Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2016

Receivables [Abstract]

Summary of Activity in Allowance for Loan Losses, and Ending Balance of Loans, Net of Unearned Fees for Periods Indicated

The following tables summarize the activity in the allowance for loan losses, and ending balance of loans, net of unearned fees for the periods indicated.

	Allowance for Loan Losses – Three Months Ended June 30, 2016
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.		Total
Beginning balance	$	2,765		$	11,895		$	9,907		$	3,111			—		$	687		$	6,139		$	1,066		$	818	$	36,388
Charge-offs		(125	)		—			(114	)		(93	)		—			(233	)		(76	)		—			—		(641	)
Recoveries		225			65			60			23			—			101			61			—			—		535
(Benefit) provision		(173	)		400			(651	)		(20	)		—			141			(859	)		255			134		(773	)
Ending balance	$	2,692		$	12,360		$	9,202		$	3,021			—		$	696		$	5,265		$	1,321		$	952	$	35,509
	Allowance for Loan Losses – Six Months Ended June 30, 2016
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.		Total
Beginning balance	$	2,507		$	11,443		$	11,253		$	3,138			—		$	688		$	5,271		$	899		$	812	$	36,011
Charge-offs		(162	)		(793	)		(328	)		(93	)		—			(440	)		(114	)		—			—		(1,930	)
Recoveries		227			882			341			72			—			231			238			—			1		1,992
(Benefit) provision		120			828			(2,064	)		(96	)		—			217			(130	)		422			139		(564	)
Ending balance	$	2,692		$	12,360		$	9,202		$	3,021			—		$	696		$	5,265		$	1,321		$	952	$	35,509
Ending balance:
Individ. evaluated for impairment	$	474		$	253		$	506		$	203			—		$	87		$	647			—			—	$	2,170
Loans pooled for evaluation	$	2,008		$	10,648		$	8,680		$	2,818			—		$	609		$	3,545		$	1,271		$	952	$	30,531
Loans acquired with deteriorated credit quality	$	210		$	1,459		$	16			—			—			—		$	1,073		$	50			—	$	2,808
	Loans, net of unearned fees – As of June 30, 2016
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.		Total
Ending balance:
Total loans	$	318,206		$	1,594,818		$	306,678		$	42,002			—		$	32,434		$	209,840		$	62,331		$	87,321	$	2,653,630
Individ. evaluated for impairment	$	6,629		$	12,152		$	4,984		$	1,944			—		$	277		$	1,930		$	11			—	$	27,927
Loans pooled for evaluation	$	309,952		$	1,566,724		$	295,444		$	38,427			—		$	32,094		$	203,626		$	61,771		$	87,321	$	2,595,359
Loans acquired with deteriorated credit quality	$	1,625		$	15,942		$	6,250		$	1,631			—		$	63		$	4,284		$	549			—	$	30,344
	Allowance for Loan Losses - Year Ended December 31, 2015
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.		Total
Beginning balance	$	3,086		$	9,227		$	15,676		$	1,797		$	9		$	719		$	4,226		$	1,434		$	411	$	36,585
Charge-offs		(224	)		—			(694	)		(242	)		(4	)		(972	)		(680	)		—			—		(2,816	)
Recoveries		204			243			666			252			42			500			677			1,728			140		4,452
(Benefit) provision		(559	)		1,973			(4,395	)		1,331			(47	)		441			1,048			(2,263	)		261		(2,210	)
Ending balance	$	2,507		$	11,443		$	11,253		$	3,138			—		$	688		$	5,271		$	899		$	812	$	36,011
Ending balance:
Individ. evaluated for impairment	$	335		$	395		$	605		$	294			—		$	74		$	1,187			—			—	$	2,890
Loans pooled for evaluation	$	2,112		$	9,596		$	10,423		$	2,844			—		$	614		$	2,983		$	844		$	812	$	30,228
Loans acquired with deteriorated credit quality	$	60		$	1,452		$	225			—			—			—		$	1,101		$	55			—	$	2,893

	Loans, net of unearned fees – As of December 31, 2015
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Ending balance:
Total loans	$	314,265		$	1,497,567		$	322,492		$	40,362			—		$	32,429		$	194,913		$	46,135		$	74,774		$	2,522,937
Individ. evaluated for impairment	$	6,767		$	32,407		$	5,747		$	1,731			—		$	288		$	2,671		$	4		$	490		$	50,105
Loans pooled for evaluation	$	305,353		$	1,442,100		$	309,007		$	37,004			—		$	32,077		$	187,393		$	45,410		$	74,284		$	2,432,628
Loans acquired with deteriorated credit quality	$	2,145		$	23,060		$	7,738		$	1,627			—		$	64		$	4,849		$	721			—		$	40,204
	Allowance for Loan Losses – Three Months Ended June 30, 2015
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Beginning balance	$	2,765		$	10,451		$	15,233		$	1,980		$	6		$	644		$	3,976		$	750		$	250		$	36,055
Charge-offs		(128	)		—			(84	)		(117	)		(4	)		(176	)		(5	)		—			—			(514	)
Recoveries		—			53			230			6			16			107			121			—			14			547
(Benefit) provision		198			(363	)		(1,386	)		259			(18	)		130			310			92			145			(633	)
Ending balance	$	2,835		$	10,141		$	13,993		$	2,128			—		$	705		$	4,402		$	842		$	409		$	35,455
	Allowance for Loan Losses – Six Months Ended June 30, 2015
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Beginning balance	$	3,086		$	9,227		$	15,676		$	1,797		$	9		$	719		$	4,226		$	1,434		$	411		$	36,585
Charge-offs		(209	)		—			(425	)		(128	)		(4	)		(444	)		(539	)		—			—			(1,749	)
Recoveries		1			149			349			9			36			259			208			11			33			1,055
(Benefit) provision		(43	)		765			(1,607	)		450			(41	)		171			507			(603	)		(35	)		(436	)
Ending balance	$	2,835		$	10,141		$	13,993		$	2,128			—		$	705		$	4,402		$	842		$	409		$	35,455
Ending balance:
Individ. evaluated for impairment	$	857		$	418		$	1,779		$	387			—		$	128		$	676			—			—		$	4,245
Loans pooled for evaluation	$	1,884		$	8,390		$	11,798		$	1,741			—		$	577		$	2,536		$	653		$	409		$	27,988
Loans acquired with deteriorated credit quality	$	94		$	1,333		$	416			—			—			—		$	1,190		$	189			—		$	3,222
	Loans, net of unearned fees – As of June 30, 2015
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Ending balance:
Total loans	$	291,488		$	1,395,079		$	344,115		$	34,572			—		$	33,101		$	195,791		$	41,958		$	57,658		$	2,393,762
Individ. evaluated for impairment	$	7,467		$	47,118		$	6,135		$	1,438			—		$	403		$	2,048		$	328		$	88		$	65,025
Loans pooled for evaluation	$	280,147		$	1,320,440		$	329,788		$	32,372			—		$	32,631		$	188,642		$	40,907		$	57,570		$	2,282,497
Loans acquired with deteriorated credit quality	$	3,874		$	27,521		$	8,192		$	762			—		$	67		$	5,101		$	723			—		$	46,240

Presentation of Credit Quality Indicators

The following tables present ending loan balances by loan category and risk grade for the periods indicated:

	Credit Quality Indicators – As of June 30, 2016
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loans:
Pass	$	214,128	$	1,271,457	$	265,496	$	32,662		—	$	29,100	$	182,447	$	48,608	$	78,200	$	2,122,098
Special mention		2,117		12,509		2,335		1,060		—		357		4,049		—		—		22,427
Substandard		5,215		13,892		6,018		2,795		—		166		2,998		—		—		31,084
Total originated	$	221,460	$	1,297,858	$	273,849	$	36,517		—	$	29,623	$	189,494	$	48,608	$	78,200	$	2,175,609
PNCI loans:
Pass	$	93,348	$	261,862	$	25,075	$	3,691		—	$	2,573	$	15,995	$	13,174	$	9,121	$	424,839
Special mention		540		8,107		410		74		—		57		8		—		—		9,196
Substandard		1,233		11,049		1,094		89		—		118		59		—		—		13,642
Total PNCI	$	95,121	$	281,018	$	26,579	$	3,854		—	$	2,748	$	16,062	$	13,174	$	9,121	$	447,677
PCI loans	$	1,625	$	15,942	$	6,250	$	1,631		—	$	63	$	4,284	$	549		—	$	30,344
Total loans	$	318,206	$	1,594,818	$	306,678	$	42,002		—	$	32,434	$	209,840	$	62,331	$	87,321	$	2,653,630
	Credit Quality Indicators – As of December 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loans:
Pass	$	199,837	$	1,118,868	$	275,251	$	31,427		—	$	28,339	$	166,559	$	31,440	$	66,285	$	1,918,006
Special mention		2,018		10,321		2,494		1,027		—		415		1,037		334		—		17,646
Substandard		5,730		34,454		7,674		2,263		—		244		2,724		4		—		53,093
Total originated	$	207,585	$	1,163,643	$	285,419	$	34,717		—	$	28,998	$	170,320	$	31,778	$	66,285	$	1,988,745
PNCI loans:
Pass	$	102,895	$	293,935	$	27,378	$	3,789		—	$	3,164	$	19,666	$	13,636	$	8,489	$	472,952
Special mention		600		10,795		445		80		—		74		—		—		—		11,994
Substandard		1,040		6,134		1,512		149		—		129		78		—		—		9,042
Total PNCI	$	104,535	$	310,864	$	29,335	$	4,018		—	$	3,367	$	19,744	$	13,636	$	8,489	$	493,988
PCI loans	$	2,145	$	23,060	$	7,738	$	1,627		—	$	64	$	4,849	$	721		—	$	40,204
Total loans	$	314,265	$	1,497,567	$	322,492	$	40,362		—	$	32,429	$	194,913	$	46,135	$	74,774	$	2,522,937

Analysis of Past Due and Nonaccrual Loans

The following table shows the ending balance of current, past due, and nonaccrual originated loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual Originated Loans – As of June 30, 2016
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loan balance:
Past due:
30-59 Days	$	46	$	1,948	$	1,326	$	272		—	$	47	$	611		—	$	397	$	4,647
60-89 Days		70		298		250		110		—		9		415		—		—		1,152
> 90 Days		344		364		219		482		—		9		295		—		—		1,713
Total past due	$	460	$	2,610	$	1,795	$	864		—	$	65	$	1,321		—	$	397	$	7,512
Current		221,000		1,295,248		272,054		35,653		—		29,558		188,173	$	48,608		77,803		2,168,097
Total orig. loans	$	221,460	$	1,297,858	$	273,849	$	36,517		—	$	29,623	$	189,494	$	48,608	$	78,200	$	2,175,609
> 90 Days and still accruing		—		—		—		—		—		—		—		—		—		—
Nonaccrual loans	$	2,375	$	2,961	$	2,826	$	1,396		—	$	9	$	444	$	11		—	$	10,022

The following table shows the ending balance of current, past due, and nonaccrual PNCI loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual PNCI Loans – As of June 30, 2016
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
PNCI loan balance:
Past due:
30-59 Days		—		—	$	48	$	20		—	$	21		—		—		—	$	89
60-89 Days	$	29	$	744		11		33		—		—		—		—		—		817
> 90 Days		287		80		—		—		—		8		—		—		—		375
Total past due	$	316	$	824	$	59	$	53		—	$	29		—		—		—	$	1,281
Current		94,805		280,194		26,520		3,801		—		2,719	$	16,062	$	13,174	$	9,121		446,396
Total PNCI loans	$	95,121	$	281,018	$	26,579	$	3,854		—	$	2,748	$	16,062	$	13,174	$	9,121	$	447,677
> 90 Days and still accruing		—		—		—		—		—		—		—		—		—		—
Nonaccrual loans	$	532	$	2,667	$	512	$	70		—	$	8		—		—		—	$	3,789

The following table shows the ending balance of current, past due, and nonaccrual originated loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual Originated Loans – As of December 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loan balance:
Past due:
30-59 Days	$	791	$	200	$	1,033	$	402		—	$	12	$	2,197		—		—	$	4,635
60-89 Days		—		491		324		341		—		40		—		—		—		1,196
> 90 Days		271		3,425		520		82		—		19		24		—		—		4,341
Total past due		1,062		4,116		1,877		825		—		71		2,221		—		—		10,172
Current		206,523		1,159,527		283,542		33,892		—		28,927		168,099	$	31,778	$	66,285		1,978,573
Total orig. loans	$	207,585	$	1,163,643	$	285,419	$	34,717		—	$	28,998	$	170,320	$	31,778	$	66,285	$	1,988,745
> 90 Days and still accruing		—		—		—		—		—		—		—		—		—		—
Nonaccrual loans	$	3,045	$	14,196	$	3,379	$	1,195		—	$	21	$	976	$	12		—	$	22,824

The following table shows the ending balance of current, past due, and nonaccrual PNCI loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual PNCI Loans – As of December 31, 2015
	RE Mortgage				Home Equity				Auto				Other		Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
PNCI loan balance:
Past due:
30-59 Days	$	3,106	$	4,037	$	92	$	23		—		—	$	1		—		—	$	7,259
60-89 Days		—		—		—		—		—	$	13		—		—		—		13
> 90 Days		58		748		275		71		—		10		—		—	$	490		1,652
Total past due		3,164		4,785		367		94		—		23		1		—		490		8,924
Current		101,371		306,079		28,968		3,924		—		3,344		19,743	$	13,636		7,999		485,064
Total PNCI loans	$	104,535	$	310,864	$	29,335	$	4,018		—	$	3,367	$	19,744	$	13,636	$	8,489	$	493,988
> 90 Days and still accruing		—		—		—		—		—		—		—		—		—		—
Nonaccrual loans	$	348	$	3,742	$	676	$	109		—	$	33		—		—	$	490	$	5,398

Impaired Loans

Impaired originated loans are those where management has concluded that it is probable that the borrower will be unable to pay all amounts due under the contractual terms. The following tables show the recorded investment (financial statement balance), unpaid principal balance, average recorded investment, and interest income recognized for impaired Originated and PNCI loans, segregated by those with no related allowance recorded and those with an allowance recorded for the periods indicated.

	Impaired Originated Loans – As of, or for the Six Months Ended, June 30, 2016
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	3,223	$	7,927	$	2,861	$	1,217		—	$	9	$	321	$	11		—	$	15,569
Unpaid principal	$	4,706	$	8,428	$	5,267	$	1,871	$	7	$	13	$	356	$	16		—	$	20,664
Average recorded Investment	$	3,554	$	17,518	$	2,912	$	1,082	$	1	$	13	$	448	$	8		—	$	25,536
Interest income Recognized	$	43	$	156	$	12	$	8		—		—	$	8		—		—	$	227
With an allowance recorded:
Recorded investment	$	2,338	$	1,422	$	1,115	$	657		—		—	$	1,609		—		—	$	7,141
Unpaid principal	$	2,418	$	1,467	$	1,166	$	687		—		—	$	1,655		—		—	$	7,393
Related allowance	$	389	$	165	$	268	$	203		—		—	$	647		—		—	$	1,672
Average recorded Investment	$	2,172	$	1,420	$	1,420	$	666		—	$	1	$	1,852		—		—	$	7,531
Interest income Recognized	$	36	$	39	$	9	$	12		—		—	$	36		—		—	$	132
	Impaired PNCI Loans – As of, or for the Six Months Ended, June 30, 2016
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	532	$	2,667	$	512	$	70		—	$	8		—		—		—	$	3,789
Unpaid principal	$	701	$	2,894	$	578	$	76		—	$	9		—		—		—	$	4,258
Average recorded Investment	$	704	$	1,899	$	483	$	70		—	$	21	$	1		—	$	245	$	3,423
Interest income Recognized		—		—		—		—		—		—		—		—		—		—
With an allowance recorded:
Recorded investment	$	536	$	136	$	496		—		—	$	260		—		—		—	$	1,428
Unpaid principal	$	536	$	136	$	496		—		—	$	260		—		—		—	$	1,428
Related allowance	$	85	$	88	$	238		—		—	$	87		—		—		—	$	498
Average recorded Investment	$	268	$	1,442	$	551	$	19		—	$	247		—		—		—	$	2,527
Interest income Recognized	$	9	$	3	$	11		—		—	$	6		—		—		—	$	29

	Impaired Originated Loans – As of December 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	3,886	$	27,109	$	2,963	$	947		—	$	20	$	576	$	4		—	$	35,505
Unpaid principal	$	5,998	$	29,678	$	6,079	$	1,349		—	$	35	$	688	$	65		—	$	43,892
Average recorded Investment	$	3,586	$	32,793	$	2,982	$	848		—	$	29	$	494	$	1,202	$	50	$	41,984
Interest income Recognized	$	81	$	893	$	23	$	5		—		—	$	29		—		—	$	1,031
With an allowance recorded:
Recorded investment	$	2,006	$	1,418	$	1,724	$	674		—	$	1	$	2,094		—		—	$	7,917
Unpaid principal	$	2,073	$	1,453	$	1,904	$	701		—	$	1	$	2,117		—		—	$	8,249
Related allowance	$	335	$	146	$	525	$	256		—	$	1	$	1,187		—		—	$	2,450
Average recorded Investment	$	2,365	$	2,180	$	2,455	$	589		—	$	23	$	1,716	$	141		—	$	9,469
Interest income Recognized	$	49	$	74	$	31	$	26		—		—	$	122		—		—	$	302
	Impaired PNCI Loans – As of December 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	875	$	1,132	$	454	$	71		—	$	33	$	1		—	$	490	$	3,056
Unpaid principal	$	908	$	1,248	$	505	$	73		—	$	52	$	1		—	$	490	$	3,277
Average recorded Investment	$	609	$	749	$	400	$	48		—	$	35	$	4		—	$	245	$	2,090
Interest income Recognized	$	31	$	32	$	3	$	2		—	$	1		—		—	$	18	$	87
With an allowance recorded:
Recorded investment		—	$	2,748	$	606	$	39		—	$	234		—		—		—	$	3,627
Unpaid principal		—	$	2,858	$	612	$	40		—	$	234		—		—		—	$	3,744
Related allowance		—	$	248	$	80	$	39		—	$	73		—		—		—	$	440
Average recorded Investment	$	417	$	1,447	$	521	$	19		—	$	227		—		—		—	$	2,631
Interest income Recognized		—	$	149	$	14		—		—	$	11		—		—		—	$	174
	Impaired Originated Loans – As of, or for the Six Months Ended, June 30, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	3,770	$	40,294	$	2,475	$	779		—	$	23	$	338	$	328	$	88	$	48,095
Unpaid principal	$	5,901	$	44,441	$	5,340	$	1,256		—	$	46	$	366	$	376	$	183	$	57,909
Average recorded Investment	$	3,528	$	39,385		2,738	$	764		—	$	31	$	375	$	1,364	$	94	$	48,279
Interest income Recognized	$	19	$	795	$	2		—		—		—	$	11	$	9		—	$	836
With an allowance recorded:
Recorded investment	$	2,780	$	2,365	$	2,513	$	598		—	$	37	$	1,706		—		—	$	9,999
Unpaid principal	$	2,958	$	2,448	$	2,973	$	704		—	$	47	$	1,808		—		—	$	10,938
Related allowance	$	784	$	216	$	1,481	$	346		—	$	15	$	676		—		—	$	3,518
Average recorded Investment	$	2,752	$	2,654	$	2,849	$	551		—	$	41	$	1,522	$	141		—	$	10,510
Interest income Recognized	$	40	$	56	$	25	$	3		—		—	$	42		—		—	$	166

	Impaired PNCI Loans – As of, or for the Six Months Ended, June 30, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	290	$	3,633	$	637	$	20		—	$	42	$	4		—		—	$	4,626
Unpaid principal	$	316	$	3,713	$	696	$	22		—	$	62	$	4		—		—	$	4,813
Average recorded Investment	$	317	$	1,999	$	492	$	22		—	$	40	$	5		—		—	$	2,875
Interest income Recognized	$	3	$	74	$	1		—		—		—		—		—		—	$	78
With an allowance recorded:
Recorded investment	$	627	$	826	$	511	$	41		—	$	301		—		—		—	$	2,306
Unpaid principal	$	643	$	836	$	512	$	42		—	$	301		—		—		—	$	2,334
Related allowance	$	72	$	203	$	298	$	41		—	$	113		—		—		—	$	727
Average recorded Investment	$	731	$	486	$	474	$	20		—	$	261		—		—		—	$	1,972
Interest income Recognized	$	4	$	12	$	9		—		—	$	6		—		—		—	$	31

Troubled Debt Restructurings

The following table shows certain information regarding Troubled Debt Restructurings (TDRs) that occurred during the period indicated:

	TDR Information for the Three Months Ended June 30, 2016
	RE Mortgage				Home Equity				Auto		Other				Construction
($ in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Number		1		—		3		—		—		—		—		—		—		4
Pre-mod outstanding principal balance	$	332		—	$	163		—		—		—		—		—		—	$	495
Post-mod outstanding principal balance	$	332		—	$	164		—		—		—		—		—		—	$	496
Financial impact due to TDR taken as additional provision	$	44		—	$	54		—		—		—		—		—		—	$	98
Number that defaulted during the period		1		—		—		—		—		—		—		—		—		1
Recorded investment of TDRs that defaulted during the period	$	86		—		—		—		—		—		—		—		—	$	86
Financial impact due to the default of previous TDR taken as charge-offs or additional provisions		—		—		—		—		—		—		—		—		—		—

The following tables show certain information regarding TDRs that occurred during the periods indicated:

	TDR Information for the Six Months Ended June 30, 2015
	RE Mortgage					Home Equity				Auto		Other				Construction
($ in thousands)	Resid.		Comm.			Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Number		1		2			4		1		—		—		1		—		—		9
Pre-mod outstanding principal balance	$	332	$	79		$	295	$	105		—		—	$	12		—		—	$	823
Post-mod outstanding principal balance	$	332	$	116		$	297	$	105		—		—	$	12		—		—	$	862
Financial impact due to TDR taken as additional provision	$	44		—		$	73		—		—		—	$	8		—		—	$	125
Number that defaulted during the period		1		—			—		—		—		—		—		—		—		1
Recorded investment of TDRs that defaulted during the period	$	86		—			—		—		—		—		—		—		—	$	86
Financial impact due to the default of previous TDR taken as charge-offs or additional provisions		—		—			—		—		—		—		—		—		—		—
	TDR Information for the Three Months Ended June 30, 2015
	RE Mortgage					Home Equity				Auto		Other				Construction
($ in thousands)	Resid.		Comm.			Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Number		—		—			—		1		—		—		2		—		—		3
Pre-mod outstanding principal balance		—		—			—	$	69		—		—	$	182		—		—	$	251
Post-mod outstanding principal balance		—		—			—	$	73		—		—	$	182		—		—	$	255
Financial impact due to TDR taken as additional provision		—		—			—		—		—		—	$	86		—		—	$	86
Number that defaulted during the period		1		1			—		—		—		—		—		—		—		2
Recorded investment of TDRs that defaulted during the period	$	98	$	37			—		—		—		—		—		—		—	$	135
Financial impact due to the default of previous TDR taken as charge-offs or additional provisions		—		—			—		—		—		—		—		—		—		—
	TDR Information for the Six Months Ended June 30, 2015
	RE Mortgage					Home Equity				Auto		Other				Construction
($ in thousands)	Resid.		Comm.			Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Number		1		1			—		1		—		2		3		—		—		8
Pre-mod outstanding principal balance	$	108	$	124			—	$	69		—	$	89	$	468		—		—	$	858
Post-mod outstanding principal balance	$	110	$	124			—	$	74		—	$	89	$	470		—		—	$	867
Financial impact due to TDR taken as additional provision	$	8	$	(5	)		—		—		—	$	5	$	249		—		—	$	257
Number that defaulted during the period		1		1			1		—		—		—		—		—		—		3
Recorded investment of TDRs that defaulted during the period	$	98	$	37		$	46		—		—		—		—		—		—	$	181
Financial impact due to the default of previous TDR taken as charge-offs or additional provisions		—		—			—		—		—		—		—		—		—		—