XML 63 R52.htm IDEA: XBRL DOCUMENT v3.23.3
Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance $ 117,329 $ 97,944 $ 105,680 $ 85,376 $ 85,376
Charge-offs (5,357) (267) (7,391) (1,411) (1,585)
Recoveries 720 311 1,108 1,841 1,907
Provision (benefit) 3,120 3,500 16,415 13,645 17,945
Ending  Balance 115,812 101,488 115,812 101,488 105,680
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Beginning Balance 4,865 4,075 4,315 3,790 3,790
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision (benefit) 1,035 295 1,585 580 525
Ending  Balance 5,900 4,370 5,900 4,370 4,315
Credit Loss [Roll Forward]          
Beginning Balance 122,194 102,019 109,995 89,166 89,166
Charge-offs (5,357) (267) (7,391) (1,411) (1,585)
Recoveries 720 311 1,108 1,841 1,907
Provision (benefit) 4,155 3,795 18,000 14,225 18,470
Ending  Balance 121,712 105,858 121,712 105,858 109,995
ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       2,037 2,037
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Beginning Balance       0 0
Credit Loss [Roll Forward]          
Beginning Balance       2,037 2,037
Commercial Real Estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 71,016 55,450 61,381 51,140 51,140
Charge-offs (3,608) 0 (3,608) (294) (294)
Recoveries 0 2 1 3 3
Provision (benefit) (733) 3,188 8,901 6,218 8,959
Ending  Balance 66,675 58,640 66,675 58,640 61,381
Commercial Real Estate | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       1,573 1,573
Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 26,513 23,931 24,639 23,474 23,474
Charge-offs (133) (185) (480) (470) (594)
Recoveries 628 189 807 705 743
Provision (benefit) (390) (3) 1,652 79 872
Ending  Balance 26,618 23,932 26,618 23,932 24,639
Consumer | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       144 144
Commercial and industrial          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 11,647 9,979 13,597 3,862 3,862
Charge-offs (1,616) (82) (3,303) (647) (697)
Recoveries 91 119 267 1,130 1,157
Provision (benefit) 2,168 384 1,729 5,974 9,194
Ending  Balance 12,290 10,400 12,290 10,400 13,597
Commercial and industrial | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       81 81
Construction          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 7,031 7,522 5,142 5,667 5,667
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision (benefit) 1,066 (1,390) 2,955 264 (726)
Ending  Balance 8,097 6,132 8,097 6,132 5,142
Construction | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       201 201
Agriculture production          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 1,105 1,046 906 1,215 1,215
Charge-offs 0 0 0 0 0
Recoveries 1 1 33 3 4
Provision (benefit) 1,019 1,321 1,186 1,112 (351)
Ending  Balance 2,125 2,368 2,125 2,368 906
Agriculture production | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       38 38
Leases          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 17 16 15 18 18
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision (benefit) (10) 0 (8) (2) (3)
Ending  Balance 7 16 7 16 15
Leases | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       0 0
CRE non-owner occupied | Commercial Real Estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 33,042 28,081 30,962 25,739 25,739
Charge-offs 0 0 0 0 0
Recoveries 0 1 0 1 1
Provision (benefit) 681 1,162 2,761 2,758 4,476
Ending  Balance 33,723 29,244 33,723 29,244 30,962
CRE non-owner occupied | Commercial Real Estate | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       746 746
CRE owner occupied | Commercial Real Estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 20,208 12,620 14,014 10,691 10,691
Charge-offs (3,608) 0 (3,608) 0 0
Recoveries 0 1 1 2 2
Provision (benefit) (2,097) 904 4,096 2,769 3,258
Ending  Balance 14,503 13,525 14,503 13,525 14,014
CRE owner occupied | Commercial Real Estate | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       63 63
Multifamily | Commercial Real Estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 14,075 11,795 13,132 12,395 12,395
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision (benefit) 164 954 1,107 354 737
Ending  Balance 14,239 12,749 14,239 12,749 13,132
Multifamily | Commercial Real Estate | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       0 0
Farmland | Commercial Real Estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 3,691 2,954 3,273 2,315 2,315
Charge-offs 0 0 0 (294) (294)
Recoveries 0 0 0 0 0
Provision (benefit) 519 168 937 337 488
Ending  Balance 4,210 3,122 4,210 3,122 3,273
Farmland | Commercial Real Estate | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       764 764
SFR 1-4 1st DT liens | Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 13,134 10,311 11,268 10,723 10,723
Charge-offs 0 0 0 0 0
Recoveries 262 38 262 79 79
Provision (benefit) 139 322 2,005 (275) 322
Ending  Balance 13,535 10,671 13,535 10,671 11,268
SFR 1-4 1st DT liens | Consumer | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       144 144
SFR HELOCs and junior liens | Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 10,608 11,591 11,413 10,510 10,510
Charge-offs 0 0 (42) 0 (22)
Recoveries 314 98 416 426 429
Provision (benefit) (759) (306) (1,624) 447 496
Ending  Balance 10,163 11,383 10,163 11,383 11,413
SFR HELOCs and junior liens | Consumer | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       0 0
Other | Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 2,771 2,029 1,958 2,241 2,241
Charge-offs (133) (185) (438) (470) (572)
Recoveries 52 53 129 200 235
Provision (benefit) 230 (19) 1,271 (93) 54
Ending  Balance $ 2,920 $ 1,878 $ 2,920 1,878 1,958
Other | Consumer | ACL of PCD Loans          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance       $ 0 $ 0