Income Taxes (Tables)

3 Months Ended

Mar. 31, 2013

Income Taxes [Abstract]

Reconciliation of effective tax rate and statutory federal income tax rate

	Three months ended March 31,
	2013			2012
Federal statutory income tax rate		35.0	%		35.0	%
State income taxes, net of federal tax benefit		6.8			6.3
Tax-exempt interest on municipal obligations		(0.2	)		(0.6	)
Increase in cash value of insurance policies		(1.0	)		(2.5	)
Other		0.1			0.3
Effective Tax Rate		40.7	%		38.5	%