Year Ended December 31,

(in thousands)

2022

2021

2020

Unrealized holding gains (losses) on available for sale securities before reclassifications

$

(290,157)

$

(19,575)

$

15,803

Amounts reclassified out of accumulated other comprehensive income:

Realized gains on debt securities

—

(7)

Total amounts reclassified out of accumulated other comprehensive income

—

(7)

Unrealized holding gains (losses) on available for sale securities after reclassifications

(290,157)

(19,575)

15,796

Tax effect

85,781

5,787

(4,670)

Unrealized holding gains (losses) on available for sale securities, net of tax

(204,376)

(13,788)

11,126

Change in unfunded status of the supplemental retirement plans before reclassifications

11,522

3,497

645

Amounts reclassified out of accumulated other comprehensive income:

Amortization of prior service cost

(28)

(58)

(55)

Amortization of actuarial losses

8

254

9,309

Total amounts reclassified out of accumulated other comprehensive income

(20)

196

9,254

Change in unfunded status of the supplemental retirement plans after reclassifications

11,502

3,693

9,899

Tax effect

(3,401)

(1,091)

(2,927)

Change in unfunded status of the supplemental retirement plans, net of tax

8,101

2,602

6,972

Change in joint beneficiary agreement liability before reclassifications

1,389

(113)

(596)

Tax effect

—

Change in unfunded status of the supplemental retirement plans, net of tax

1,389

(113)

(596)

Total other comprehensive income (loss)

$

(194,886)

$

(11,299)

$

17,502