Noninterest Income and Expense (Tables)

12 Months Ended

Dec. 31, 2017

Other Income and Expenses [Abstract]

Components of Other Noninterest Income

The components of other noninterest income were as follows (in thousands):

	Years Ended December 31,
	2017			2016			2015
Service charges on deposit accounts	$	16,056		$	14,365		$	14,276
ATM and interchange fees		16,727			15,859			13,364
Other service fees		3,282			3,121			2,977
Mortgage banking service fees		2,076			2,065			2,164
Change in value of mortgage servicing rights		(718	)		(2,184	)		(701	)
Total service charges and fees		37,423			33,226			32,080
Gain on sale of loans		3,109			4,037			3,064
Commissions on sale of non-deposit investment products		2,729			2,329			3,349
Increase in cash value of life insurance		2,685			2,717			2,786
Gain on sale of investments		961			—			—
Lease brokerage income		782			711			712
Gain on sale of foreclosed assets		711			262			991
Change in indemnification asset		490			(493	)		(207	)
Sale of customer checks		372			408			492
Life insurance benefit in excess of cash value		108			238			155
Loss on disposal of fixed assets		(142	)		(147	)		(129	)
Other		793			1,275			2,054
Total other noninterest income		12,598			11,337			13,267
Total noninterest income	$	50,021		$	44,563		$	45,347

Components of Noninterest Expense

The components of noninterest expense were as follows (in thousands):

	Years Ended December 31,
	2017		2016		2015
Base salaries, net of deferred loan origination costs	$	54,589	$	53,169	$	46,822
Incentive compensation		9,227		8,872		6,964
Benefits and other compensation costs		19,114		18,683		17,619
Total salaries and benefits expense		82,930		80,724		71,405
Occupancy		10,894		10,139		10,126
Data processing and software		10,448		8,846		7,670
Equipment		7,141		6,597		5,997
ATM & POS network charges		4,752		4,999		4,190
Advertising		4,101		3,829		3,992
Professional fees		3,745		5,409		4,545
Telecommunications		2,713		2,749		3,007
Assessments		1,676		2,105		2,572
Operational losses		1,394		1,564		737
Intangible amortization		1,389		1,377		1,157
Postage		1,296		1,603		1,296
Courier service		1,035		998		1,154
Change in reserve for unfunded commitments		445		244		330
Foreclosed assets expense		231		266		490
Provision for foreclosed asset losses		162		140		502
Legal settlement		—		1,450		—
Merger & acquisition expense		530		784		586
Miscellaneous other		12,142		12,174		11,085
Total other noninterest expense		64,094		65,273		59,436
Total noninterest expense	$	147,024	$	145,997	$	130,841
Merger and acquisition expense:
Base salaries, net of loan origination costs		—	$	187		—
Data processing and software		—		—	$	108
Professional fees	$	513		342		120
Other		17		255		358
Total merger expense	$	530	$	784	$	586