Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2015

Banking and Thrift [Abstract]

Actual and Required Capital Ratios of Bank

The following table presents actual and required capital ratios as of March 31, 2015 for the Company and the Bank under Basel III Capital Rules. The minimum capital amounts presented include the minimum required capital levels as of March 31, 2015 based on the phased-in provisions of the Basel III Capital Rules and the minimum required capital levels as of January 1, 2019 when the Basel III Capital Rules have been fully phased-in. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

	Actual					Minimum Capital Required – Basel III Phase-in Schedule					Minimum Capital Required – Basel III Fully Phased In					Required to be Considered Well Capitalized
	Amount		Ratio			Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of March 31, 2015:
Total Capital
(to Risk Weighted Assets):
Consolidated	$	444,192		15.23	%	$	233,279		8.00	%	$	306,178		10.50	%	$	291,598		10.00	%
Tri Counties Bank	$	442,590		15.19	%	$	233,138		8.00	%	$	305,993		10.50	%	$	291,422		10.00	%
Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	407,722		13.98	%	$	174,959		6.00	%	$	247,858		8.50	%	$	233,279		8.00	%
Tri Counties Bank	$	406,142		13.94	%	$	174,853		6.00	%	$	247,709		8.50	%	$	233,138		8.00	%
Common equity Tier 1 Capital
(to Risk Weighted Assets):
Consolidated	$	353,131		12.11	%	$	131,219		4.50	%	$	204,119		7.00	%	$	189,539		6.50	%
Tri Counties Bank	$	406,142		13.94	%	$	131,140		4.50	%	$	203,996		7.00	%	$	189,424		6.50	%
Tier 1 Capital (to Average Assets):
Consolidated	$	407,722		10.68	%	$	152,748		4.00	%	$	152,748		4.00	%	$	190,935		5.00	%
Tri Counties Bank	$	406,142		10.64	%	$	152,676		4.00	%	$	152,676		4.00	%	$	190,845		5.00	%

The following table presents actual and required capital ratios as of December 31, 2014 for the Company and the Bank under the regulatory capital rules then in effect.

	Actual					Minimum Capital Requirement					Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio			Amount		Ratio			Amount		Ratio
	(dollars in thousands)
As of December 31, 2014:
Total Capital (to Risk Weighted Assets):
Consolidated	$	436,955		15.63	%	$	223,603		8.0	%		N/A		N/A
Tri Counties Bank	$	433,286		15.51	%	$	223,449		8.0	%	$	279,311		10.0	%
Tier 1 Capital (to Risk Weighted Assets):
Consolidated	$	401,971		14.38	%	$	111,801		4.0	%		N/A		N/A
Tri Counties Bank	$	398,325		14.26	%	$	111,724		4.0	%	$	167,587		6.0	%
Tier 1 Capital (to Average Assets):
Consolidated	$	401,971		10.80	%	$	148,819		4.0	%		N/A		N/A
Tri Counties Bank	$	398,325		10.71	%	$	148,734		4.0	%	$	185,918		5.0	%