Loans (Tables)

9 Months Ended

Sep. 30, 2023

Receivables [Abstract]

Schedule of Loan Balances

A summary of loan balances at amortized cost are as follows:

(in thousands)	September 30, 2023		December 31, 2022
Commercial real estate:
CRE non-owner occupied	$	2,171,422	$	2,149,725
CRE owner occupied	958,054		984,807
Multifamily	959,361		944,537
Farmland	278,608		280,014
Total commercial real estate loans	4,367,445		4,359,083
Consumer:
SFR 1-4 1st DT liens	870,209		790,349
SFR HELOCs and junior liens	352,798		393,666
Other	65,803		56,728
Total consumer loans	1,288,810		1,240,743
Commercial and industrial	599,757		569,921
Construction	320,963		211,560
Agriculture production	123,472		61,414
Leases	8,219		7,726
Total loans, net of deferred loan fees and discounts	$	6,708,666	$	6,450,447
Total principal balance of loans owed, net of charge-offs	$	6,751,438	$	6,496,210
Unamortized net deferred loan fees	(16,674)		(15,275)
Discounts to principal balance of loans owed, net of charge-offs	(26,098)		(30,488)
Total loans, net of unamortized deferred loan fees and discounts	$	6,708,666	$	6,450,447
Allowance for credit losses on loans	$	(115,812)	$	(105,680)