XML 86 R108.htm IDEA: XBRL DOCUMENT

Income Taxes (Details)	3 Months Ended
Income Taxes (Details)	Mar. 31, 2013	Mar. 31, 2012
Reconciliation of effective tax rate and statutory federal income tax rate
Federal statutory income tax rate	35.00%	35.00%
State income taxes, net of federal tax benefit	6.80%	6.30%
Tax-exempt interest on municipal obligations	(0.20%)	(0.60%)
Increase in cash value of insurance policies	(1.00%)	(2.50%)
Other	0.10%	0.30%
Effective Tax Rate	40.70%	38.50%

A ratio calculated by dividing the reported amount of income tax expense attributable to continuing operations for the period by GAAP-basis pretax income from continuing operations.

+ References+ Details

- Definition

The domestic federal statutory tax rate applicable under enacted tax laws to the Company's pretax income from continuing operations for the period. The "statutory" tax rate is the regular tax rate if there are alternative tax systems.

+ References+ Details