Exhibit 99.1

PRESS RELEASE For Immediate Release Contact: Richard P. Smith President & CEO (530) 898-0300

TRICO BANCSHARES ANNOUNCES QUARTERLY RESULTS

CHICO, Calif. – (April 27, 2017) – TriCo Bancshares (NASDAQ: TCBK) (the “Company”), parent company of Tri Counties Bank, today announced earnings of $12,079,000, or $0.52 per diluted share, for the three months ended March 31, 2017. For the three months ended March 31, 2016 the Company reported earnings of $10,674,000, or $0.46 per diluted share. Diluted shares outstanding were 23,231,778 and 23,046,165 for the three months ended March 31, 2017 and 2016, respectively.

The following is a summary of the components of the Company’s consolidated net income, average common shares, and average diluted common shares outstanding for the periods indicated:

	Three months ended March 31,						$ Change			% Change
(dollars and shares in thousands)	2017			2016
Net Interest Income	$	41,993		$	41,402		$	591			1.4	%
Reversal of (provision for) loan losses		1,557			(209	)		1,766
Noninterest income		11,703			9,790			1,913			19.5	%
Noninterest expense		(35,822	)		(33,751	)		(2,071	)		6.1	%
Provision for income taxes		(7,352	)		(6,558	)		(794	)		12.1	%
Net income	$	12,079		$	10,674		$	1,405			13.2	%
Average common shares		22,870			22,783			87			0.4	%
Average diluted common shares		23,232			23,046			186			0.8	%

The following is a summary of certain of the Company’s consolidated assets and deposits as of the dates indicated:

Ending balances	As of March 31,				$ Change			% Change
($’s in thousands)	2017		2016
Total assets	$	4,527,954	$	4,394,956	$	132,998			3.0	%
Total loans		2,761,192		2,541,547		219,645			8.6	%
Total investments		1,168,812		1,199,543		(30,731	)		(2.6	%)
Total deposits	$	3,898,884	$	3,785,040	$	113,844			3.0	%
Qtrly avg balances	As of March 31,				$ Change			% Change
($’s in thousands)	2017		2016
Total assets	$	4,493,657	$	4,212,388	$	281,269			6.7	%
Total loans		2,758,544		2,537,574		220,970			8.7	%
Total investments		1,174,519		1,184,106		(9,587	)		(0.8	%)
Total deposits	$	3,862,793	$	3,616,618	$	246,175			6.8	%

Included in the Company’s results of operations for the three months ended March 31, 2016 is the impact of the sale, on March 31, 2016, of twenty-seven nonperforming loans, nine substandard performing loans, and three purchased credit impaired loans with total contractual principal balances outstanding of $31,487,000, and recorded book value, including pre-sale write downs and purchase discounts, of approximately $24,810,000. Net proceeds from the sale of these loans were $27,049,000, and resulted in additional net loan write downs of $21,000, the recovery of $1,237,000 of interest income that was previously applied to the principal balance of loans in nonaccrual status, and a gain on sale of loans of $103,000.

Also, included in the results of the Company for the three months ended March 31, 2016 was $622,000 of nonrecurring noninterest expense related to the Company’s acquisition of three bank branches from Bank of

America on March 18, 2016. The branches are located in the cities of Arcata, Eureka, and Fortuna in Humboldt County, California. The Bank paid $3,204,000 for deposit relationships with balances of $161,231,000 and loans with balances of $289,000, and received $159,520,000 in cash from Bank of America. The acquisition of the deposits and cash in this acquisition, on March 18, 2016, had a muted effect on average assets and average deposit balances for the quarter ended March 31,2 016, but had full effect in the quarters thereafter.

The Company’s primary source of revenue is net interest income, or the difference between interest income on interest-earning assets and interest expense on interest-bearing liabilities. Included in the Company’s net interest income is interest income from municipal bonds that is almost entirely exempt from Federal income tax. These municipal bonds are classified as investments – nontaxable, and the Company may present the interest income from these bonds on a fully tax equivalent (FTE) basis.

Loans acquired through purchase, or acquisition of other banks, are classified by the Company as Purchased Not Credit Impaired (PNCI), Purchased Credit Impaired – cash basis (PCI – cash basis), or Purchased Credit Impaired – other (PCI – other). Loans not acquired in an acquisition or otherwise “purchased” are classified as “originated”. Often, such purchased loans are purchased at a discount to face value, and part of this discount is accreted into (added to) interest income over the remaining life of the loan. A loan may also be purchased at a premium to face value, in which case, the premium is amortized into (subtracted from) interest income over the remaining life of the loan. Generally, as time goes on, the effects of loan discount accretion and loan premium amortization decrease as the purchased loans mature or pay off early. Upon the early pay off of a loan, any remaining (unaccreted) discount or (unamortized) premium is immediately taken into interest income; and as loan payoffs may vary significantly from quarter to quarter, so may the impact of discount accretion and premium amortization on interest income. Further details regarding interest income from loans, including fair value discount accretion, may be found under the heading “Supplemental Loan Interest Income Data” in the Consolidated Financial Data table at the end of this press release.

Following is a summary of the components of net interest income for the periods indicated (dollars in thousands):

	Three months ended March 31,						$ Change			% Change
(dollars and shares in thousands)	2017			2016
Interest income	$	43,484		$	42,794		$	690			1.6	%
Interest expense		(1,491	)		(1,392	)		(99	)		7.1	%
FTE adjustment		625			538			87			16.2	%
Net interest income (FTE)	$	42,618		$	41,940		$	678			1.6	%
Net interest margin (FTE)		4.13	%		4.33	%
Purchased loan discount accretion:
Amount (included in interest income)	$	1,541		$	1,092
Effect on average loan yield		0.22	%		0.17	%
Effect on net interest margin (FTE)		0.15	%		0.11	%
Interest income recovered via loan sales:
Amount (included in interest income)	$	0		$	1,237
Effect on average loan yield		0.00	%		0.19	%
Effect on net interest margin (FTE)		0.00	%		0.13	%

The following table shows the components of net interest income and net interest margin on a fully tax-equivalent (FTE) basis for the periods indicated:

ANALYSIS OF CHANGE IN NET INTEREST MARGIN ON EARNING ASSETS

(unaudited, dollars in thousands)

	Three Months Ended								Three Months Ended								Three Months Ended
	March 31, 2017								December 31, 2016								March 31, 2016
	Average Balance		Income/ Expense			Yield/ Rate			Average Balance		Income/ Expense			Yield/ Rate			Average Balance		Income/ Expense			Yield/ Rate
Assets
Earning assets
Loans	$	2,758,544	$	34,914			5.06	%	$	2,695,743	$	36,241			5.38	%	$	2,537,574	$	34,738			5.48	%
Investments—taxable		1,038,229		7,094			2.73	%		1,042,763		7,026			2.70	%		1,068,018		6,920			2.59	%
Investments—nontaxable		136,290		1,666			4.89	%		131,942		1,650			5.00	%		116,088		1,435			4.94	%
Cash at Federal Reserve and other banks		197,406		435			0.88	%		223,564		317			0.57	%		155,106		239			0.62	%
Total earning assets		4,130,469		44,109			4.27	%		4,094,012		45,234			4.42	%		3,876,786		43,332			4.47	%
Other assets, net		363,188								351,298								335,602
Total assets	$	4,493,657							$	4,445,310							$	4,212,388
Liabilities and shareholders’ equity
Interest-bearing
Demand deposits	$	907,104		127			0.06	%	$	887,671		94			0.04	%	$	846,189		116			0.05	%
Savings deposits		1,376,048		424			0.12	%		1,374,059		439			0.13	%		1,274,868		397			0.12	%
Time deposits		331,789		343			0.41	%		339,766		339			0.40	%		340,847		342			0.40	%
Other borrowings		17,483		2			0.05	%		19,036		2			0.04	%		18,264		2			0.04	%
Trust preferred securities		56,690		595			4.20	%		56,615		586			4.14	%		56,494		535			3.79	%
Total interest-bearing liabilities		2,689,114		1,491			0.22	%		2,677,147		1,460			0.22	%		2,536,662		1,392			0.22	%
Noninterest-bearing deposits		1,247,852								1,219,276								1,154,714
Other liabilities		71,880								69,894								59,492
Shareholders’ equity		484,811								478,993								461,520
Total liabilities and shareholders’ equity	$	4,493,657							$	4,445,310							$	4,212,388
Net interest rate spread							4.05	%							4.20	%							4.25	%
Net interest income/net interest margin (FTE)				42,618			4.13	%				43,774			4.28	%				41,940			4.33	%
FTE adjustment				(625	)							(619	)							(538	)
Net interest income (not FTE)			$	41,993							$	43,155							$	41,402
Purchase loan discount accretion effect:
Amount (included in interest income)			$	1,541							$	1,778							$	1,092
Effect on avg loan yield				0.22	%							0.26	%							0.17	%
Effect on net interest margin				0.15	%							0.17	%							0.11	%
Loan sale effect:
Amount (included in interest income)				—							$	586							$	1,237
Effect on avg loan yield				0.00	%							0.09	%							0.19	%
Effect on net interest margin				0.00	%							0.06	%							0.13	%

Net interest income (FTE) during the three months ended March 31, 2017 increased $678,000 (1.6%) from the same period in 2016 to $42,618,000. The increase in net interest income (FTE) was due to volume increases in average balances of loans, investments – nontaxable, and Federal funds sold, and yield increases in investments – taxable and Federal funds sold that were partially offset by a decrease in the average yield on loans compared to the three months ended March 31, 2016.

During the three months ended March 31, 2017, average loan balances were $2,758,544,000, and represented a $220,970,000 (8.7%) increase compared to the three months ended March 31, 2016. These increased loan balances added approximately $3,027,000 to interest income compared to the year-ago quarter. The yield on loans decreased 42 basis points from 5.48% during the three months ended March 31, 2016 to 5.06% during the three months ended March 31, 2016. Included in interest income from loans during the three months ended March 31, 2017 was $1,541,000 of discount accretion from purchased loans compared to $1,092,000 of discount accretion from

purchased loans during the three months ended March 31, 2016. Also, as noted above, included in interest income from loans during the three months ended March 31, 2016 was $1,237,000 of interest recovered upon the sale of loans. Excluding the $1,237,000 addition to loan interest income from the sale of loans during the three months ended March 31, 2016, the yield on loans during the three months ended March 31, 2016 would have been approximately 5.29%. The decrease in loan yields during the three months ended March 31, 2017 compared to the three months ended March 31, 2016 reduced interest income by approximately $2,851,000. The result of these loan volume and yield changes was a net increase in loan interest income of $176,000 compared to the year-ago quarter; and is reflected in the table below that sets forth a summary of the changes in interest income and interest expense from changes in average asset and liability balances (volume) and changes in average interest yields and rates for each category of interest earning asset and interest paying liability for the periods indicated:

	Three months ended March 31, 2017 compared with three months ended March 31, 2016
	Volume			Yield/Rate			Total
Increase (decrease) in interest income:
Loans	$	3,027		$	(2,851	)	$	176
Investments—taxable		(193	)		367			174
Investments—nontaxable		249			(18	)		231
Federal funds sold		66			130			196
Total		3,149			(2,372	)		777
Increase (decrease) in interest expense:
Demand deposits (interest-bearing)		8			3			11
Savings deposits		30			(3	)		27
Time deposits		(9	)		10			1
Other borrowings		—			—			0
Junior subordinated debt		2			58			60
Total		31			68			99
Increase (decrease) in net interest income	$	3,118		$	(2,440	)	$	678

The decrease in average loan yields is primarily due to declines in market yields on new and renewed loans compared to yields on repricing, maturing, and paid off loans, and despite 25 basis point increases in the Prime lending rate in each of December 2015, December 2016, and March 2017. For more information related to loan interest income, including loan purchase discount accretion, see the Supplemental Loan Interest Income Data in the tables at the end of this announcement.

The Company recorded a reversal of provision for loan losses of $1,557,000 during the three months ended March 31, 2017 compared to a provision for loan losses of $209,000 during the three months ended March 31, 2016. The $1,557,000 reversal of provision for loan losses during the three months ended March 31, 2017 was primarily due to net loan recoveries of $71,000, a $617,000 reduction in nonperforming loans, and continued low historical loan loss experience. Nonperforming loans were $19,511,000, or 0.71% of loans outstanding as of March 31, 2017, and represented a decrease from 0.73% of loans outstanding at December 31, 2016, and a decrease from 0.95% of loans outstanding as of March 31, 2016.

The following table presents the key components of noninterest income for the periods indicated:

	Three months ended March 31,						$ Change			% Change
(dollars in thousands)	2017			2016
Service charges on deposit accounts	$	3,619		$	3,365		$	254			7.5	%
ATM fees and interchange		4,015			3,393			622			18.3	%
Other service fees		765			728			37			5.1	%
Mortgage banking service fees		521			517			4			0.8	%
Change in value of mortgage servicing rights		(13	)		(698	)		685			(98.1	%)
Total service charges and fees		8,907			7,305			1,602			21.9	%
Gain on sale of loans		910			802			108			13.5	%
Commission on NDIP		607			532			75			14.1	%
Increase in cash value of life insurance		685			696			(11	)		(1.6	%)
Change in indemnification asset		(221	)		(115	)		(106	)		92.2	%
Gain on sale of foreclosed assets		118			92			26			28.3	%
Other noninterest income		697			478			219			45.8	%
Total other noninterest income		2,796			2,485			311			12.5	%
Total noninterest income	$	11,703		$	9,790		$	1,913			19.5	%

Noninterest income increased $1,913,000 (19.5%) to $11,703,000 during the three months ended March 31, 2017 compared to the three months ended March 31, 2016. The increase in noninterest income was primarily due to a $622,000 increase in ATM fees and interchange income, a $254,000 increase in service charges on deposit accounts, and a $685,000 increase in change in value of mortgage servicing rights. The $622,000 increase in ATM fees and interchange revenue was due primarily to the Company’s continued focus in this area, as the effects of new services, fees, and operational changes introduced throughout 2016 were compounded by continued growth in electronic payments volume. The $254,000 increase in service charges on deposit accounts was due primarily to increased fee generation from both consumer and business checking customers. The $685,000 increase in change in value of mortgage servicing rights (MSRs) to a negative $13,000 from a negative $698,000 in the year-ago quarter was due primarily to an increase in estimated prepayment speeds of serviced loans that in turn resulted in a decrease in expected servicing cash flows, and thus, a $698,000 reduction in the value of the Company’s MSRs during the three months ended March 31, 2016. During the months ended March 31, 2017, there were no factors that significantly affected the value of the Company’s MSRs.

The following table presents the key components of the Company’s noninterest expense for the periods indicated:

	Three months ended March 31,					$ Change			% Change
(dollars in thousands)	2017		2016
Base salaries, overtime and temporary help, net of deferred loan origination costs		13,390	$	12,708		$	682			5.4	%
Commissions and incentives		2,198		1,739			459			26.4	%
Employee benefits		5,305		4,818			487			10.1	%
Total salaries and benefits expense		20,893		19,265			1,628			8.5	%
Occupancy		2,692		2,308			384			16.6	%
Equipment		1,723		1,386			337			24.3	%
Change in reserve for unfunded commitments		15		—			15
Data processing and software		2,396		1,843			553			30.0	%
Telecommunications		643		685			(42	)		(6.1	%)
ATM network charges		853		1,229			(376	)		(30.6	%)
Professional fees		766		809			(43	)		(5.3	%)
Advertising and marketing		967		895			72			8.0	%
Postage		404		463			(59	)		(12.7	%)
Courier service		254		271			(17	)		(6.3	%)
Intangible amortization		359		299			60			20.1	%
Operational losses		435		164			271			165.2	%
Provision for foreclosed asset losses		22		(11	)		33			(300.0	%)
Foreclosed asset expense		38		46			(8	)		(17.4	%)
Assessments		405		632			(227	)		(35.9	%)
Merger and acquisition expense		—		622			(622	)		(100.0	%)
Miscellaneous other expense		2,957		2,845			112			3.9	%
Total other noninterest expense		14,929		14,486			443			3.1	%
Total noninterest expense	$	35,822	$	33,751		$	2,071			6.1	%
Average full time equivalent employees		1,015		965			50			5.2	%
Merger & acquisition expense:
Base salaries		—		187
Professional fees		—		180
Advertising and marketing		—		114
Miscellaneous other expense		—		141
Total merger expense		—		622

Salary and benefit expenses increased $1,628,000 (8.5%) to $20,893,000 during the three months ended March 31, 2017 compared to $19,265,000 during the three months ended March 31, 2016. Base salaries, overtime and temporary help, net of deferred loan origination costs increased $682,000 (5.4%) to $13,390,000. Base salaries, net of deferred loan origination costs increased $1,147,000 (9.7%) to $13,028,000 primarily due to annual merit increases, and an increase in average full-time equivalent employees of 50 (5.2%) to 1,015 for the three months ended March 31, 2017. Overtime expense was unchanged at $281,000 during the three months ended March 31, 2017. Temporary help expense decreased $466,000 to $81,000 during the three months ended March 31, 2017 as temporary help expense during the three months ended March 31, 2016 included a significant amount of overtime expense related to system conversion efforts that were completed during 2016.

Commissions and incentive compensation increased $459,000 (26.4%) to $2,198,000 during the three months ended March 31, 2017 compared to the year-ago quarter. All categories of incentive compensation expense were higher than the year-ago quarter except commission expense related to the sale of nondeposit investment products.

Benefits & other compensation expense increased $487,000 (10.1%) to $5,305,000 during the three months ended March 31, 2017 primarily due to the increases in average full-time equivalent employees and salaries expense, and their effects on group insurance and employer payroll tax expenses.

Other noninterest expense increased $443,000 (3.1%) to $14,929,000 during the three months ended March 31, 2017 compared to the three months ended March 31, 2016. The $443,000 increase in other noninterest expense was due primarily to increases in occupancy, equipment, data processing and software, and operational loss expenses. These increases from the year-ago period were partially offset by decreases in ATM network charges, and (deposit insurance) assessment expense and the absence of merger and acquisitions expenses during the three months ended March 31, 2017.

The $384,000 increase in occupancy expense was due to increased premises lease and maintenance expense. The $337,000 increase in equipment expense was due primarily to increased equipment maintenance expense. The $553,000 increase in data processing and software expense was due primarily to outsourced data processing expenses resulting from the Company’s system outsourcing that occurred in 2016. The $271,000 increase in operational losses is due primarily to increased debit card losses. The $376,000 decrease in ATM network charges is due primarily to the Company’s system outsourcing that occurred in 2016.

The changes in noninterest income and noninterest expense noted above also include the effects from the operation of three branches, including $161,231,000 of deposits, acquired from Bank of America on March 18, 2016.

Richard Smith, President and CEO of the Company commented, “We enjoyed strong earnings in the first quarter of 2017 despite operating in a difficult environment caused by record-breaking winter weather. While the weather conditions slowed construction and agricultural-related business activities during the quarter and resulted in seasonally lower loan growth, the good news is that the long California drought appears to have ended.

Smith added, “This quarter, we introduced a much simpler and streamlined consumer deposit products line-up. These new solutions have been well-received by our customers and contributed positively to noninterest income during the quarter.”

In addition to the historical information contained herein, this press release may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to various uncertainties and risks that could affect their outcome. The Company’s actual results could differ materially. Factors that could cause or contribute to such differences include, but are not limited to, variances in the actual versus projected growth in assets, return on assets, interest rate fluctuations, economic conditions in the Company’s primary market area, demand for loans, regulatory and accounting changes, loan losses, expenses, rates charged on loans and earned on securities investments, rates paid on deposits, competitive effects, fee and other noninterest income earned, the outcome of litigation, as well as other factors detailed in the Company’s reports filed with the Securities and Exchange Commission which are incorporated herein by reference, including the Form 10-K for the year ended December 31, 2016. These reports and this entire press release should be read to put such forward-looking statements in context and to gain a more complete understanding of the uncertainties and risks involved in the Company’s business. The Company does not intend to update any of the forward-looking statements after the date of this release.

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, providing a unique brand of customer Service with Solutions available in traditional stand-alone and in-store bank branches in communities throughout Northern and Central California. Tri Counties Bank provides an extensive and competitive breadth of consumer, small business and commercial banking financial services, along with convenient around-the-clock ATM, online and mobile banking access. Brokerage services are provided by the Bank’s investment services through affiliation with Raymond James Financial Services, Inc. Visit www.TriCountiesBank.com to learn more.

TRICO BANCSHARES—CONSOLIDATED FINANCIAL DATA

(Unaudited. Dollars in thousands, except share data)

	Three months ended
	March 31, 2017			December 31, 2016			September 30, 2016			June 30, 2016			March 31, 2016
Statement of Income Data
Interest income	$	43,484		$	44,615		$	43,709		$	42,590		$	42,794
Interest expense		1,491			1,460			1,439			1,430			1,392
Net interest income		41,993			43,155			42,270			41,160			41,402
(Benefit from reversal of) provision for loan losses		(1,557	)		(1,433	)		(3,973	)		(773	)		209
Noninterest income:
Service charges and fees		8,907			9,800			8,022			8,099			7,305
Other income		2,796			2,662			3,044			3,146			2,485
Total noninterest income		11,703			12,462			11,066			11,245			9,790
Noninterest expense:
Base salaries net of deferred loan origination costs		13,390			14,074			13,419			12,968			12,708
Incentive compensation expense		2,198			1,864			2,798			2,471			1,739
Employee benefits and other compensation expense		5,305			4,616			4,644			4,606			4,818
Total salaries and benefits expense		20,893			20,554			20,861			20,045			19,265
Other noninterest expense		14,929			16,009			16,555			18,222			14,486
Total noninterest expense		35,822			36,563			37,416			38,267			33,751
Income before taxes		19,431			20,487			19,893			14,911			17,232
Net income	$	12,079		$	12,533		$	12,199		$	9,405		$	10,674
Share Data
Basic earnings per share	$	0.53		$	0.55		$	0.53		$	0.41		$	0.47
Diluted earnings per share	$	0.52		$	0.54		$	0.53		$	0.41		$	0.46
Book value per common share	$	21.28		$	20.87		$	21.11		$	20.76		$	20.34
Tangible book value per common share	$	18.20		$	17.77		$	17.99		$	17.63		$	17.18
Shares outstanding		22,873,305			22,867,802			22,827,277			22,822,325			22,785,173
Weighted average shares		22,870,467			22,845,623			22,824,868			22,802,653			22,782,865
Weighted average diluted shares		23,231,778			23,115,708			23,098,534			23,070,151			23,046,165
Credit Quality
Nonperforming originated loans	$	13,234		$	12,894		$	13,083		$	10,022		$	12,660
Total nonperforming loans		19,511			20,128			20,952			19,977			24,034
Foreclosed assets, net of allowance		3,529			3,986			4,124			3,842			4,471
Loans charged-off		409			635			664			641			1,289
Loans recovered	$	480		$	1,087		$	2,612		$	536		$	1,457
Selected Financial Ratios
Return on average total assets		1.08	%		1.13	%		1.11	%		0.86	%		1.01	%
Return on average equity		9.97	%		10.47	%		10.15	%		7.98	%		9.25	%
Average yield on loans		5.06	%		5.38	%		5.36	%		5.32	%		5.48	%
Average yield on interest-earning assets		4.27	%		4.42	%		4.37	%		4.28	%		4.47	%
Average rate on interest-bearing liabilities		0.22	%		0.22	%		0.22	%		0.21	%		0.22	%
Net interest margin (fully tax-equivalent)		4.13	%		4.28	%		4.23	%		4.13	%		4.33	%
Supplemental Loan Interest Income Data:
Discount accretion PCI—cash basis loans	$	112		$	483		$	777		$	426		$	269
Discount accretion PCI—other loans		631			658			569			415			(45	)
Discount accretion PNCI loans		798			637			883			1,459			868
All other loan interest income	$	33,373			34,463			33,540			32,038			33,646
Total loan interest income	$	34,914		$	36,241		$	35,769		$	34,338		$	34,738

TRICO BANCSHARES—CONSOLIDATED FINANCIAL DATA

(Unaudited. Dollars in thousands)

	Three months ended
Balance Sheet Data	March 31, 2017			December 31, 2016			September 30, 2016			June 30, 2016			March 31, 2016
Cash and due from banks	$	323,706		$	305,612		$	315,088		$	216,786		$	388,878
Securities, available for sale		571,719			550,233			510,209			529,017			477,454
Securities, held to maturity		580,137			602,536			641,149			674,412			705,133
Restricted equity securities		16,956			16,956			16,956			16,956			16,956
Loans held for sale		1,176			2,998			7,777			2,904			2,240
Loans:
Commercial loans		212,685			218,002			217,110			209,840			197,695
Consumer loans		353,150			375,629			377,016			381,114			401,076
Real estate mortgage loans		2,070,815			2,043,543			1,998,913			1,913,024			1,813,933
Real estate construction loans		124,542			122,419			119,187			149,652			128,843
Total loans, gross		2,761,192			2,759,593			2,712,226			2,653,630			2,541,547
Allowance for loan losses		(31,017	)		(32,503	)		(33,484	)		(35,509	)		(36,388	)
Foreclosed assets		3,529			3,986			4,124			3,842			4,471
Premises and equipment		49,508			48,406			49,448			51,728			51,522
Cash value of life insurance		95,783			95,912			95,281			94,572			95,256
Goodwill		64,311			64,311			64,311			64,311			64,311
Other intangible assets		6,204			6,563			6,923			7,282			7,641
Mortgage servicing rights		6,860			6,595			6,208			6,720			7,140
Accrued interest receivable		11,236			12,027			10,819			11,602			11,075
Other assets		66,654			74,743			60,096			54,239			57,720
Total assets	$	4,527,954			4,517,968			4,467,131			4,352,492			4,394,956
Deposits:
Noninterest-bearing demand deposits		1,254,431			1,275,745			1,221,503			1,181,702			1,178,001
Interest-bearing demand deposits		947,006			887,625			910,638			867,638			884,638
Savings deposits		1,370,015			1,397,036			1,366,892			1,346,269			1,368,644
Time certificates		327,432			335,154			336,979			345,787			353,757
Total deposits		3,898,884			3,895,560			3,836,012			3,741,396			3,785,040
Accrued interest payable		770			818			774			727			751
Reserve for unfunded commitments		2,734			2,719			2,908			2,883			2,475
Other liabilities		66,938			67,364			69,695			57,587			68,064
Other borrowings		15,197			17,493			19,235			19,464			18,671
Junior subordinated debt		56,713			56,667			56,617			56,567			56,519
Total liabilities		4,041,236			4,040,621			3,985,241			3,878,624			3,931,520
Total shareholders’ equity		486,718			477,347			481,890			473,868			463,436
Accumulated other comprehensive gain (loss)		(7,402	)		(7,913	)		4,953			6,073			1,772
Average loans		2,758,544			2,695,743			2,669,954			2,579,774			2,537,574
Average interest-earning assets		4,130,469			4,094,011			4,055,446			4,038,728			3,876,786
Average total assets		4,493,657			4,445,310			4,407,322			4,387,950			4,212,388
Average deposits		3,862,793			3,820,773			3,784,748			3,778,436			3,616,618
Average total equity	$	484,811		$	478,993		$	480,575		$	471,362		$	461,520
Total risk based capital ratio		14.9	%		14.6	%		14.7	%		14.7	%		15.1	%
Tier 1 capital ratio		13.9	%		13.6	%		13.6	%		13.6	%		13.9	%
Tier 1 common equity ratio		12.3	%		12.0	%		12.0	%		12.0	%		12.3	%
Tier 1 leverage ratio		10.8	%		10.6	%		10.6	%		10.4	%		10.7	%
Tangible capital ratio		9.3	%		9.1	%		9.3	%		9.4	%		9.1	%

*****************