Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2018

Banking and Thrift [Abstract]

Actual and Required Capital Ratios of Bank

The following tables present actual and required capital ratios as of March 31, 2018 and December 31, 2017 for the Company and the Bank under Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of March 31, 2018 (1.875%) and December 31, 2017 (1.25%) based on the then phased-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

						Minimum Capital					Minimum Capital					Required to be
						Required – Basel III					Required – Basel III					Considered Well
	Actual					Phase-in Schedule					Fully Phased In					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of March 31, 2018:
Total Capital
(to Risk Weighted Assets):
Consolidated		$539,966		13.91	%	$	383,434		9.875	%	$	407,702		10.50	%		N/A		N/A
Tri Counties Bank		$536,894		13.83	%	$	383,261		9.875	%	$	407,518		10.50	%	$	388,112		10.00	%
Tier 1 Capital
(to Risk Weighted Assets):
Consolidated		$506,129		13.03	%	$	305,777		7.875	%	$	330,045		8.50	%		N/A		N/A
Tri Counties Bank		$503,057		12.96	%	$	305,638		7.875	%	$	329,895		8.50	%	$	310,490		8.00	%
Common equity Tier 1 Capital
(to Risk Weighted Assets):
Consolidated		$450,933		11.61	%	$	247,534		6.375	%	$	271,802		7.00	%		N/A		N/A
Tri Counties Bank		$503,057		12.96	%	$	247,421		6.375	%	$	271,678		7.00	%	$	252,273		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated		$506,129		10.84	%	$	186,720		4.000	%	$	186,720		4.00	%		N/A		N/A
Tri Counties Bank		$503,057		10.78	%	$	186,716		4.000	%	$	186,716		4.00	%	$	233,395		5.00	%

	Actual					Minimum Capital Required – Basel III Phase-in Schedule					Minimum Capital Required – Basel III Fully Phased In					Required to be Considered Well Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of December 31, 2017:
Total Capital
(to Risk Weighted Assets):
Consolidated	$	528,805		14.07	%	$	347,694		9.25	%	$	394,679		10.50	%		N/A		N/A
Tri Counties Bank	$	525,384		13.98	%	$	347,535		9.25	%	$	394,499		10.50	%	$	375,713		10.00	%
Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	495,318		13.18	%	$	272,517		7.25	%	$	319,502		8.50	%		N/A		N/A
Tri Counties Bank	$	491,897		13.09	%	$	272,392		7.25	%	$	319,356		8.50	%	$	300,570		8.00	%
Common equity Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	440,643		11.72	%	$	216,134		5.75	%	$	263,120		7.00	%		N/A		N/A
Tri Counties Bank	$	491,897		13.09	%	$	216,035		5.75	%	$	262,999		7.00	%	$	244,214		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	495,318		10.80	%	$	183,400		4.00	%	$	183,400		4.00	%		N/A		N/A
Tri Counties Bank	$	491,897		10.73	%	$	183,394		4.00	%	$	183,394		4.00	%	$	229,243		5.00	%