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Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2017
Banking and Thrift [Abstract]  
Actual and Required Capital Ratios of Bank

The following tables present actual and required capital ratios as of June 30, 2017 and December 31, 2016 for the Company and the Bank under Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of June 30, 2017 (1.25%) and December 31, 2016 (0.625%) based on the then phased-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 

     Actual     Minimum Capital
Required – Basel III
Phase-in Schedule
    Minimum Capital
Required – Basel III
Fully Phased In
    Required to be
Considered Well
Capitalized
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio     Amount      Ratio  
                  (dollars in thousands)  

As of June 30, 2017:

                 

Total Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 516,353        14.63   $ 326,360        9.250   $ 370,463        10.50     N/A        N/A  

Tri Counties Bank

   $ 513,831        14.57   $ 326,200        9.250   $ 370,281        10.50   $ 352,649        10.00

Tier 1 Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 485,611        13.76   $ 255,796        7.250   $ 299,898        8.50     N/A        N/A  

Tri Counties Bank

   $ 483,089        13.70   $ 255,670        7.250   $ 299,752        8.50   $ 282,119        8.00

Common equity Tier 1 Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 431,423        12.22   $ 202,872        5.750   $ 246,975        7.00     N/A        N/A  

Tri Counties Bank

   $ 483,089        13.70   $ 202,773        5.750   $ 246,854        7.00   $ 229,222        6.50

Tier 1 Capital (to Average Assets):

                    

Consolidated

   $ 485,611        10.99   $ 176,714        4.000   $ 176,714        4.00     N/A        N/A  

Tri Counties Bank

   $ 483,089        10.94   $ 176,708        4.000   $ 176,708        4.00   $ 220,886        5.00

 

     Actual     Minimum Capital
Required – Basel III
Phase-in Schedule
    Minimum Capital
Required – Basel III
Fully Phased In
    Required to be
Considered Well
Capitalized
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio     Amount      Ratio  
                  (dollars in thousands)  

As of December 31, 2016:

                 

Total Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 503,283        14.65   $ 296,336        8.625   $ 360,756        10.50     N/A        N/A  

Tri Counties Bank

   $ 500,876        14.59   $ 296,188        8.625   $ 360,577        10.50   $ 343,407        10.00

Tier 1 Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 468,061        13.62   $ 227,620        6.625   $ 292,041        8.50     N/A        N/A  

Tri Counties Bank

   $ 465,654        13.56   $ 227,507        6.625   $ 291,896        8.50   $ 274,725        8.00

Common equity Tier 1 Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 414,632        12.07   $ 176,084        5.125   $ 240,504        7.00     N/A        N/A  

Tri Counties Bank

   $ 465,654        13.56   $ 175,996        5.125   $ 240,385        7.00   $ 223,214        6.50

Tier 1 Capital (to Average Assets):

                    

Consolidated

   $ 468,061        10.62   $ 176,346        4.000   $ 176,346        4.00     N/A        N/A  

Tri Counties Bank

   $ 465,654        10.56   $ 176,341        4.000   $ 176,341        4.00   $ 220,426        5.00