Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2018

Banking and Thrift [Abstract]

Actual and Required Capital Ratios of Bank

The following tables present actual and required capital ratios as of September 30, 2018 and December 31, 2017 for the Company and the Bank under Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of September 30, 2018 and December 31, 2017 based on the then phased-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

						Minimum Capital					Minimum Capital					Required to be
						Required – Basel III					Required – Basel III					Considered Well
	Actual					Phase-in Schedule					Fully Phased In					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of September 30, 2018:
Total Capital (to Risk Weighted Assets):
Consolidated	$	664,197		13.90	%	$	471,956		9.875	%	$	501,826		10.50	%		N/A		N/A
Tri Counties Bank	$	658,075		13.77	%	$	471,784		9.875	%	$	501,643		10.50	%	$	477,756		10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	630,294		13.19	%	$	376,370		7.875	%	$	406,240		8.50	%		N/A		N/A
Tri Counties Bank	$	624,172		13.06	%	$	376,233		7.875	%	$	406,092		8.50	%	$	382,205		8.00	%
Common equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	575,010		12.03	%	$	304,680		6.375	%	$	334,551		7.00	%		N/A		N/A
Tri Counties Bank	$	624,172		13.06	%	$	304,569		6.375	%	$	334,429		7.00	%	$	310,541		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	630,294		10.66	%	$	236,503		4.000	%	$	236,503		4.00	%		N/A		N/A
Tri Counties Bank	$	624,172		10.56	%	$	236,496		4.000	%	$	236,496		4.00	%	$	295,620		5.00	%
						Minimum Capital					Minimum Capital					Required to be
						Required – Basel III					Required – Basel III					Considered Well
	Actual					Phase-in Schedule					Fully Phased In					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of December 31, 2017:
Total Capital (to Risk Weighted Assets):
Consolidated	$	528,805		14.07	%	$	347,694		9.250	%	$	394,679		10.50	%		N/A		N/A
Tri Counties Bank	$	525,384		13.98	%	$	347,535		9.250	%	$	394,499		10.50	%	$	375,713		10.00	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	495,318		13.18	%	$	272,517		7.250	%	$	319,502		8.50	%		N/A		N/A
Tri Counties Bank	$	491,897		13.09	%	$	272,392		7.250	%	$	319,356		8.50	%	$	300,570		8.00	%
Common equity Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	440,643		11.72	%	$	216,134		5.750	%	$	263,120		7.00	%		N/A		N/A
Tri Counties Bank	$	491,897		13.09	%	$	216,035		5.750	%	$	262,999		7.00	%	$	244,214		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	495,318		10.80	%	$	183,400		4.000	%	$	183,400		4.00	%		N/A		N/A
Tri Counties Bank	$	491,897		10.73	%	$	183,394		4.000	%	$	183,394		4.00	%	$	229,243		5.00	%