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Commitments and Contingencies (Tables)
3 Months Ended
Mar. 31, 2015
Commitments and Contingencies Disclosure [Abstract]  
Future Minimum Commitments under Non-Cancelable Operating Leases with Initial or Remaining Terms of One Year or More

At December 31, 2014, future minimum commitments under non-cancelable operating leases with initial or remaining terms of one year or more are as follows:

 

     Operating
Leases
 
     (in thousands)  

2015

   $ 3,419   

2016

     2,510   

2017

     1,856   

2018

     1,323   

2019

     859   

Thereafter

     1,180   
  

 

 

 

Future minimum lease payments

$ 11,147   
  

 

 

 
Summary of Bank's Commitments and Contingent Liabilities

The following table presents a summary of the Bank’s commitments and contingent liabilities:

 

(in thousands)    March 31,
2015
     December 31,
2014
 

Financial instruments whose amounts represent risk:

     

Commitments to extend credit:

     

Commercial loans

   $ 195,295       $ 177,557   

Consumer loans

     392,005         392,705   

Real estate mortgage loans

     40,014         36,139   

Real estate construction loans

     40,935         49,774   

Standby letters of credit

     16,307         17,531   

Deposit account overdraft privilege

   $ 99,002       $ 101,060