Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2012

Commitments and Contingencies [Abstract]

Future minimum commitments under non-cancelable operating leases with initial or remaining terms of one year or more

At December 31, 2011, future minimum commitments under non-cancelable operating leases with initial or remaining terms of one year or more are as follows:

	Operating Leases
	(In thousands)
2012	$	2,773
2013		2,260
2014		1,658
2015		1,032
2016		446
Thereafter		712
Future minimum lease payments	$	8,881

Summary of the Bank's commitments and contingent liabilities

The following table presents a summary of the Bank’s commitments and contingent liabilities:

(In thousands)	September 30, 2012		December 31, 2011
Financial instruments whose amounts represent risk:
Commitments to extend credit:
Commercial loans	$	125,662	$	119,634
Consumer loans		373,131		380,489
Real estate mortgage loans		22,069		22,277
Real estate construction loans		6,879		6,646
Standby letters of credit		2,663		5,324
Deposit account overdraft privilege		67,947		61,623