Allowance for Loan Losses (Tables)

3 Months Ended

Mar. 31, 2015

Receivables [Abstract]

Summary of Activity in Allowance for Loan Losses, and Ending Balance of Loans, Net of Unearned Fees for Periods Indicated

The following tables summarize the activity in the allowance for loan losses, and ending balance of loans, net of unearned fees for the periods indicated.

	Allowance for Loan Losses – Year Ended March 31, 2015
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Beginning balance	$	3,086		$	9,227		$	15,676		$	1,797		$	9		$	719		$	4,226		$	1,434		$	411		$	36,585
Charge-offs		(81	)		—			(341	)		(11	)		—			(268	)		(534	)		—			—			(1,235	)
Recoveries		1			96			119			3			20			152			87			11			19			508
(Benefit) provision		(241	)		1,128			(221	)		191			(23	)		41			197			(695	)		(180	)		197
Ending balance	$	2,765		$	10,451		$	15,233		$	1,980		$	6		$	644		$	3,976		$	750		$	250		$	36,055
Ending balance:
Individ. evaluated for impairment	$	988		$	799		$	1,857		$	337		$	1		$	92		$	559		$	59			—		$	4,692
Loans pooled for evaluation	$	1,709		$	8,464		$	12,932		$	1,643		$	5		$	552		$	2,205		$	505		$	250		$	28,265
Loans acquired with deteriorated credit quality	$	69		$	1,188		$	443			—			—			—		$	1,212		$	186			—		$	3,098
	Loans, net of unearned fees – As of March 31, 2015
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Ending balance:
Total loans	$	282,383		$	1,364,480		$	345,210		$	32,486		$	32		$	32,999		$	177,540		$	40,105		$	45,648		$	2,320,883
Individ. evaluated for impairment	$	7,786		$	44,523		$	6,290		$	1,359		$	14		$	338		$	1,967		$	2,655		$	94		$	65,026
Loans pooled for evaluation	$	270,571		$	1,292,006		$	329,961		$	30,374		$	18		$	32,591		$	168,517		$	36,714		$	45,554		$	2,206,306
Loans acquired with deteriorated credit quality	$	4,026		$	27,951		$	8,959		$	753			—		$	70		$	7,056		$	736			—		$	49,551
	Allowance for Loan Losses – Year Ended December 31, 2014
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Beginning balance	$	3,154		$	9,700		$	16,375		$	1,208		$	66		$	589		$	4,331		$	1,559		$	1,263		$	38,245
Charge-offs		(171	)		(110	)		(1,094	)		(29	)		(3	)		(599	)		(479	)		(4	)		(69	)		(2,558	)
Recoveries		2			540			960			34			86			495			1,268			1,377			181			4,943
(Benefit) provision		101			(903	)		(565	)		584			(140	)		234			(894	)		(1,498	)		(964	)		(4,045	)
Ending balance	$	3,086		$	9,227		$	15,676		$	1,797		$	9		$	719		$	4,226		$	1,434		$	411		$	36,585
Ending balance:
Individ. evaluated for impairment	$	974		$	410		$	1,974		$	284			—		$	142		$	423		$	60			—		$	4,267
Loans pooled for evaluation	$	1,915		$	8,408		$	13,251		$	1,513		$	9		$	572		$	2,569		$	332		$	322		$	28,891
Loans acquired with deteriorated credit quality	$	197		$	409		$	451			—			—		$	5		$	1,234		$	1,042		$	89		$	3,427
	Loans, net of unearned fees – As of December 31, 2014
	RE Mortgage						Home Equity						Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans			Indirect			Consum.			C&I			Resid.			Comm.			Total
Ending balance:
Total loans	$	279,420		$	1,335,939		$	352,584		$	31,314		$	112		$	33,074		$	174,945		$	38,618		$	35,518		$	2,282,524
Individ. evaluated for impairment	$	7,188		$	41,932		$	6,968		$	1,278		$	18		$	323		$	1,757		$	2,683		$	99		$	62,246
Loans pooled for evaluation	$	268,227		$	1,263,090		$	336,595		$	29,266		$	94		$	32,677		$	165,753		$	35,260		$	36,419		$	2,167,381
Loans acquired with deteriorated credit quality	$	4,005		$	30,917		$	9,021		$	770			—		$	74		$	7,435		$	675			—		$	52,897

	Allowance for Loan Losses – Three Months Ended March 31, 2014
	RE Mortgage						Home Equity					Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans		Indirect			Consum.			C&I			Resid.			Comm.			Total
Beginning balance	$	3,154		$	9,700		$	16,375		$	1,208	$	66		$	589		$	4,331		$	1,559		$	1,263		$	38,245
Charge-offs		(135	)		(13	)		(178	)		—		—			(127	)		(239	)		(4	)		(69	)		(765	)
Recoveries		—			172			329			2		12			183			873			511			115			2,197
(Benefit) provision		(39	)		16			(160	)		81		(33	)		(55	)		(829	)		(565	)		229			(1,355	)
Ending balance	$	2,980		$	9,875		$	16,366		$	1,291	$	45		$	590		$	4,136		$	1,501		$	1,538		$	38,322
Ending balance:
Individ. evaluated for impairment	$	666		$	968		$	1,394		$	178	$	1		$	4		$	626		$	104			—		$	3,941
Loans pooled for evaluation	$	1,962		$	8,129		$	14,489		$	1,113	$	44		$	586		$	2,194		$	769		$	1,033		$	30,319
Loans acquired with deteriorated credit quality	$	352		$	778		$	484			—		—			—		$	1,316		$	627		$	505		$	4,062
	Loans, net of unearned fees – As of March 31, 2014
	RE Mortgage						Home Equity					Auto			Other						Construction
(in thousands)	Resid.			Comm.			Lines			Loans		Indirect			Consum.			C&I			Resid.			Comm.			Total
Ending balance:
Total loans	$	195,826		$	930,472		$	337,802		$	15,776	$	575		$	27,633		$	119,418		$	37,394		$	22,156		$	1,687,052
Individ. evaluated for impairment	$	7,322		$	59,613		$	7,091		$	774	$	49		$	101		$	2,537		$	2,793		$	19		$	80,299
Loans pooled for evaluation	$	184,002		$	840,642		$	320,846		$	14,522	$	526		$	27,457		$	110,602		$	33,153		$	22,081		$	1,553,831
Loans acquired with deteriorated credit quality	$	4,502		$	30,217		$	9,865		$	480		—		$	75		$	6,279		$	1,448		$	56		$	52,922

Presentation of Credit Quality Indicators

The following tables present ending loan balances by loan category and risk grade for the periods indicated:

	Credit Quality Indicators – As of March 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loans:
Pass	$	152,273	$	926,236	$	286,624	$	24,010		—	$	28,010	$	132,590	$	20,498	$	31,877	$	1,602,118
Special mention		1,315		11,795		3,641		891	$	6		487		757		793		584		20,269
Substandard		6,453		32,402		9,033		1,991		26		243		708		2,373		97		53,326
Loss		—		—		—		—		—		—		—		—		—		—
Total originated	$	160,041	$	970,433	$	299,298	$	26,892	$	32	$	28,740	$	134,055	$	23,664	$	32,558	$	1,675,713
PNCI loans:
Pass	$	116,888	$	348,541	$	34,903	$	4,662		—	$	3,914	$	36,128	$	15,705	$	13,090	$	573,831
Special mention		680		12,874		935		105		—		123		5		—		—		14,722
Substandard		748		4,681		1,115		74		—		152		296		—		—		7,066
Loss		—		—		—		—		—		—		—		—		—		—
Total PNCI	$	118,316	$	366,096	$	36,953	$	4,841		—	$	4,189	$	36,429	$	15,705	$	13,090	$	595,619
PCI loans	$	4,026	$	27,951	$	8,959	$	753		—	$	70	$	7,056	$	736		—	$	49,551
Total loans	$	282,383		1,364,480	$	345,210	$	32,486	$	32	$	32,999	$	177,540	$	40,105	$	45,648	$	2,320,883
	Credit Quality Indicators – As of December 31, 2014
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loans:
Pass	$	146,949	$	883,102	$	292,244	$	20,976	$	66	$	27,396	$	124,707	$	18,112	$	24,436	$	1,537,988
Special mention		1,122		11,521		3,590		743		11		591		636		622		—		18,836
Substandard		6,523		34,174		9,332		1,840		35		243		1,268		2,401		109		55,925
Loss		—		—		—		—		—		—		—		—		—		—
Total originated	$	154,594	$	928,797	$	305,166	$	23,559	$	112	$	28,230	$	126,611	$	21,135	$	24,545	$	1,612,749
PNCI loans:
Pass	$	119,643	$	359,537	$	36,531	$	6,813		—	$	4,399	$	40,628	$	16,808	$	11,973	$	596,332
Special mention		547		12,979		936		147		—		230		268		—		—		15,107
Substandard		631		3,709		930		25		—		141		3		—		—		5,439
Loss		—		—		—		—		—		—		—		—		—		—
Total PNCI	$	120,821	$	376,225	$	38,397	$	6,985		—	$	4,770	$	40,899	$	16,808	$	11,973	$	616,878
PCI loans	$	4,005	$	30,917	$	9,021	$	770		—	$	74	$	7,435	$	675		—	$	52,897
Total loans	$	279,420	$	1,335,939	$	352,584	$	31,314	$	112	$	33,074	$	174,945	$	38,618	$	36,518	$	2,282,524

Analysis of Past Due and Nonaccrual Loans

The following table shows the ending balance of current, past due, and nonaccrual originated loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual Originated Loans – As of March 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loan balance:
Past due:
30-59 Days	$	1,225	$	545	$	1,689	$	140	$	2	$	5	$	318		—		—	$	3,924
60-89 Days		—		714		285		276		—		5		35		—		—		1,315
> 90 Days		629		1,028		565		390		14		59		24		—		—		2,709
Total past due	$	1,854	$	2,287	$	2,539	$	806	$	16	$	69	$	377		—		—	$	7,948
Current		158,187		968,146		296,759		26,086		16		28,671		133,678		23,664		32,558		1,667,765
Total orig. loans	$	160,041	$	970,433	$	299,298	$	26,892	$	32	$	28,740	$	134,055	$	23,664	$	32,558	$	1,675,713
> 90 Days and still accruing	$	328		—		—		—		—		—		—		—		—	$	328
Nonaccrual loans	$	4,111	$	22,486	$	3,700	$	1,217	$	14	$	62	$	191	$	2,373	$	94	$	34,248
The following table shows the ending balance of current, past due, and nonaccrual PNCI loans by loan category as of the date indicated:
	Analysis of Past Due and Nonaccrual PNCI Loans – As of March 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
PNCI loan balance:
Past due:
30-59 Days	$	1,401	$	560	$	69		—		—	$	28		—		—		—	$	2,058
60-89 Days		—		75		395		43		—		1		—		—		—		514
> 90 Days		121		—		38		25		—		31		—		—		—		215
Total past due	$	1,522	$	635	$	502	$	68		—	$	60		—		—		—	$	2,787
Current		116,832		365,461		36,220		4,966		—		4,129		36,429		15,705		13,090		592,832
Total PNCI loans	$	118,354	$	366,096	$	36,722	$	5,034		—	$	4,189	$	36,429	$	15,705	$	13,090	$	595,619
> 90 Days and still accruing		—		—		—		—		—		—		—		—		—		—
Nonaccrual loans	$	728	$	1,003	$	414	$	25		—	$	66		—		—		—	$	2,236

The following table shows the ending balance of current, past due, and nonaccrual originated loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual Originated Loans – As of December 31, 2014
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
Originated loan balance:
Past due:
30-59 Days	$	1,296	$	735	$	2,066	$	615	$	4	$	64	$	739		—		—	$	5,519
60-89 Days		919		—		296		192		—		24		99		—		—		1,530
> 90 Days		100		900		754		202		17		46		61		—		—		2,080
Total past due	$	2,315	$	1,635	$	3,116	$	1,009	$	21	$	134	$	899		—		—	$	9,129
Current		152,279		927,162		302,050		22,550		91		28,096		125,712		21,135		24,545		1,603,620
Total orig. loans	$	154,594	$	928,797	$	305,166	$	23,559	$	112	$	28,230	$	126,611	$	21,135	$	24,545	$	1,612,749
> 90 Days and still accruing		—		—		—		—		—		—		—		—		—		—
Nonaccrual loans	$	3,430	$	20,736	$	4,336	$	1,197	$	18	$	66	$	246	$	2,401	$	99	$	32,529
The following table shows the ending balance of current, past due, and nonaccrual PNCI loans by loan category as of the date indicated:
	Analysis of Past Due and Nonaccrual PNCI Loans – As of December 31, 2014
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
PNCI loan balance:
Past due:
30-59 Days	$	2,041	$	260	$	275		—		—	$	25	$	67		—		—	$	2,668
60-89 Days		24		—		118		—		—		3		—		—		—		145
> 90 Days		239		—		73		25		—		76		—		—		—		413
Total past due	$	2,304	$	260	$	466	$	25		—	$	104	$	67		—		—	$	3,226
Current		118,517		375,965		37,931		6,960		—		4,666		40,832		16,808		11,973	$	613,652
Total PNCI loans	$	120,821	$	376,225	$	38,397	$	6,985		—	$	4,770	$	40,899	$	16,808	$	11,973	$	616,878
> 90 Days and still accruing		—		—		—		—		—		—		—		—		—		—
Nonaccrual loans	$	799	$	366	$	346	$	25		—	$	110		—		—		—	$	1,646

Impaired Loans

Impaired originated loans are those where management has concluded that it is probable that the borrower will be unable to pay all amounts due under the contractual terms. The following tables show the recorded investment (financial statement balance), unpaid principal balance, average recorded investment, and interest income recognized for impaired Originated and PNCI loans, segregated by those with no related allowance recorded and those with an allowance recorded for the periods indicated.
	Impaired Originated Loans – As of, or for the Three Months Ended, March 31, 2015
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	3,360	$	40,094	$	2,631	$	870	$	10	$	19	$	748	$	2,373	$	94	$	50,199
Unpaid principal	$	5,330	$	43,898	$	5,791	$	1,335	$	30	$	23	$	776	$	6,585	$	186	$	63,954
Average recorded Investment	$	3,323	$	39,286	$	2,816	$	810	$	12	$	22	$	580	$	2,387	$	96	$	49,332
Interest income Recognized	$	8	$	283		—		—		—		—	$	11		—		—	$	302
With an allowance recorded:
Recorded investment	$	3,402	$	3,281	$	2,808	$	464	$	4	$	43	$	1,214	$	282		—	$	11,498
Unpaid principal	$	3,570	$	3,432	$	3,077	$	566	$	6	$	53	$	1,316	$	282		—	$	12,302
Related allowance	$	915	$	598	$	1,636	$	337	$	1	$	17	$	559	$	59		—	$	4,122
Average recorded Investment	$	3,063	$	3,112	$	2,997	$	484	$	4	$	42	$	1,276	$	282		—	$	11,260
Interest income Recognized	$	22	$	40	$	12	$	1		—		—	$	15	$	4		—	$	94

	Impaired PNCI Loans – As of, or for the Three Months Ended, March 31, 2015
	RE Mortgage				Home Equity					Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines			Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	389	$	313	$	414		$	25		—	$	59	$	5		—		—	$	1,205
Unpaid principal	$	488	$	2,601	$	450		$	25		—	$	78	$	5		—		—	$	3,647
Average recorded Investment	$	366	$	339	$	380		$	25		—	$	48	$	6		—		—	$	1,164
Interest income Recognized	$	1		—		—			—		—		—		—		—		—	$	1
With an allowance recorded:
Recorded investment	$	635	$	835	$	437			—		—	$	217		—		—		—	$	2,124
Unpaid principal	$	644	$	838	$	437			—		—	$	217		—		—		—	$	2,136
Related allowance	$	73	$	201	$	221			—		—	$	75		—		—		—	$	570
Average recorded Investment	$	734	$	490	$	436			—		—	$	219		—		—		—	$	1,879
Interest income Recognized	$	2	$	10	$	4			—		—	$	2		—		—		—	$	18
	Impaired Originated Loans – As of December 31, 2014
	RE Mortgage				Home Equity					Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines			Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	3,287	$	38,477	$	3,001		$	750	$	14	$	25	$	412	$	2,401	$	99	$	48,466
Unpaid principal	$	5,138	$	41,949	$	6,094		$	1,187	$	49	$	32	$	433	$	6,588	$	190	$	61,660
Average recorded Investment	$	3,826	$	45,915	$	3,355		$	651	$	35	$	21	$	1,030	$	2,437	$	84	$	57,354
Interest income Recognized	$	38	$	995	$	26		$	6		—	$	1	$	26		—	$	3	$	1,095
With an allowance recorded:
Recorded investment	$	2,724	$	2,943	$	3,185		$	504	$	4	$	41	$	1,338	$	282		—	$	11,021
Unpaid principal	$	2,865	$	3,101	$	3,533		$	597	$	6	$	41	$	1,438	$	282		—	$	11,863
Related allowance	$	797	$	302	$	1,769		$	284		—	$	11	$	423	$	60		—	$	3,646
Average recorded Investment	$	2,677	$	4,119	$	2,982		$	365	$	4	$	25	$	1,428	$	283	$	55	$	11,938
Interest income Recognized	$	91	$	144	$	71		$	13		—		—	$	71	$	19		—	$	409
	Impaired PNCI Loans – As of December 31, 2014
	RE Mortgage				Home Equity					Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines			Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	343	$	366	$	346		$	25		—	$	37	$	7		—		—	$	1,124
Unpaid principal	$	353	$	2,620	$	374		$	25		—	$	54	$	7		—		—	$	3,433
Average recorded Investment	$	246	$	753	$	287		$	12		—	$	36	$	10		—		—	$	1,344
Interest income Recognized	$	14		—	$	(1	)		—		—		—	$	1		—		—	$	14
With an allowance recorded:
Recorded investment	$	834	$	146	$	436			—		—	$	220		—		—		—	$	1,636
Unpaid principal	$	852	$	146	$	436			—		—	$	220		—		—		—	$	1,654
Related allowance	$	177	$	108	$	205			—		—	$	131		—		—		—	$	621
Average recorded Investment	$	516	$	148	$	319			—		—	$	124		—		—		—	$	1,107
Interest income Recognized	$	8	$	8	$	20			—		—	$	12		—		—		—	$	48

	Impaired Originated Loans – As of, or for the Three Months Ended, March 31, 2014
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	4,349	$	53,996	$	3,386	$	541	$	45	$	32	$	1,105	$	87	$	19	$	63,560
Unpaid principal	$	6,532	$	59,159	$	6,833	$	921	$	82	$	37	$	1,120	$	225	$	101	$	75,010
Average recorded Investment	$	4,206	$	57,403	$	3,972	$	483	$	66	$	21	$	1,370	$	1,415	$	39	$	68,975
Interest income Recognized	$	14	$	340	$	2		—		—		—	$	15		—		—	$	371
With an allowance recorded:
Recorded investment	$	2,457	$	4,599	$	3,214	$	234	$	4	$	5	$	1,421	$	2,707		—	$	14,641
Unpaid principal	$	2,528	$	5,240	$	3,449	$	300	$	5	$	6	$	1,509	$	6,773		—	$	19,810
Related allowance	$	502	$	855	$	1,228	$	178	$	1	$	1	$	626	$	104		—	$	3,495
Average recorded Investment	$	2,353	$	5,773	$	3,057	$	170	$	7	$	7	$	1,766	$	1,497	$	151	$	14,781
Interest income Recognized	$	13	$	25	$	14	$	1		—		—	$	13	$	5		—	$	71
	Impaired PNCI Loans – As of, or for the Three Months Ended, March 31, 2014
	RE Mortgage				Home Equity				Auto		Other				Construction
(in thousands)	Resid.		Comm.		Lines		Loans		Indirect		Consum.		C&I		Resid.		Comm.		Total
With no related allowance recorded:
Recorded investment	$	84	$	870	$	326		—		—	$	34	$	11		—		—	$	1,325
Unpaid principal	$	84	$	3,044	$	336		—		—	$	45	$	11		—		—	$	3,520
Average recorded Investment	$	58	$	905	$	339		—		—	$	37	$	9		—		—	$	1,348
Interest income Recognized	$	2		—	$	6		—		—		—		—		—		—	$	8
With an allowance recorded:
Recorded investment	$	432	$	148	$	166		—		—	$	28		—		—		—	$	774
Unpaid principal	$	443	$	149	$	172		—		—	$	28		—		—		—	$	792
Related allowance	$	164	$	113	$	166		—		—	$	3		—		—		—	$	446
Average recorded Investment	$	334	$	157	$	195		—		—	$	28		—		—		—	$	714
Interest income Recognized	$	2	$	2		—		—		—		—		—		—		—	$	4

Troubled Debt Restructurings

The following tables show certain information regarding Troubled Debt Restructurings (TDRs) that occurred during the periods indicated:

	TDR Information for the Three Months Ended March 31, 2015
	RE Mortgage					Home Equity				Auto		Other					Construction
(in thousands)	Resid.		Comm.			Lines		Loans		Indirect		Consum.		C&I			Resid.		Comm.		Total
Number		1		1			—		—		—		2		1			—		—		5
Pre-mod outstanding principal balance	$	108	$	124			—		—		—	$	89	$	287			—		—	$	608
Post-mod outstanding principal balance	$	110	$	124			—		—		—	$	89	$	288			—		—	$	611
Financial impact due to TDR taken as additional provision	$	8	$	(5	)		—		—		—	$	5	$	164			—		—	$	172
Number that defaulted during the period		—		—			1		—		—		—		—			—		—		1
Recorded investment of TDRs that defaulted during the period		—		—		$	47		—		—		—		—			—		—	$	47
the default of previous
TDR taken as charge-offs or additional provisions		—		—			—		—		—		—		—			—		—		—
The following tables show certain information regarding TDRs that occurred during the periods indicated:
	TDR Information for the Three Months Ended March 31, 2014
	RE Mortgage					Home Equity				Auto		Other					Construction
(in thousands)	Resid.		Comm.			Lines		Loans		Indirect		Consum.		C&I			Resid.		Comm.		Total
Number		2		2			2		—		—		—		1			1		1		9
Pre-mod outstanding principal balance	$	695	$	256		$	279		—		—		—	$	38		$	102	$	118	$	1,488
Post-mod outstanding principal balance	$	695	$	259		$	279		—		—		—	$	38		$	85	$	100	$	1,456
Financial impact due to TDR taken as additional provision	$	37	$	9			—		—		—		—	$	18			—		—	$	64
Number that defaulted during the period		—		1			—		—		—		—		1			—		—		2
Recorded investment of TDRs that defaulted during the period		—	$	260			—		—		—		—	$	116			—		—	$	376
Financial impact due to the default of previous
TDR taken as charge-offs or additional provisions		—		—			—		—		—		—	$	(8	)		—		—	$	(8	)