counties Bank

   $ 491,897        13.09   $ 216,035        5.750   $ 262,999        7.00   $ 244,214        6.50

Tier 1 Capital (to Average Assets):

                    

Consolidated

   $ 495,318        10.80   $ 183,400        4.000   $ 183,400        4.00     N/A        N/A  

Tri Counties Bank

   $ 491,897        10.73   $ 183,394        4.000   $ 183,394        4.00   $ 229,243        5.00