Noninterest Income and Expense (Tables)

6 Months Ended

Jun. 30, 2016

Other Income and Expenses [Abstract]

Components of Other Noninterest Income

The components of other noninterest income were as follows (in thousands):

	Three months ended June 30,						Six months ended June 30,
	2016			2015			2016			2015
Service charges on deposit accounts	$	3,543		$	3,637		$	6,908		$	7,237
ATM and interchange fees		3,892			3,383			7,285			6,385
Other service fees		849			779			1,577			1,493
Mortgage banking service fees		516			528			1,033			1,062
Change in value of mortgage servicing rights		(701	)		521			(1,399	)		15
Total service charges and fees		8,099			8,848			15,404			16,192
Gain on sale of loans		889			837			1,692			1,459
Commissions on sale of non-deposit investment products		611			784			1,143			1,749
Increase in cash value of life insurance		681			675			1,377			1,350
Change in indemnification asset		(149	)		(57	)		(264	)		(122	)
Gain (loss) on sale of foreclosed assets		57			115			149			426
Sale of customer checks		70			121			189			249
Lease brokerage income		235			245			430			382
(Loss) gain on disposal of fixed assets		(8	)		1			(39	)		(83	)
Other		760			511			954			658
Total other noninterest income		3,146			3,232			5,631			6,068
Total noninterest income	$	11,245		$	12,080		$	21,035		$	22,260
Mortgage loan servicing fees, net of change in fair value of mortgage loan servicing rights	$	(185	)	$	1,049		$	(366	)	$	1,077

Components of Noninterest Expense

The components of noninterest expense were as follows (in thousands):

	Three months ended June 30,				Six months ended June 30,
	2016		2015		2016		2015
Base salaries, net of deferred loan origination costs	$	12,968	$	11,502	$	25,676	$	23,246
Incentive compensation		2,471		1,390		4,210		2,986
Benefits and other compensation costs		4,606		4,350		9,424		9,110
Total salaries and benefits expense		20,045		17,242		39,310		35,342
Occupancy		2,529		2,541		4,837		4,958
Equipment		1,844		1,527		3,230		2,941
Data processing and software		2,355		1,834		4,198		3,786
ATM network charges		1,002		985		2,008		1,755
Telecommunications		698		785		1,383		1,671
Postage		342		330		805		642
Courier service		265		253		536		501
Advertising		1,077		1,002		1,972		1,810
Assessments		578		694		1,210		1,345
Operational losses		345		149		509		273
Professional fees		1,356		1,035		2,165		2,154
Foreclosed assets expense		114		102		160		200
Provision for foreclosed asset losses		43		174		32		241
Change in reserve for unfunded commitments		408		110		408		(20	)
Intangible amortization		359		289		658		578
Merger expense		162		—		784		586
Litigation contingent liability		1,450		—		1,450		—
Other		3,295		3,384		6,363		5,955
Total other noninterest expense		18,222		15,194		32,708		29,376
Total noninterest expense	$	38,267	$	32,436	$	72,018	$	64,718
Merger expense:
Base salaries (outside temporary help)		—		—	$	187		—
Data processing and software		—		—		—	$	108
Professional fees	$	162		—		342		120
Advertising and marketing		—		—		114		—
Other		—		—		141		358
Total merger expense	$	162		—	$	784	$	586