Noninterest Income and Expenses

6 Months Ended

Jun. 30, 2011

Noninterest Income and Expenses [Abstract]

Noninterest Income and Expenses

Note 21 — Noninterest Income and Expenses

The components of other noninterest income were as follows (in thousands):

	Three months ended June 30,						Six months ended June 30,
	2011			2010			2011			2010
Service charges on deposit accounts	$	3,700		$	4,443		$	7,130		$	8,221
ATM and interchange fees		1,776			1,531			3,421			2,899
Other service fees		437			362			843			692
Mortgage banking service fees		370			315			731			623
Change in value of mortgage servicing rights		(162	)		(569	)		(222	)		(618	)
Total service charges and fees		6,121			6,082			11,903			11,817
Gain on sale of loans		495			577			1,220			1,162
Commissions on sale of non-deposit investment products		648			362			1,008			629
Increase in cash value of life insurance		450			426			900			852
Change in indemnification asset		144			—			1,836			—
Gain on sale of foreclosed assets		185			310			385			350
Legal settlement		—			—			—			400
Sale of customer checks		67			54			126			102
Lease brokerage income		95			21			128			58
Gain (loss) on disposal of fixed assets		(6	)		(15	)		(15	)		(40	)
Commission rebates		(16	)		(17	)		(33	)		(33	)
Bargain purchase gain on acquisition		—			232			—			232
Other		68			72			143			122
Total other noninterest income		2,130			2,022			5,698			3,834
Total noninterest income	$	8,251		$	8,104		$	17,601		$	15,651

The components of noninterest expense were as follows (in thousands):

	Three months ended June 30,						Six months ended June 30,
	2011			2010			2011		2010
Base salaries, net of deferred loan origination costs	$	7,198		$	6,990		$	14,202	$	13,964
Incentive compensation		783			526			1,699		1,072
Benefits and other compensation costs		2,734			2,469			5,607		5,099
Total salaries and benefits expense		10,715			9,985			21,508		20,135
Occupancy		1,402			1,407			2,862		2,736
Equipment		880			1,060			1,801		2,034
Data processing and software		956			661			1,808		1,336
ATM network charges		507			446			989		904
Telecommunications		520			461			926		874
Postage		219			311			435		558
Courier service		221			201			429		398
Advertising		739			627			1,171		1,148
Assessments		518			812			1,385		1,596
Operational losses		118			120			227		187
Professional fees		573			704			860		1,420
Foreclosed assets expense		115			66			282		263
Provision for foreclosed asset losses		638			55			1,087		55
Change in reserve for unfunded commitments		(50	)		(800	)		—		(800	)
Intangible amortization		20			72			105		137
Other		2,004			2,220			3,891		4,230
Total other noninterest expense		9,380			8,423			18,258		17,076
Total noninterest income	$	20,095		$	18,408		$	39,766	$	37,211