Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2017

Banking and Thrift [Abstract]

Actual and Required Capital Ratios of Bank

The following tables present actual and required capital ratios as of September 30, 2017 and December 31, 2016 for the Company and the Bank under Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of September 30, 2017 (1.25%) and December 31, 2016 (0.625%) based on the then phased-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

						Minimum Capital					Minimum Capital					Required to be
						Required – Basel III					Required – Basel III					Considered Well
	Actual					Phase-in Schedule					Fully Phased In					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
											(dollars in thousands)
As of September 30, 2017:
Total Capital
(to Risk Weighted Assets):
Consolidated	$	525,569		14.42	%	$	337,117		9.250	%	$	382,673		10.50	%		N/A		N/A
Tri Counties Bank	$	522,718		14.35	%	$	336,957		9.250	%	$	382,492		10.50	%	$	364,278		10.00	%
Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	493,833		13.55	%	$	264,227		7.250	%	$	309,783		8.50	%		N/A		N/A
Tri Counties Bank	$	490,982		13.48	%	$	264,102		7.250	%	$	309,636		8.50	%	$	291,422		8.00	%
Common equity Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	439,498		12.06	%	$	209,559		5.750	%	$	255,116		7.00	%		N/A		N/A
Tri Counties Bank	$	490,982		13.48	%	$	209,460		5.750	%	$	254,995		7.00	%	$	236,781		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	493,833		10.98	%	$	179,925		4.000	%	$	179,925		4.00	%		N/A		N/A
Tri Counties Bank	$	490,982		10.92	%	$	179,920		4.000	%	$	179,920		4.00	%	$	224,900		5.00	%
						Minimum Capital					Minimum Capital					Required to be
						Required – Basel III					Required – Basel III					Considered Well
	Actual					Phase-in Schedule					Fully Phased In					Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
											(dollars in thousands)
As of December 31, 2016:
Total Capital
(to Risk Weighted Assets):
Consolidated	$	503,283		14.77	%	$	293,854		8.625	%	$	357,735		10.50	%		N/A		N/A
Tri Counties Bank	$	500,876		14.71	%	$	293,706		8.625	%	$	357,556		10.50	%	$	340,529		10.00	%
Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	468,061		13.74	%	$	225,714		6.625	%	$	289,595		8.50	%		N/A		N/A
Tri Counties Bank	$	465,654		13.67	%	$	225,601		6.625	%	$	289,450		8.50	%	$	274,725		8.00	%
Common equity Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	414,632		12.17	%	$	174,609		5.125	%	$	238,490		7.00	%		N/A		N/A
Tri Counties Bank	$	465,654		13.66	%	$	174,521		5.125	%	$	238,370		7.00	%	$	221,344		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	468,061		10.62	%	$	176,346		4.000	%	$	176,346		4.00	%		N/A		N/A
Tri Counties Bank	$	465,654		10.56	%	$	176,341		4.000	%	$	176,341		4.00	%	$	220,426		5.00	%