Noninterest Income and Expenses (Tables)

9 Months Ended

Sep. 30, 2013

Other Income And Expenses [Abstract]

Components of Other Noninterest Income

The components of other noninterest income were as follows (in thousands):

	Three months ended						Nine months ended
	September 30,						September 30,
	2013			2012			2013			2012
Service charges on deposit accounts	$	3,353		$	3,617		$	9,770		$	10,788
ATM and interchange fees		2,132			1,877			6,240			5,722
Other service fees		562			567			1,683			1,740
Mortgage banking service fees		434			403			1,280			1,154
Change in value of mortgage servicing rights		181			(681	)		311			(1,514	)
Total service charges and fees		6,662			5,783			19,284			17,890
Gain on sale of loans		1,083			1,430			4,967			4,317
Commissions on sale of non-deposit investment products		692			803			2,294			2,464
Increase in cash value of life insurance		531			450			1,337			1,350
Change in indemnification asset		(461	)		(94	)		(876	)		215
Gain on sale of foreclosed assets		313			419			1,479			364
Sale of customer checks		97			90			280			256
Lease brokerage income		75			80			273			228
Gain (loss) on disposal of fixed assets		2			(16	)		(12	)		(404	)
Commission rebates		—			(17	)		—			(51	)
Gain on life insurance death benefit		—			—			—			600
Other		133			199			166			740
Total other noninterest income		2,465			3,344			10,192			10,079
Total noninterest income	$	9,127		$	9,127		$	29,476		$	27,969

Components of Noninterest Expense

The components of noninterest expense were as follows (in thousands):

	Three months ended						Nine months ended
	September 30,						September 30,
	2013			2012			2013			2012
Base salaries, net of deferred loan origination costs	$	8,716		$	8,337		$	25,572		$	24,769
Incentive compensation		1,166			1,254			3,751			3,976
Benefits and other compensation costs		2,979			2,771			9,389			8,869
Total salaries and benefits expense		12,861			12,362			38,712			37,614
Occupancy		1,925			1,851			5,337			5,424
Equipment		1,089			1,138			3,036			3,381
Data processing and software		1,184			1,017			3,542			3,589
ATM network charges		626			529			1,801			1,628
Telecommunications		629			553			1,741			1,675
Postage		269			230			633			704
Courier service		217			270			639			715
Advertising		492			710			1,232			2,071
Assessments		572			590			1,721			1,786
Operational losses		137			171			376			430
Professional fees		741			832			1,885			1,946
Foreclosed assets expense		48			284			310			1,076
Provision for foreclosed asset losses		47			433			620			1,520
Change in reserve for unfunded commitments		(335	)		(35	)		(740	)		(185	)
Intangible amortization		53			52			157			157
Legal settlement		339			2,090			339			2,090
Other		2,722			2,513			7,385			7,251
Total other noninterest expense		10,755			13,228			30,014			35,258
Total noninterest expense	$	23,616		$	25,590		$	68,726		$	72,872