Loans (Tables)

6 Months Ended

Jun. 30, 2018

Receivables [Abstract]

Summary of Loan Balances

A summary of loan balances follows (in thousands):

	June 30, 2018
	Originated			PNCI			PCI -			PCI -			Total
							Cash basis			Other
Mortgage loans on real estate:
Residential 1-4 family	$	326,149		$	56,823		$	—		$	1,720		$	384,692
Commercial		1,805,830			202,923			—			7,595			2,016,348
Total mortgage loans on real estate		2,131,979			259,746			—			9,315			2,401,040
Consumer:
Home equity lines of credit		270,283			14,578			1,530			45			286,436
Home equity loans		38,082			2,449			—			455			40,986
Other		21,421			2,039			—			43			23,503
Total consumer loans		329,786			19,066			1,530			543			350,925
Commercial		227,591			7,555			—			2,473			237,619
Construction:
Residential		73,570			8			—			—			73,578
Commercial		82,912			239			—			—			83,151
Total construction		156,482			247			—			—			156,729
Total loans, net of deferred loan fees and discounts	$	2,845,838		$	286,614		$	1,530		$	12,331		$	3,146,313
Total principal balance of loans owed, net of charge-offs	$	2,855,594		$	293,151		$	4,898		$	16,032		$	3,169,675
Unamortized net deferred loan fees		(9,756	)		—			—			—			(9,756	)
Discounts to principal balance of loans owed, net of charge-offs		—			(6,537	)		(3,368	)		(3,701	)		(13,606	)
Total loans, net of unamortized deferred loan fees and discounts	$	2,845,838		$	286,614		$	1,530		$	12,331		$	3,146,313
Allowance for loan losses	$	(28,761	)	$	(624	)	$	(7	)	$	(132	)	$	(29,524	)
	December 31, 2017
	Originated			PNCI			PCI - Cash basis			PCI - Other			Total
Mortgage loans on real estate:
Residential 1-4 family	$	320,522		$	63,519		$	—		$	1,385		$	385,426
Commercial		1,690,510			215,823			—			8,563			1,914,896
Total mortgage loan on real estate		2,011,032			279,342			—			9,948			2,300,322
Consumer:
Home equity lines of credit		269,942			16,248			2,069			429			288,688
Home equity loans		39,848			2,698			—			485			43,031
Other		22,859			2,251			—			45			25,155
Total consumer loans		332,649			21,197			2,069			959			356,874
Commercial		209,437			8,391			—			2,584			220,412
Construction:
Residential		67,920			10			—			—			67,930
Commercial		69,364			263			—			—			69,627
Total construction		137,284			273			—			—			137,557
Total loans, net of deferred loan fees and discounts	$	2,690,402		$	309,203		$	2,069		$	13,491		$	3,015,165
Total principal balance of loans owed, net of charge-offs	$	2,699,053		$	316,238		$	5,863		$	17,318		$	3,038,472
Unamortized net deferred loan fees		(8,651	)		—			—			—			(8,651	)
Discounts to principal balance of loans owed, net of charge-offs		—			(7,035	)		(3,794	)		(3,827	)		(14,656	)
Total loans, net of unamortized deferred loan fees and discounts	$	2,690,402		$	309,203		$	2,069		$	13,491		$	3,015,165
Allowance for loan losses	$	(29,122	)	$	(929	)	$	(17	)	$	(255	)	$	(30,323	)

Change in Accretable Yield for PCI

The following is a summary of the change in accretable yield for PCI – other loans during the periods indicated (in thousands):

	Three months ended June 30,						Six months ended June 30,
	2018			2017			2018			2017
Change in accretable yield:
Balance at beginning of period	$	4,147		$	9,560		$	4,262		$	10,348
Accretion to interest income		(261	)		(1,058	)		(516	)		(1,960	)
Reclassification (to) from nonaccretable difference		110			(546	)		250			(432	)
Balance at end of period	$	3,996		$	7,956		$	3,996		$	7,956