Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2012

Allowance for Loan Losses [Abstract]

Summary of activity in the allowance for loan losses, and ending balance of loans, net of unearned fees for the periods indicated.

The following tables summarize the activity in the allowance for loan losses, and ending balance of loans, net of unearned fees for the periods indicated.

	Allowance for Loan Losses – Three months ended September 30, 2012
	RE Mortgage						Home Equity						Auto Indirect			Other Consum.			C&I			Construction						Total
(In thousands)	Resid.			Comm.			Lines			Loans												Resid.			Comm.
Beginning balance	$	3,458		$	9,566		$	21,602		$	1,159		$	433		$	621		$	5,694		$	1,679		$	1,637		$	45,849
Charge-offs		(370	)		(340	)		(1,636	)		(12	)		(12	)		(280	)		(625	)		—			(93	)		(3,368	)
Recoveries		—			181			160			6			72			211			91			412			—			1,133
Provision		492			630			1,176			100			(161	)		132			(389	)		(802	)		(646	)		532
Ending balance	$	3,580		$	10,037		$	21,302		$	1,253		$	332		$	684		$	4,771		$	1,289		$	898		$	44,146

	Allowance for Loan Losses – Nine months ended September 30, 2012
	RE Mortgage						Home Equity						Auto Indirect			Other Consum.			C&I			Construction						Total
(In thousands)	Resid.			Comm.			Lines			Loans												Resid.			Comm.
Beginning balance	$	2,404		$	13,217		$	18,258		$	1,101		$	215		$	932		$	6,545		$	1,817		$	1,425		$	45,914
Charge-offs		(918	)		(2,008	)		(6,739	)		(170	)		(83	)		(928	)		(1,202	)		(362	)		(68	)		(12,478	)
Recoveries		27			999			307			15			171			653			227			412			—			2,811
Provision		2,067			(2,171	)		9,476			307			29			27			(799	)		(578	)		(459	)		7,899
Ending balance	$	3,580		$	10,037		$	21,302		$	1,253		$	332		$	684		$	4,771		$	1,289		$	898		$	44,146
Ending balance:
Individ. evaluated for impairment	$	794		$	1,234		$	2,140		$	174		$	9		$	45		$	773		$	40		$	550		$	5,759
Loans pooled for evaluation	$	2,415		$	8,239		$	17,899		$	999		$	324		$	640		$	2,445		$	465		$	81		$	33,507
Loans acquired with deteriorated credit quality	$	371		$	564		$	1,263		$	79			—			—		$	1,553		$	783		$	267		$	4,880

	Loans, net of unearned fees – As of September 30, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consum.		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Ending balance:
Total loans	$	134,041	$	873,391	$	342,898	$	14,270	$	5,067	$	26,609	$	145,469	$	18,332	$	15,570	$	1,575,647
Individ. evaluated for impairment	$	9,285	$	68,887	$	9,946	$	683	$	260	$	136	$	8,696	$	4,126	$	6,955	$	108,974
Loans pooled for evaluation	$	118,702	$	771,971	$	318,987	$	13,383	$	4,807	$	26,450	$	124,487	$	6,448	$	5,089	$	1,390,324
Loans acquired with deteriorated credit quality	$	6,054	$	32,533	$	13,965	$	204		—	$	23	$	12,286	$	7,758	$	3,526	$	76,349

	Loans, net of unearned fees – As of December 31, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consum.		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Ending balance:
Total loans	$	139,586	$	826,336	$	357,305	$	14,844	$	10,821	$	23,360	$	139,131	$	22,122	$	17,527	$	1,551,032
Individ. evaluated for impairment	$	10,167	$	71,893	$	9,388	$	661	$	571	$	109	$	9,526	$	5,627	$	6,899	$	114,841
Loans pooled for evaluation	$	122,903	$	721,217	$	333,348	$	14,026	$	10,250	$	23,202	$	115,765	$	8,281	$	5,845	$	1,354,837
Loans acquired with deteriorated credit quality	$	6,516	$	33,226	$	14,569	$	157		—	$	49	$	13,840	$	8,214	$	4,783	$	81,354

The following tables summarize the activity in the allowance for loan losses, and ending balance of loans, net of unearned fees for the periods indicated.

	Allowance for Loan Losses – Three months ended September 30, 2011
	RE Mortgage						Home Equity						Auto Indirect			Other Consumer			C&I			Construction					Total
(In thousands)	Resid.			Comm.			Lines			Loans												Resid.		Comm.
Beginning balance	$	2,521		$	13,419		$	16,480		$	1,171		$	384		$	822		$	6,812		$	1,697	$	656		$	43,962
Charge-offs		(170	)		(1,176	)		(1,860	)		(287	)		(105	)		(325	)		(449	)		—		(56	)		(4,428	)
Recoveries		9			24			210			29			76			266			80			3		—			697
Provision		487			934			2,11			174			(48	)		122			574			748		(43	)		5,069
Ending balance	$	2,847		$	13,2012		$	16,951		$	1,087		$	307		$	885		$	7,017		$	2,448	$	557		$	45,300

	Allowance for Loan Losses – Nine months ended September 30, 2011
	RE Mortgage						Home Equity						Auto Indirect			Other Consumer			C&I			Construction						Total
(In thousands)	Resid.			Comm.			Lines			Loans												Resid.			Comm.
Beginning balance	$	3,007		$	12,700		$	15,054		$	795		$	1,229		$	701		$	5,991		$	1,824		$	1,270		$	42,571
Charge-offs		(1,616	)		(3,165	)		(7,389	)		(551	)		(340	)		(858	)		(2,207	)		(430	)		(151	)		(16,707	)
Recoveries		121			90			457			31			259			640			142			25			40			1,805
Provision		1,335			3,576			8,829			812			(841	)		402			3,091			1,029			(602	)		17,631
Ending balance	$	2,847		$	13,201		$	16,951		$	1,087		$	307		$	885		$	7,017		$	2,448		$	557		$	45,300
Ending balance:
Individ. evaluated for impairment	$	920		$	1,329		$	1,577		$	92		$	76		$	21		$	260		$	326		$	481		$	5,082
Loans pooled for evaluation	$	1,907		$	11,709		$	14,773		$	995		$	231		$	864		$	4,935		$	1,739		$	76		$	37,229
Loans acquired with deteriorated credit quality	$	20		$	163		$	601			—			—			—		$	1,822		$	383			—		$	2,989

	Loans, net of unearned fees – As of September 30, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Ending balance:
Total loans	$	140,815	$	826,516	$	357,877	$	15,282	$	13,551	$	22,755	$	151,882	$	28,802	$	18,147	$	1,575,627
Individ. evaluated for impairment	$	9,835	$	68,348	$	7,686	$	556	$	804	$	104	$	8,032	$	6,126	$	7,287	$	108,778
Loans pooled for evaluation	$	124,461	$	720,418	$	335,179	$	14,570	$	12,747	$	22,597	$	128,051	$	11,698	$	7,629	$	1,377,350
Loans acquired with deteriorated credit quality	$	6,519	$	37,750	$	15,012	$	156		—	$	54	$	15,799	$	10,978	$	3,231	$	89,499

Presentation of Credit Quality Indicators

The following tables present ending loan balances by loan category and risk grade as of the dates indicated:

	Credit Quality Indicators – As of September 30, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Originated loans:
Pass	$	106,371	$	670,004	$	292,230	$	12,413	$	4,047	$	22,932	$	120,976	$	6,021	$	4,738	$	1,239,732
Special mention		2,598		26,900		6,797		692		566		855		2,883		285		538		42,114
Substandard		11,714		68,463		12,722		629		454		146		8,303		4,268		6,768		113,467
Loss		—		—		—		—		—		—		—		—		—		—
Total Originated loans	$	120,683	$	765,367	$	311,749	$	13,734	$	5,067	$	23,933	$	132,162	$	10,574	$	12,044	$	1,395,313
PNCI loans:
Pass	$	6,648	$	67,199	$	16,015	$	332		—	$	2,474		1,016		—		—	$	93,684
Special mention		—		4,926		258		—		—		99		5		—		—		5,288
Substandard		656		3,365		911		—		—		80		—		—		—		5,012
Loss		—		—		—		—		—		—		—		—		—		—
Total PNCI loans	$	7,304	$	75,490	$	17,184	$	332		—	$	2,653	$	1,021		—		—	$	103,984
PCI loans	$	6,054	$	32,534	$	13,965	$	204		—	$	23	$	12,286	$	7,758	$	3,526	$	76,350
Total loans	$	134,041	$	873,391	$	342,898	$	14,270	$	5,067	$	26,609	$	145,469	$	18,332	$	15,570	$	1,575,647

	Credit Quality Indicators – As of December 31, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Originated loans:
Pass	$	103,611	$	574,167	$	305,290	$	13,478	$	9,686	$	19,871	$	107,877	$	6,872	$	5,387	$	1,146,239
Special mention		1,020		46,518		1,295		—		33		10		6,709		903		430		56,918
Substandard		13,689		78,997		15,249		842		1,102		389		8,900		6,133		6,927		132,228
Total Originated loans	$	118,320	$	699,682	$	321,834	$	14,320	$	10,821	$	20,270	$	123,486	$	13,908	$	12,744	$	1,335,385
PNCI loans:
Pass	$	14,576	$	83,735	$	20,053	$	367		—	$	3,034	$	1,707		—		—	$	123,472
Special mention		—		9,693		548		—		—		4		—		—		—		10,245
Substandard		174		—		301		—		—		3		98		—		—		576
Total PNCI loans	$	14,750	$	93,428	$	20,902	$	367		—	$	3,041	$	1,805		—		—	$	134,293
PCI loans	$	6,516	$	33,226	$	14,569	$	157		—	$	49	$	13,840	$	8,214	$	4,783	$	81,354
Total loans	$	139,586	$	826,336	$	357,305	$	14,844	$	10,821	$	23,360	$	139,131	$	22,122	$	17,527	$	1,551,032

Analysis of Past Due and Nonaccrual Loans

The following table shows the ending balance of current, past due, and nonaccrual originated loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual Originated Loans – As of September 30, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Originated loan balance:
Past due:
30-59 Days	$	152	$	2,350	$	1,943	$	131	$	123	$	40	$	497	$	69		—	$	5,305
60-89 Days		499		7,551		1,016		55		15		30		150		—		—		9,316
> 90 Days		1,828		10,510		3,251		333		86		11		5,361		138	$	255		21,773
Total past due		2,479		20,411		6,210		519		224		81		6,008		207		255		36,394
Current		118,204		744,956		305,539		13,215		4,843		23,852		126,154		10,367		11,789		1,358,919
Total Originated loans	$	120,683	$	765,367	$	311,749	$	13,734	$	5,067	$	23,933	$	132,162	$	10,574	$	12,044	$	1,395,313
> 90 Days and still accruing	$	189		—		—		—		—		—		—		—		—	$	189
Nonaccrual loans	$	6,899	$	39,417	$	8,075	$	620	$	225	$	62	$	6,820	$	3,798	$	549	$	66,465

The following table shows the ending balance of current, past due, and nonaccrual PNCI loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual PNCI Loans – As of September 30, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
PNCI loan balance:
Past due:
30-59 Days		—	$	339		—		—		—	$	8		—		—		—	$	347
60-89 Days		—		—	$	67		—		—		3	$	64		—		—		134
> 90 Days	$	261		213		377		—		—		—		—		—		—		851
Total past due		261		552		444		—		—		11		64		—		—		1,332
Current		7,043		74,938		16,740		332		—		2,642		957		—		—		102,652
Total PNCI loans	$	7,304	$	75,490	$	17,184	$	332		—	$	2,653	$	1,021		—		—	$	103,984
> 90 Days and still accruing	$	63	$	310		—		—		—		—		—		—		—	$	373
Nonaccrual loans	$	271	$	2,497	$	392		—		—	$	44		—		—		—	$	3,204

The following table shows the ending balance of current, past due, and nonaccrual originated loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual Originated Loans – As of December 31, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Originated loan balance:
Past due:
30-59 Days	$	1,715	$	7,509	$	2,586	$	52	$	181	$	46	$	683	$	921		—	$	13,693
60-89 Days		750		1,171		2,629		281		56		153		1,334		92		—		6,466
> 90 Days		3,279		9,892		3,129		114		130		5		4,929		2,088		—		23,566
Total past due		5,744		18,572		8,344		447		367		204		6,946		3,101		—		43,725
Current		112,576		681,110		313,490		13,873		10,454		20,066		116,540		10,807	$	12,744		1,291,660
Total Originated loans	$	118,320	$	699,682	$	321,834	$	14,320	$	10,821	$	20,270	$	123,486	$	13,908	$	12,744	$	1,335,385
> 90 Days and still accruing		—	$	500		—		—		—		—		—		—		—	$	500
Nonaccrual loans	$	8,525	$	43,765	$	8,307	$	509	$	509	$	109	$	7,257	$	5,627	$	667	$	75,275

The following table shows the ending balance of current, past due, and nonaccrual PNCI loans by loan category as of the date indicated:

	Analysis of Past Due and Nonaccrual PNCI Loans – As of December 31, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
PNCI loan balance:
Past due:
30-59 Days		—	$	118	$	63		—		—		—		—		—		—	$	181
60-89 Days	$	76		—		39		—		—		—		—		—		—		115
> 90 Days		—		420		14		—		—		—		—		—		—		434
Total past due		76		538		116		—		—		—		—		—		—		730
Current		14,674		92,890		20,786	$	367		—	$	3,041	$	1,805		—		—		133,563
Total PNCI loans	$	14,750	$	93,428	$	20,902	$	367		—	$	3,041	$	1,805		—		—	$	134,293
> 90 Days and still accruing		—	$	420		—		—		—		—		—		—		—	$	420
Nonaccrual loans		—		—	$	110		—		—		—		—		—		—	$	110

Impaired Loans

The following tables show the recorded investment (financial statement balance), unpaid principal balance, average recorded investment, and interest income recognized for impaired Originated and PNCI loans, segregated by those with no related allowance recorded and those with an allowance recorded for the periods indicated.

	Impaired Originated Loans – As of September 30, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
With no related allowance recorded:
Recorded investment	$	5,971	$	58,397	$	4,262	$	390	$	207	$	32	$	6,907	$	3,879	$	524	$	80,569
Unpaid principal	$	8,638	$	67,181	$	7,183	$	866	$	375	$	52	$	7,753	$	9,010	$	864	$	101,922
Average recorded Investment	$	6,857	$	60,994	$	4,331	$	314	$	289	$	47	$	8,143	$	3,434	$	554	$	84,963
Interest income Recognized	$	41	$	1,178	$	36	$	4	$	3		—	$	43	$	19	$	8	$	1,332
With an allowance recorded:
Recorded investment	$	2,895	$	7,428	$	4,981	$	293	$	53	$	31	$	1,789	$	247	$	6,431	$	24,148
Unpaid principal	$	3,401	$	8,482	$	6,712	$	555	$	74	$	33	$	1,826	$	295	$	6,544	$	27,922
Related allowance	$	610	$	1,068	$	2,009	$	174	$	9	$	8	$	773	$	40	$	550	$	5,241
Average recorded Investment	$	2,934	$	6,755	$	4,527	$	261	$	90	$	39	$	1,359	$	1,529	$	6,463	$	23,957
Interest income Recognized	$	77	$	145	$	61	$	6	$	1		—	$	72	$	3	$	287	$	652

	Impaired PNCI Loans – As of September 30, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
With no related allowance recorded:
Recorded investment	$	63	$	2,739	$	287		—		—		—		—		—		—	$	3,089
Unpaid principal	$	63	$	4,769	$	319		—		—		—		—		—		—	$	5,151
Average recorded Investment	$	11	$	2,095	$	302	$	15		—	$	41	$	15		—		—	$	2,479
Interest income Recognized	$	3	$	130	$	8		—		—		—		—		—		—	$	141
With an allowance recorded:
Recorded investment	$	356	$	323	$	416		—		—	$	73		—		—		—	$	1,168
Unpaid principal	$	359	$	334	$	418		—		—	$	77		—		—		—	$	1,188
Related allowance	$	184	$	165	$	132		—		—	$	37		—		—		—	$	518
Average recorded Investment	$	192	$	54	$	122		—		—	$	33		—		—		—	$	401
Interest income Recognized	$	10	$	10	$	17		—		—	$	1		—		—		—	$	38

The following tables show the recorded investment (financial statement balance), unpaid principal balance, average recorded investment, and interest income recognized for impaired Originated and PNCI loans, segregated by those with no related allowance recorded and those with an allowance recorded for the periods indicated.

	Impaired Originated Loans – As of December 31, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction					Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.			Comm.
With no related allowance recorded:
Recorded investment	$	6,921	$	61,205	$	5,101	$	224	$	424	$	39	$	8,473	$	1,809		$	571	$	84,767
Unpaid principal	$	8,663	$	72,408	$	8,519	$	528	$	777	$	56	$	9,229	$	2,857		$	916	$	103,953
Average recorded Investment	$	6,557	$	53,346	$	5,228	$	458	$	569	$	44	$	6,687	$	3,942		$	3,590	$	80,421
Interest income Recognized	$	58	$	2,235	$	99	$	7	$	15	$	2	$	381		—		$	4	$	2,801
With an allowance recorded:
Recorded investment	$	3,246	$	10,688	$	4,177	$	350	$	147	$	70	$	964	$	3,818		$	6,328	$	29,788
Unpaid principal	$	3,760	$	11,094	$	4,977	$	666	$	193	$	75	$	1,040	$	8,698		$	6,330	$	36,834
Related allowance	$	460	$	1,613	$	2,365	$	73	$	29	$	24	$	200	$	258		$	971	$	5,993
Average recorded Investment	$	4,611	$	10,019	$	4,770	$	215	$	407	$	52	$	1,023	$	2,334		$	3,578	$	27,009
Interest income Recognized	$	77	$	588	$	122	$	3	$	2	$	2	$	36	$	(16	)	$	387	$	1,201

	Impaired PNCI Loans – As of December 31, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(In thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
With no related allowance recorded:
Recorded investment		—		—	$	110	$	87		—		—	$	89		—		—	$	286
Unpaid principal		—		—	$	126	$	89		—		—	$	98		—		—	$	313
Average recorded Investment		—		—	$	55	$	44		—		—	$	45		—		—	$	144
Interest income Recognized		—		—	$	5	$	2		—		—	$	3		—		—	$	10
With an allowance recorded:
Recorded investment		—		—		—		—		—		—		—		—		—		—
Unpaid principal		—		—		—		—		—		—		—		—		—		—
Related allowance		—		—		—		—		—		—		—		—		—		—
Average recorded Investment		—		—		—		—		—		—		—		—		—		—
Interest income Recognized		—		—		—		—		—		—		—		—		—		—

At September 30, 2012, $63,769,000 of Originated loans were TDR and classified as impaired. The Company had obligations to lend $185,000 of additional funds on these TDR as of September 30, 2012. At September 30, 2012, $949,000 of PNCI loans were TDR and classified as impaired. The Company had no obligations to lend additional funds on these TDR as of September 30, 2012. At September 30, 2012, $88,000 of PCI loans were TDR and classified as impaired. The Company had no obligations to lend additional funds on these TDR as of September 30, 2012.

At December 31, 2011, $66,160,000 of Originated loans were TDR and classified as impaired. The Company had obligations to lend $258,000 of additional funds on these TDR as of December 31, 2011. At December 31, 2011, $176,000 of PNCI loans were TDR and classified as impaired. The Company had no obligations to lend additional funds on these TDR as of December 31, 2011. There were no PCI loans that were TDR and classified as impaired at December 31, 2011.

The following tables show the recorded investment (financial statement balance), unpaid principal balance, average recorded investment, and interest income recognized for impaired Originated loans, segregated by those with no related allowance recorded and those with an allowance recorded for the periods indicated.

	Impaired Originated Loans – As of September 30, 2011
	RE Mortgage				Home Equity				Auto Indirect		Other Consumer		C&I		Construction				Total
(Dollars in thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
With no related allowance recorded:
Recorded investment	$	6,159	$	49,227	$	3,753	$	386	$	477	$	31	$	6,698	$	4,408	$	6,640	$	77,779
Unpaid principal	$	8,036	$	57,010	$	5,885	$	947	$	891	$	35	$	7,344	$	9,142	$	6,918	$	96,208
Average recorded Investment	$	6,176	$	47,357	$	4,554	$	539	$	596	$	40	$	5,799	$	5,242	$	6,625	$	76,928
Interest income Recognized	$	23	$	1,132	$	13	$	4	$	11	$	1	$	170		—	$	289	$	1,643
With an allowance recorded:
Recorded investment	$	3,676	$	19,121	$	3,934	$	170	$	326	$	73	$	1,334	$	1,718	$	646	$	30,998
Unpaid principal	$	4,116	$	22,301	$	5,147	$	181	$	408	$	79	$	1,968	$	2,724	$	679	$	37,603
Related allowance	$	920	$	1,329	$	1,577	$	92	$	76	$	21	$	260	$	326	$	481	$	5,082
Average recorded Investment	$	4,826	$	13,456	$	4,648	$	125	$	497	$	54	$	1,208	$	1,284	$	737	$	26,835
Interest income Recognized	$	55	$	663	$	56	$	3	$	5	$	1	$	41		—	$	6	$	830

Troubled Debt Restructuring

The following tables show certain information regarding Troubled Debt Restructurings (TDRs) that occurred during the period indicated:

	TDR Information for the Three Months Ended September 30, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consum.		C&I		Construction				Total
(Dollars in thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Number		1		4		2		—		—		—		2		1		—		10
Pre-modification out-standing principal balance	$	101	$	609	$	146		—		—		—	$	249	$	86		—	$	1,191
Post-modification out-standing principal balance	$	101	$	609	$	150		—		—		—	$	249	$	97		—	$	1,206
Financial Impact due to troubled debt restructure taken as additional provision		—	$	154		—		—		—		—	$	158		—		—	$	312
Number that defaulted during the period		—		1		2		—		—		—		—		—		2		5
Recorded investment of TDRs that defaulted during the period		—	$	625	$	169		—		—		—		—		—	$	217	$	1,011
Financial Impact due to the default of previous troubled debt restructure taken as charge-offs or additional provisions		—		—		—		—		—		—		—		—		—		—

The following tables show certain information regarding Troubled Debt Restructurings (TDRs) that occurred during the period indicated:

	TDR Information for the Three Months Ended June 30, 2012
	RE Mortgage					Home Equity						Auto Indirect		Other Consum.		C&I		Construction				Total
(Dollars in thousands)	Resid.			Comm.		Lines			Loans									Resid.		Comm.
Number		1			3		6			—			—		—		—		—		—		10
Pre-modification out-standing principal balance	$	71		$	1,050	$	817			—			—		—		—		—		—	$	1,938
Post-modification out-standing principal balance	$	72		$	1,050	$	857			—			—		—		—		—		—	$	1,979
Financial Impact due to troubled debt restructure taken as additional provision	$	(11	)	$	57	$	44			—			—		—		—		—		—	$	90
Number that defaulted during the period		—			3		1			1			—		—		2		1		—		8
Recorded investment of TDRs that defaulted during the period		—		$	1,046	$	274		$	46			—		—	$	1,124	$	97		—	$	2,587
Financial Impact due to the default of previous troubled debt restructure taken as charge-offs or additional provisions		—			—	$	(13	)	$	(1	)		—		—	$	50		—		—	$	36

	TDR Information for the Three Months Ended March 31, 2012
	RE Mortgage				Home Equity				Auto Indirect		Other Consum.		C&I		Construction				Total
(Dollars in thousands)	Resid.		Comm.		Lines		Loans								Resid.		Comm.
Number		2		7		2		—		—		1		1		2		—		15
Pre-modification out-standing principal balance	$	650	$	1,561	$	436		—		—	$	38	$	249	$	230		—	$	3,164
Post-modification out-standing principal balance	$	669	$	1,523	$	464		—		—	$	38	$	249	$	232		—	$	3,175
Financial Impact due to troubled debt restructure taken as additional provision		—		—	$	16		—		—		—		—		—		—	$	16
Number that defaulted during the period		1		4		—		—		—		—		—		—		1		6
Recorded investment of TDRs that defaulted during the period	$	112	$	2,632		—		—		—		—		—		—	$	39	$	2,783
Financial Impact due to the default of previous troubled debt restructure taken as charge-offs or additional provisions		—		—		—		—		—		—		—		—		—		—