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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2015
Banking and Thrift [Abstract]  
Actual and Required Capital Ratios of Bank

The following table presents actual and required capital ratios as of December 31, 2015 for the Company and the Bank under Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of December 31, 2015 based on the phased-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

 

     Actual     Minimum Capital
Required – Basel III
Phase-in Schedule
    Minimum Capital
Required – Basel III
Fully Phased In
    Required to be
Considered Well
Capitalized
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio     Amount      Ratio  
     (dollars in thousands)  

As of December 31, 2015:

  

Total Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 474,436         15.09   $ 251,555         8.00   $ 330,165         10.50     N/A         N/A   

Tri Counties Bank

   $ 473,327         15.06   $ 251,418         8.00   $ 329,985         10.50   $ 314,272         10.00

Tier 1 Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 435,950         13.86   $ 188,666         6.00   $ 267,277         8.50     N/A         N/A   

Tri Counties Bank

   $ 434,841         13.84   $ 188,563         6.00   $ 267,131         8.50   $ 251,418         8.00

Common equity Tier 1 Capital

                    

(to Risk Weighted Assets):

                    

Consolidated

   $ 385,747         12.27   $ 141,499         4.50   $ 220,110         7.00     N/A         N/A   

Tri Counties Bank

   $ 434,841         13.84   $ 141,422         4.50   $ 219,990         7.00   $ 204,277         6.50

Tier 1 Capital (to Average Assets):

                    

Consolidated

   $ 435,950         10.79   $ 161,562         4.00   $ 161,562         4.00     N/A         N/A   

Tri Counties Bank

   $ 434,841         10.76   $ 161,601         4.00   $ 161,601         4.00   $ 202,002         5.00

The following table presents actual and required capital ratios as of December 31, 2104 for the Company and the Bank under the regulatory capital rules then in effect.

 

     Actual     Minimum
Capital Requirement
    Minimum
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
     Amount      Ratio     Amount      Ratio     Amount      Ratio  
     (dollars in thousands)  

As of December 31, 2014:

               

Total Capital (to Risk Weighted Assets):

               

Consolidated

   $ 436,955         15.63   $ 223,603         8.0     N/A         N/A   

Tri Counties Bank

   $ 433,286         15.51   $ 223,449         8.0   $ 279,311         10.0

Tier 1 Capital (to Risk Weighted Assets):

               

Consolidated

   $ 401,971         14.38   $ 111,801         4.0     N/A         N/A   

Tri Counties Bank

   $ 398,325         14.26   $ 111,724         4.0   $ 167,587         6.0

Tier 1 Capital (to Average Assets):

               

Consolidated

   $ 401,971         10.80   $ 148,819         4.0     N/A         N/A   

Tri Counties Bank

   $ 398,325         10.71   $ 148,734         4.0   $ 185,918         5.0