Loans (Tables)

12 Months Ended

Dec. 31, 2016

Receivables [Abstract]

Summary of Loan Balances

A summary of loan balances follows (in thousands):

	December 31, 2016
							PCI -			PCI -
	Originated			PNCI			Cash basis			Other			Total
Mortgage loans on real estate:
Residential 1-4 family	$	229,609		$	78,935			—		$	1,363		$	309,907
Commercial		1,484,420			250,037			—			13,460			1,747,917
Total mortgage loan on real estate		1,714,029			328,972			—			14,823			2,057,824
Consumer:
Home equity lines of credit		263,590			21,765			2,983			1,377			289,715
Home equity loans		37,074			3,618			—			1,130			41,822
Other		28,167			2,534			—			65			30,766
Total consumer loans		328,831			27,917			2,983			2,572			362,303
Commercial		200,735			12,321			—			3,991			217,047
Construction:
Residential		54,613			141			—			675			55,429
Commercial		58,119			8,871			—			—			66,990
Total construction		112,732			9,012			—			675			122,419
Total loans, net of deferred loan fees and discounts	$	2,356,327		$	378,222		$	2,983		$	22,061		$	2,759,593
Total principal balance of loans owed, net of charge-offs	$	2,363,243		$	388,139		$	8,280		$	25,650		$	2,785,312
Unamortized net deferred loan fees		(6,916	)		—			—			—			(6,916	)
Discounts to principal balance of loans owed, net of charge-offs		—			(9,917	)		(5,297	)		(3,589	)		(18,803	)
Total loans, net of unamortized deferred loan fees and discounts	$	2,356,327		$	378,222		$	2,983		$	22,061		$	2,759,593
Noncovered loans	$	2,356,327		$	378,222		$	2,983		$	18,885		$	2,756,417
Covered loans		—			—			—			3,176			3,176
Total loans, net of unamortized deferred loan fees and discounts	$	2,356,327		$	378,222		$	2,983		$	22,061		$	2,759,593
Allowance for loan losses	$	(28,141	)	$	(1,665	)	$	(17	)	$	(2,680	)	$	(32,503	)

A summary of loan balances follows (in thousands):

	December 31, 2015
							PCI -			PCI -
	Originated			PNCI			Cash basis			Other			Total
Mortgage loans on real estate:
Residential 1-4 family	$	207,585		$	104,535			—		$	2,145		$	314,265
Commercial		1,163,643			310,864			—			23,060			1,497,567
Total mortgage loan on real estate		1,371,228			415,399			—			25,205			1,811,832
Consumer:
Home equity lines of credit		285,419			29,335		$	4,954			2,784			322,492
Home equity loans		34,717			4,018			124			1,503			40,362
Other		28,998			3,367			—			64			32,429
Total consumer loans		349,134			36,720			5,078			4,351			395,283
Commercial		170,320			19,744			1			4,848			194,913
Construction:
Residential		31,778			13,636			—			721			46,135
Commercial		66,285			8,489			—			—			74,774
Total construction		98,063			22,125			—			721			120,909
Total loans, net of deferred loan fees and discounts	$	1,988,745		$	493,988		$	5,079		$	35,125		$	2,522,937
Total principal balance of loans owed, net of charge-offs	$	1,995,296		$	507,935		$	12,686		$	39,693		$	2,555,610
Unamortized net deferred loan fees		(6,551	)		—			—			—			(6,551	)
Discounts to principal balance of loans owed, net of charge-offs		—			(13,947	)		(7,607	)		(4,568	)		(26,122	)
Total loans, net of unamortized deferred loan fees and discounts	$	1,988,745		$	493,988		$	5,079		$	35,125		$	2,522,937
Noncovered loans	$	1,988,745		$	493,988		$	5,079		$	29,890		$	2,517,702
Covered loans		—			—			—			5,235			5,235
Total loans, net of unamortized deferred loan fees and discounts	$	1,988,745		$	493,988		$	5,079		$	35,125		$	2,522,937
Allowance for loan losses	$	(31,271	)	$	(1,848	)	$	(121	)	$	(2,771	)	$	(36,011	)

Change in Accretable Yield for PCI

The following is a summary of the change in accretable yield for PCI – other loans during the periods indicated (in thousands):

	Year ended December 31,
	2016			2015
Change in accretable yield:
Balance at beginning of period	$	13,255		$	14,159
Accretion to interest income		(4,011	)		(6,323	)
Reclassification (to) from nonaccretable difference		1,104			5,419
Balance at end of period	$	10,348		$	13,255