Loans (Tables)

3 Months Ended

Mar. 31, 2018

Receivables [Abstract]

Summary of Loan Balances

A summary of loan balances follows (in thousands):

	March 31, 2018
	Originated			PNCI			PCI - Cash basis			PCI - Other			Total
Mortgage loans on real estate:
Residential 1-4 family	$	323,161		$	61,206		$	—		$	1,744		$	386,111
Commercial		1,754,062			211,168			—			8,038			1,973,268
Total mortgage loan on real estate		2,077,223			272,374			—			9,782			2,359,379
Consumer:
Home equity lines of credit		266,651			14,939			1,619			42			283,251
Home equity loans		38,889			2,558			—			485			41,932
Other		21,422			2,141			—			43			23,606
Total consumer loans		326,962			19,638			1,619			570			348,789
Commercial		205,673			7,837			—			2,505			216,015
Construction:
Residential		71,589			9			—			—			71,598
Commercial		73,701			251			—			—			73,952
Total construction		145,290			260			—			—			145,550
Total loans, net of deferred loan fees and discounts	$	2,755,148		$	300,109		$	1,619		$	12,857		$	3,069,733
Total principal balance of loans owed, net of charge-offs	$	2,764,819		$	306,924		$	5,167		$	16,654		$	3,093,564
Unamortized net deferred loan fees		(9,671	)		—			—			—			(9,671	)
Discounts to principal balance of loans owed, net of charge-offs		—			(6,815	)		(3,548	)		(3,797	)		(14,160	)
Total loans, net of unamortized deferred loan fees and discounts	$	2,755,148		$	300,109		$	1,619		$	12,857		$	3,069,733
Allowance for loan losses	$	(29,057	)	$	(748	)	$	(8	)	$	(160	)	$	(29,973	)
	December 31, 2017
	Originated			PNCI			PCI - Cash basis			PCI - Other			Total
Mortgage loans on real estate:
Residential 1-4 family	$	320,522		$	63,519		$	—		$	1,385		$	385,426
Commercial		1,690,510			215,823			—			8,563			1,914,896
Total mortgage loan on real estate		2,011,032			279,342			—			9,948			2,300,322
Consumer:
Home equity lines of credit		269,942			16,248			2,069			429			288,688
Home equity loans		39,848			2,698			—			485			43,031
Other		22,859			2,251			—			45			25,155
Total consumer loans		332,649			21,197			2,069			959			356,874
Commercial		209,437			8,391			—			2,584			220,412
Construction:
Residential		67,920			10			—			—			67,930
Commercial		69,364			263			—			—			69,627
Total construction		137,284			273			—			—			137,557
Total loans, net of deferred loan fees and discounts	$	2,690,402		$	309,203		$	2,069		$	13,491		$	3,015,165
Total principal balance of loans owed, net of charge-offs	$	2,699,053		$	316,238		$	5,863		$	17,318		$	3,038,472
Unamortized net deferred loan fees		(8,651	)		—			—			—			(8,651	)
Discounts to principal balance of loans owed, net of charge-offs		—			(7,035	)		(3,794	)		(3,827	)		(14,656	)
Total loans, net of unamortized deferred loan fees and discounts	$	2,690,402		$	309,203		$	2,069		$	13,491		$	3,015,165
Allowance for loan losses	$	(29,122	)	$	(929	)	$	(17	)	$	(255	)	$	(30,323	)

Change in Accretable Yield for PCI

The following is a summary of the change in accretable yield for PCI – other loans during the periods indicated (in thousands):

	Three months ended March 31,
	2018			2017
Change in accretable yield:
Balance at beginning of period	$	4,262		$	10,348
Accretion to interest income		(255	)		(902	)
Reclassification (to) from nonaccretable difference		140			114
Balance at end of period	$	4,147		$	9,560