Noninterest Income and Expense (Tables)

9 Months Ended

Sep. 30, 2014

Other Income and Expenses [Abstract]

Components of Other Noninterest Income

The components of other noninterest income were as follows (in thousands):

	Three months ended September 30,						Nine months ended September 30,
	2014			2013			2014			2013
Service charges on deposit accounts	$	2,885		$	3,353		$	8,299		$	9,770
ATM and interchange fees		2,329			2,132			6,534			6,240
Other service fees		545			562			1,598			1,683
Mortgage banking service fees		419			434			1,260			1,280
Change in value of mortgage servicing rights		(88	)		181			(620	)		311
Total service charges and fees		6,090			6,662			17,071			19,284
Gain on sale of loans		509			1,083			1,487			4,967
Commissions on sale of non-deposit investment products		703			692			2,317			2,294
Increase in cash value of life insurance		490			531			1,287			1,337
Change in indemnification asset		14			(461	)		(491	)		(876	)
Gain (loss) on sale of foreclosed assets		385			313			1,853			1,479
Sale of customer checks		97			97			296			280
Lease brokerage income		167			75			385			273
Gain (loss) on disposal of fixed assets		(10	)		2			60			(12	)
Other		144			133			496			450
Total other noninterest income		2,499			2,465			7,690			10,192
Total noninterest income	$	8,589		$	9,127		$	24,761		$	29,476
Mortgage loan servicing fees, net of change in fair value of mortgage loan servicing rights	$	331		$	615		$	640		$	1,591
Mortgage banking revenue	$	840		$	1,698		$	2,127		$	6,558

Components of Noninterest Expense

The components of noninterest expense were as follows (in thousands):

	Three months ended September 30,					Nine months ended September 30,
	2014		2013			2014			2013
Base salaries, net of deferred loan origination costs	$	9,066	$	8,716		$	26,940		$	25,572
Incentive compensation		1,265		1,166			3,593			3,751
Benefits and other compensation costs		3,038		2,979			9,456			9,389
Total salaries and benefits expense		13,369		12,861			39,989			38,712
Occupancy		1,971		1,925			5,735			5,337
Equipment		995		1,089			3,091			3,036
Data processing and software		1,637		1,184			4,165			3,542
ATM network charges		657		626			2,010			1,801
Telecommunications		648		629			1,941			1,741
Postage		179		269			627			633
Courier service		269		217			727			639
Advertising		581		492			1,264			1,232
Assessments		493		572			1,495			1,721
Operational losses		138		137			465			376
Professional fees		1,468		776			3,825			1,982
Foreclosed assets expense		94		48			403			310
Provision for foreclosed asset losses		98		47			138			620
Change in reserve for unfunded commitments		175		(335	)		(195	)		(740	)
Intangible amortization		53		53			157			157
Other		2,555		3,026			7,976			7,627
Total other noninterest expense		12,011		10,755			33,824			30,014
Total noninterest income	$	25,380	$	23,616		$	73,813		$	68,726