Noninterest Income and Expenses

9 Months Ended

Sep. 30, 2012

Noninterest Income and Expenses [Abstract]

Noninterest Income and Expenses

Note 21 - Noninterest Income and Expenses

The components of other noninterest income were as follows (in thousands):

	Three months ended September 30,						Nine months ended September 30,
	2012			2011			2012			2011
Service charges on deposit accounts	$	3,617		$	3,769		$	10,788		$	10,899
ATM and interchange fees		1,877			1,780			5,722			5,201
Other service fees		567			460			1,740			1,303
Mortgage banking service fees		403			375			1,154			1,106
Change in value of mortgage servicing rights		(681	)		(800	)		(1,514	)		(1,022	)
Total service charges and fees		5,783			5,584			17,890			17,487
Gain on sale of loans		1,430			598			4,317			1,818
Commissions on sale of non-deposit investment products		803			542			2,464			1,550
Increase in cash value of life insurance		450			450			1,350			1,350
Change in indemnification asset		(94	)		(289	)		215			1,547
Gain on sale of foreclosed assets		419			82			364			467
Sale of customer checks		90			72			256			198
Lease brokerage income		80			43			228			171
Gain (loss) on disposal of fixed assets		(16	)		—			(404	)		(15	)
Commission rebates		(17	)		(16	)		(51	)		(49	)
Gain on life insurance death benefit		—			—			600			—
Bargain purchase gain on acquisition		—			7,575			—			7,575
Other		199			82			740			225
Total other noninterest income		3,344			9,139			10,079			14,837
Total noninterest income	$	9,127		$	14,723		$	27,969		$	32,324

The components of noninterest expense were as follows (in thousands):

	Three months ended September 30,					Nine months ended September 30,
	2012			2011		2012			2011
Base salaries, net of deferred loan origination costs	$	8,337		$	7,480	$	24,769		$	21,682
Incentive compensation		1,254			1,848		3,976			3,547
Benefits and other compensation costs		2,771			2,602		8,869			8,209
Total salaries and benefits expense		12,362			11,930		37,614			33,438
Occupancy		1,851			1,521		5,424			4,383
Equipment		1,138			949		3,381			2,750
Data processing and software		1,017			940		3,589			2,748
ATM network charges		529			425		1,628			1,414
Telecommunications		553			382		1,675			1,308
Postage		230			163		704			598
Courier service		270			222		715			651
Advertising		710			607		2,071			1,778
Assessments		590			517		1,786			1,902
Operational losses		171			166		430			393
Professional fees		832			462		1,946			1,322
Foreclosed assets expense		284			215		1,076			497
Provision for foreclosed asset losses		433			306		1,520			1,393
Change in reserve for unfunded commitments		(35	)		—		(185	)		—
Intangible amortization		52			20		157			125
Legal settlement		2,090			—		2,090			—
Other		2,513			2,048		7,251			5,939
Total other noninterest expense		13,228			8,943		35,258			27,201
Total noninterest expense	$	25,590		$	20,873	$	72,872		$	60,639