Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($) $ in Thousands |
3 Months Ended | 9 Months Ended | 12 Months Ended | ||
---|---|---|---|---|---|
Sep. 30, 2024 |
Sep. 30, 2023 |
Sep. 30, 2024 |
Sep. 30, 2023 |
Dec. 31, 2023 |
|
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | $ 123,517 | $ 117,329 | $ 121,522 | $ 105,680 | $ 105,680 |
Charge-offs | (444) | (5,357) | (3,329) | (7,391) | (8,140) |
Recoveries | 367 | 720 | 897 | 1,108 | 1,527 |
Provision (benefit) | 320 | 3,120 | 4,670 | 16,415 | 22,455 |
Ending balance | 123,760 | 115,812 | 123,760 | 115,812 | 121,522 |
Off-Balance Sheet, Credit Loss, Liability [Roll Forward] | |||||
Beginning balance | 6,210 | 4,865 | 5,850 | 4,315 | 4,315 |
Charge-offs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | 0 |
Provision for (benefit from) credit losses | (100) | 1,035 | 260 | 1,585 | 1,535 |
Ending balance | 6,110 | 5,900 | 6,110 | 5,900 | 5,850 |
Credit Loss [Roll Forward] | |||||
Beginning balance | 129,727 | 122,194 | 127,372 | 109,995 | 109,995 |
Charge-offs | (444) | (5,357) | (3,329) | (7,391) | (8,140) |
Recoveries | 367 | 720 | 897 | 1,108 | 1,527 |
Provision for (benefit from) credit losses | 220 | 4,155 | 4,930 | 18,000 | 23,990 |
Ending balance | 129,870 | 121,712 | 129,870 | 121,712 | 127,372 |
Commercial real estate | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 73,032 | 71,016 | 68,864 | 61,381 | 61,381 |
Charge-offs | 0 | (3,608) | 0 | (3,608) | (3,637) |
Recoveries | 1 | 0 | 2 | 1 | 2 |
Provision (benefit) | (1,694) | (733) | 2,473 | 8,901 | 11,118 |
Ending balance | 71,339 | 66,675 | 71,339 | 66,675 | 68,864 |
Consumer | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 27,674 | 26,513 | 27,453 | 24,639 | 24,639 |
Charge-offs | (170) | (133) | (605) | (480) | (624) |
Recoveries | 259 | 628 | 480 | 807 | 1,175 |
Provision (benefit) | (259) | (390) | 176 | 1,652 | 2,263 |
Ending balance | 27,504 | 26,618 | 27,504 | 26,618 | 27,453 |
Commercial and industrial | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 12,128 | 11,647 | 12,750 | 13,597 | 13,597 |
Charge-offs | (274) | (1,616) | (1,274) | (3,303) | (3,879) |
Recoveries | 106 | 91 | 389 | 267 | 316 |
Provision (benefit) | 2,493 | 2,168 | 2,588 | 1,729 | 2,716 |
Ending balance | 14,453 | 12,290 | 14,453 | 12,290 | 12,750 |
Construction | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 7,466 | 7,031 | 8,856 | 5,142 | 5,142 |
Charge-offs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | 0 |
Provision (benefit) | (347) | 1,066 | (1,737) | 2,955 | 3,714 |
Ending balance | 7,119 | 8,097 | 7,119 | 8,097 | 8,856 |
Agriculture production | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 3,180 | 1,105 | 3,589 | 906 | 906 |
Charge-offs | 0 | 0 | (1,450) | 0 | 0 |
Recoveries | 1 | 1 | 26 | 33 | 34 |
Provision (benefit) | 131 | 1,019 | 1,147 | 1,186 | 2,649 |
Ending balance | 3,312 | 2,125 | 3,312 | 2,125 | 3,589 |
Leases | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 37 | 17 | 10 | 15 | 15 |
Charge-offs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | 0 |
Provision (benefit) | (4) | (10) | 23 | (8) | (5) |
Ending balance | 33 | 7 | 33 | 7 | 10 |
CRE non-owner occupied | Commercial real estate | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 37,155 | 33,042 | 35,077 | 30,962 | 30,962 |
Charge-offs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | 0 |
Provision (benefit) | (949) | 681 | 1,129 | 2,761 | 4,115 |
Ending balance | 36,206 | 33,723 | 36,206 | 33,723 | 35,077 |
CRE owner occupied | Commercial real estate | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 15,873 | 20,208 | 15,081 | 14,014 | 14,014 |
Charge-offs | 0 | (3,608) | 0 | (3,608) | (3,637) |
Recoveries | 1 | 0 | 2 | 1 | 2 |
Provision (benefit) | (492) | (2,097) | 299 | 4,096 | 4,702 |
Ending balance | 15,382 | 14,503 | 15,382 | 14,503 | 15,081 |
Multifamily | Commercial real estate | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 15,973 | 14,075 | 14,418 | 13,132 | 13,132 |
Charge-offs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | 0 |
Provision (benefit) | (238) | 164 | 1,317 | 1,107 | 1,286 |
Ending balance | 15,735 | 14,239 | 15,735 | 14,239 | 14,418 |
Farmland | Commercial real estate | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 4,031 | 3,691 | 4,288 | 3,273 | 3,273 |
Charge-offs | 0 | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 | 0 |
Provision (benefit) | (15) | 519 | (272) | 937 | 1,015 |
Ending balance | 4,016 | 4,210 | 4,016 | 4,210 | 4,288 |
SFR 1-4 1st DT liens | Consumer | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 14,604 | 13,134 | 14,009 | 11,268 | 11,268 |
Charge-offs | 0 | 0 | (26) | 0 | 0 |
Recoveries | 0 | 262 | 0 | 262 | 262 |
Provision (benefit) | (238) | 139 | 383 | 2,005 | 2,479 |
Ending balance | 14,366 | 13,535 | 14,366 | 13,535 | 14,009 |
SFR HELOCs and junior liens | Consumer | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 10,087 | 10,608 | 10,273 | 11,413 | 11,413 |
Charge-offs | 0 | 0 | (41) | (42) | (66) |
Recoveries | 196 | 314 | 296 | 416 | 723 |
Provision (benefit) | (98) | (759) | (343) | (1,624) | (1,797) |
Ending balance | 10,185 | 10,163 | 10,185 | 10,163 | 10,273 |
Other | Consumer | |||||
Allowance for Loan and Lease Losses [Roll Forward] | |||||
Beginning balance | 2,983 | 2,771 | 3,171 | 1,958 | 1,958 |
Charge-offs | (170) | (133) | (538) | (438) | (558) |
Recoveries | 63 | 52 | 184 | 129 | 190 |
Provision (benefit) | 77 | 230 | 136 | 1,271 | 1,581 |
Ending balance | $ 2,953 | $ 2,920 | $ 2,953 | $ 2,920 | $ 3,171 |