Loans (Tables)

12 Months Ended

Dec. 31, 2018

Receivables [Abstract]

Summary of Loan Balances

A summary of loan balances follows (in thousands):

	December 31, 2018
	Originated			PNCI			PCI			Total
Mortgage loans on real estate:
Residential 1-4 family	$	343,796		$	169,792		$	1,674		$	515,262
Commercial		1,910,981			708,401			8,456			2,627,838
Total mortgage loans on real estate		2,254,777			878,193			10,130			3,143,100
Consumer:
Home equity lines of credit		284,453			40,957			1,167			326,577
Home equity loans		32,660			3,585			439			36,684
Other		34,020			21,659			42			55,721
Total consumer loans		351,133			66,201			1,648			418,982
Commercial		228,635			45,468			2,445			276,548
Construction:
Residential		90,703			30,593			—			121,296
Commercial		56,208			5,880			—			62,088
Total construction		146,911			36,473			—			183,384
Total loans, net of deferred loan fees and discounts	$	2,981,456		$	1,026,335		$	14,223		$	4,022,014
Total principal balance of loans owed, net of charge-offs	$	2,991,324		$	1,062,655		$	21,265		$	4,075,244
Unamortized net deferred loan fees		(9,868	)		—			—			(9,868	)
Discounts to principal balance of loans owed, net of charge-offs		—			(36,320	)		(7,042	)		(43,362	)
Total loans, net of deferred loan fees and discounts	$	2,981,456		$	1,026,335		$	14,223		$	4,022,014
Allowance for loan losses	$	(31,793	)	$	(667	)	$	(122	)	$	(32,582	)
	December 31, 2017
	Originated			PNCI			PCI			Total
Mortgage loans on real estate:
Residential 1-4 family	$	320,522		$	63,519		$	1,385		$	385,426
Commercial		1,690,510			215,823			8,563			1,914,896
Total mortgage loan on real estate		2,011,032			279,342			9,948			2,300,322
Consumer:
Home equity lines of credit		269,942			16,248			2,498			288,688
Home equity loans		39,848			2,698			485			43,031
Other		22,859			2,251			45			25,155
Total consumer loans		332,649			21,197			3,028			356,874
Commercial		209,437			8,391			2,584			220,412
Construction:
Residential		67,920			10			—			67,930
Commercial		69,364			263			—			69,627
Total construction		137,284			273			—			137,557
Total loans, net of deferred loan fees and discounts	$	2,690,402		$	309,203		$	15,560		$	3,015,165
Total principal balance of loans owed, net of charge-offs	$	2,699,053		$	316,238		$	23,181		$	3,038,472
Unamortized net deferred loan fees		(8,651	)		—			—			(8,651	)
Discounts to principal balance of loans owed, net of charge-offs		—			(7,035	)		(7,621	)		(14,656	)
Total loans, net of unamortized deferred loan fees and discounts	$	2,690,402		$	309,203		$	15,560		$	3,015,165
Allowance for loan losses	$	(29,122	)	$	(929	)	$	(272	)	$	(30,323	)

Change in Accretable Yield for PCI

The following is a summary of the change in accretable yield for PCI loans during the periods indicated (in thousands):

	Year ended December 31,
	2018			2017			2016
Change in accretable yield:
Balance at beginning of period	$	6,137		$	7,670		$	13,255
Accretion to interest income		(787	)		(2,809	)		(4,011	)
Reclassification (to) from nonaccretable difference		709			1,276			(1,574	)
Balance at end of period	$	6,059		$	6,137		$	7,670