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Commitments and Contingencies (Tables)
9 Months Ended
Sep. 30, 2014
Commitments and Contingencies Disclosure [Abstract]  
Future Minimum Commitments under Non-Cancelable Operating Leases with Initial or Remaining Terms of One Year or More

At December 31, 2013, future minimum commitments under non-cancelable operating leases with initial or remaining terms of one year or more are as follows:

 

     Operating
Leases
 
     (in thousands)  

2014

   $ 2,452   

2015

     1,706   

2016

     1,154   

2017

     791   

2018

     429   

Thereafter

     1,235   
  

 

 

 

Future minimum lease payments

   $ 7,767   
  

 

 

 
Summary of Bank's Commitments and Contingent Liabilities

The following table presents a summary of the Bank’s commitments and contingent liabilities:

 

(in thousands)    September 30,
2014
     December 31,
2013
 

Financial instruments whose amounts represent risk:

     

Commitments to extend credit:

     

Commercial loans

   $ 138,181       $ 136,986   

Consumer loans

     362,996         360,194   

Real estate mortgage loans

     40,811         35,309   

Real estate construction loans

     39,757         22,897   

Standby letters of credit

     3,566         2,601   

Deposit account overdraft privilege

     70,677         68,932