XML 42 R19.htm IDEA: XBRL DOCUMENT

Deposits

12 Months Ended

Dec. 31, 2011

Deposits and Regulatory Matters [Abstract]

Note 13 – Deposits

A summary of the balances of deposits follows (in thousands):


		December 31,
		2011				2010
Noninterest-bearing demand		$	541,276			$	424,070
Interest-bearing demand			431,565				395,413
Savings			797,182				585,850
Time certificates, $100,000 and over			220,374				235,992
Other time certificates			200,139				210,848

Total deposits		$	2,190,536			$	1,852,173

Certificate of deposit balances of $5,000,000 and $5,000,000 from the State of California were included in time certificates, $100,000 and over, at December 31, 2011 and 2010, respectively. The Bank participates in a deposit program offered by the State of California whereby the State may make deposits at the Bank’s request subject to collateral and credit worthiness constraints. The negotiated rates on these State deposits are generally more favorable than other wholesale funding sources available to the Bank. Overdrawn deposit balances of $1,343,000 and $1,513,000 were classified as consumer loans at December 31, 2011 and 2010, respectively.

At December 31, 2011, the scheduled maturities of time deposits were as follows (in thousands):


		Scheduled Maturities
2012		$	338,734
2013			29,075
2014			10,216
2015			24,742
2016			17,551
Thereafter			195

Total		$	420,513

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References+ Details