XML 96 R77.htm IDEA: XBRL DOCUMENT v3.22.4
Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance $ 85,376 $ 91,847 $ 30,616
ACL on PCD Loans 2,037    
Charge-offs (1,585) (2,392) (1,755)
Recoveries 1,907 3,086 1,885
Provision for (Benefit from) Credit Losses 17,945 (7,165) 42,188
Ending  Balance 105,680 85,376 91,847
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Beginning Balance 3,790 3,400  
ACL on PCD Loans 0    
Charge-offs 0 0 0
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses 525 390  
Ending  Balance 4,315 3,790 3,400
Credit Loss [Roll Forward]      
Beginning Balance 89,166 95,247 33,391
ACL on PCD Loans 2,037    
Charge-offs (1,585) (2,392) (1,755)
Recoveries 1,907 3,086 1,885
Provision for (Benefit from) Credit Losses 18,470 (6,775) 42,813
Ending  Balance 109,995 89,166 95,247
Commercial loans      
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Beginning Balance     2,775
Provision for (Benefit from) Credit Losses     625
Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   18,913  
Ending  Balance     18,913
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Beginning Balance   0  
Ending  Balance     0
Credit Loss [Roll Forward]      
Beginning Balance   18,913  
Ending  Balance     18,913
Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 51,140 53,693 11,995
ACL on PCD Loans 1,573    
Charge-offs (294) (144) (182)
Recoveries 3 806 226
Provision for (Benefit from) Credit Losses 8,959 (3,215) 29,806
Ending  Balance 61,381 51,140 53,693
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   11,848  
Ending  Balance     11,848
Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 23,474 25,148 10,084
ACL on PCD Loans 144    
Charge-offs (594) (751) (799)
Recoveries 743 1,501 1,067
Provision for (Benefit from) Credit Losses 872 (2,424) 6,512
Ending  Balance 24,639 23,474 25,148
Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   8,284  
Ending  Balance     8,284
Commercial and industrial      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 3,862 4,252 4,867
ACL on PCD Loans 81    
Charge-offs (697) (1,470) (774)
Recoveries 1,157 755 568
Provision for (Benefit from) Credit Losses 9,194 325 1,552
Ending  Balance 13,597 3,862 4,252
Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   (1,961)  
Ending  Balance     (1,961)
Construction      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 5,667 7,540 3,388
ACL on PCD Loans 201    
Charge-offs 0 (27) 0
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses (726) (1,846) 3,219
Ending  Balance 5,142 5,667 7,540
Construction | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   933  
Ending  Balance     933
Agriculture production      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 1,215 1,209 261
ACL on PCD Loans 38    
Charge-offs 0 0 0
Recoveries 4 24 24
Provision for (Benefit from) Credit Losses (351) (18) 1,103
Ending  Balance 906 1,215 1,209
Agriculture production | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   (179)  
Ending  Balance     (179)
Leases      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 18 5 21
ACL on PCD Loans 0    
Charge-offs 0 0 0
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses (3) 13 (4)
Ending  Balance 15 18 5
Leases | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   (12)  
Ending  Balance     (12)
CRE non-owner occupied | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 25,739 29,380 5,948
ACL on PCD Loans 746    
Charge-offs 0 0 0
Recoveries 1 12 198
Provision for (Benefit from) Credit Losses 4,476 (3,653) 16,533
Ending  Balance 30,962 25,739 29,380
CRE non-owner occupied | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   6,701  
Ending  Balance     6,701
CRE owner occupied | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 10,691 10,861 2,027
ACL on PCD Loans 63    
Charge-offs 0 (18) 0
Recoveries 2 794 28
Provision for (Benefit from) Credit Losses 3,258 (946) 6,525
Ending  Balance 14,014 10,691 10,861
CRE owner occupied | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   2,281  
Ending  Balance     2,281
Multifamily | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 12,395 11,472 3,352
ACL on PCD Loans 0    
Charge-offs 0 0 0
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses 737 923 5,839
Ending  Balance 13,132 12,395 11,472
Multifamily | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   2,281  
Ending  Balance     2,281
Farmland | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 2,315 1,980 668
ACL on PCD Loans 764    
Charge-offs (294) (126) (182)
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses 488 461 909
Ending  Balance 3,273 2,315 1,980
Farmland | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   585  
Ending  Balance     585
SFR 1-4 1st DT liens | Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 10,723 10,117 2,306
ACL on PCD Loans 144    
Charge-offs 0 (145) (13)
Recoveries 79 13 416
Provision for (Benefit from) Credit Losses 322 738 4,733
Ending  Balance 11,268 10,723 10,117
SFR 1-4 1st DT liens | Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   2,675  
Ending  Balance     2,675
SFR HELOCs and junior liens | Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 10,510 11,771 6,183
ACL on PCD Loans 0    
Charge-offs (22) (29) (116)
Recoveries 429 1,127 304
Provision for (Benefit from) Credit Losses 496 (2,359) 762
Ending  Balance 11,413 10,510 11,771
SFR HELOCs and junior liens | Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   4,638  
Ending  Balance     4,638
Other | Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 2,241 3,260 1,595
ACL on PCD Loans 0    
Charge-offs (572) (577) (670)
Recoveries 235 361 347
Provision for (Benefit from) Credit Losses 54 (803) 1,017
Ending  Balance $ 1,958 2,241 3,260
Other | Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance   $ 971  
Ending  Balance     $ 971