Actual and Required Capital Ratios of Bank |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | Required for Capital Adequacy Purposes | | Required to be Considered Well Capitalized Under Prompt Corrective Action Regulations | (in thousands) | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | As of December 31, 2023: | | Total Capital (to Risk Weighted Assets): | Consolidated | $ | 1,196,106 | | | 14.73 | % | | $ | 852,850 | | | 10.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,190,542 | | | 14.66 | % | | $ | 852,648 | | | 10.50 | % | | $ | 812,046 | | | 10.00 | % | Tier 1 Capital (to Risk Weighted Assets): | Consolidated | $ | 1,052,063 | | | 12.95 | % | | $ | 690,402 | | | 8.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,088,717 | | | 13.41 | % | | $ | 690,239 | | | 8.50 | % | | $ | 649,637 | | | 8.00 | % | Common equity Tier 1 Capital (to Risk Weighted Assets): | Consolidated | $ | 994,907 | | | 12.25 | % | | $ | 568,566 | | | 7.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,088,717 | | | 13.41 | % | | $ | 568,432 | | | 7.00 | % | | $ | 527,830 | | | 6.50 | % | Tier 1 Capital (to Average Assets): | Consolidated | $ | 1,052,063 | | | 10.75 | % | | $ | 391,620 | | | 4.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,088,717 | | | 11.12 | % | | $ | 391,574 | | | 4.00 | % | | $ | 489,468 | | | 5.00 | % |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | | | Required for Capital Adequacy Purposes | | Required to be Considered Well Capitalized Under Prompt Corrective Action Regulations | (in thousands) | Amount | | Ratio | | | | | | Amount | | Ratio | | Amount | | Ratio | As of December 31, 2022: | | Total Capital (to Risk Weighted Assets): | Consolidated | $ | 1,115,257 | | | 14.19 | % | | | | | | $ | 825,234 | | | 10.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,107,941 | | | 14.10 | % | | | | | | $ | 825,039 | | | 10.50 | % | | $ | 785,751 | | | 10.00 | % | Tier 1 Capital (to Risk Weighted Assets): | | | | | | | | | | | | | | | Consolidated | $ | 974,325 | | | 12.40 | % | | | | | | $ | 668,047 | | | 8.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,009,577 | | | 12.85 | % | | | | | | $ | 667,888 | | | 8.50 | % | | $ | 628,601 | | | 8.00 | % | Common equity Tier 1 Capital (to Risk Weighted Assets): | | | | | | | | | | | | | Consolidated | $ | 917,565 | | | 11.67 | % | | | | | | $ | 550,156 | | | 7.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,009,577 | | | 12.85 | % | | | | | | $ | 550,026 | | | 7.00 | % | | $ | 510,738 | | | 6.50 | % | Tier 1 Capital (to Average Assets): | | | | | | | | | | | | | | | Consolidated | $ | 974,325 | | | 10.14 | % | | | | | | $ | 384,337 | | | 4.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 1,009,577 | | | 10.51 | % | | | | | | $ | 384,146 | | | 4.00 | % | | $ | 480,183 | | | 5.00 | % |
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