XML 61 R50.htm IDEA: XBRL DOCUMENT v3.22.2.2
Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
Dec. 31, 2021
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance $ 97,944 $ 86,062 $ 85,376 $ 91,847 $ 91,847
ACL on PCD Loans     2,037    
Charge-offs (267) (1,582) (1,411) (2,195) (2,392)
Recoveries 311 1,321 1,841 2,534 3,086
Provision for (Benefit from) Credit Losses 3,500 (1,495) 13,645 (7,880) (7,165)
Ending  Balance 101,488 84,306 101,488 84,306 85,376
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]          
Beginning Balance 4,075 3,465 3,790 3,400 3,400
ACL on PCD Loans     0    
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision for (Benefit from) Credit Losses 295 60 580 125 390
Ending  Balance 4,370 3,525 4,370 3,525 3,790
Credit Loss [Roll Forward]          
Beginning Balance 102,019 89,527 89,166 95,247 95,247
ACL on PCD Loans     2,037    
Charge-offs (267) (1,582) (1,411) (2,195) (2,392)
Recoveries 311 1,321 1,841 2,534 3,086
Provision for (Benefit from) Credit Losses 3,795 (1,435) 14,225 (7,755) (6,775)
Ending  Balance 105,858 87,831 105,858 87,831 89,166
Commercial real estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 55,450 51,637 51,140 53,693 53,693
ACL on PCD Loans     1,573    
Charge-offs 0 (144) (294) (144) (144)
Recoveries 2 803 3 806 806
Provision for (Benefit from) Credit Losses 3,188 (1,567) 6,218 (3,626) (3,215)
Ending  Balance 58,640 50,729 58,640 50,729 51,140
Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 23,931 23,950 23,474 25,148 25,148
ACL on PCD Loans     144    
Charge-offs (185) (326) (470) (605) (751)
Recoveries 189 161 705 1,134 1,501
Provision for (Benefit from) Credit Losses (3) (294) 79 (2,186) (2,424)
Ending  Balance 23,932 23,491 23,932 23,491 23,474
Commercial and industrial          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 9,979 4,511 3,862 4,252 4,252
ACL on PCD Loans     81    
Charge-offs (82) (1,112) (647) (1,446) (1,470)
Recoveries 119 355 1,130 570 755
Provision for (Benefit from) Credit Losses 384 (327) 5,974 51 325
Ending  Balance 10,400 3,427 10,400 3,427 3,862
Construction          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 7,522 4,951 5,667 7,540 7,540
ACL on PCD Loans     201    
Charge-offs 0 0 0 0 (27)
Recoveries 0 0 0 0 0
Provision for (Benefit from) Credit Losses (1,390) 577 264 (2,012) (1,846)
Ending  Balance 6,132 5,528 6,132 5,528 5,667
Agriculture production          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 1,046 1,007 1,215 1,209 1,209
ACL on PCD Loans     38    
Charge-offs 0 0 0 0 0
Recoveries 1 2 3 24 24
Provision for (Benefit from) Credit Losses 1,321 110 1,112 (114) (18)
Ending  Balance 2,368 1,119 2,368 1,119 1,215
Leases          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 16 6 18 5 5
ACL on PCD Loans     0    
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision for (Benefit from) Credit Losses 0 6 (2) 7 13
Ending  Balance 16 12 16 12 18
CRE non-owner occupied | Commercial real estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 28,081 26,028 25,739 29,380 29,380
ACL on PCD Loans     746    
Charge-offs 0 0 0 0 0
Recoveries 1 10 1 12 12
Provision for (Benefit from) Credit Losses 1,162 (817) 2,758 (4,171) (3,653)
Ending  Balance 29,244 25,221 29,244 25,221 25,739
CRE owner occupied | Commercial real estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 12,620 10,463 10,691 10,861 10,861
ACL on PCD Loans     63    
Charge-offs 0 (18) 0 (18) (18)
Recoveries 1 793 2 794 794
Provision for (Benefit from) Credit Losses 904 (508) 2,769 (907) (946)
Ending  Balance 13,525 10,730 13,525 10,730 10,691
Multifamily | Commercial real estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 11,795 13,196 12,395 11,472 11,472
ACL on PCD Loans     0    
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provision for (Benefit from) Credit Losses 954 (320) 354 1,404 923
Ending  Balance 12,749 12,876 12,749 12,876 12,395
Farmland | Commercial real estate          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 2,954 1,950 2,315 1,980 1,980
ACL on PCD Loans     764    
Charge-offs 0 (126) (294) (126) (126)
Recoveries 0 0 0 0 0
Provision for (Benefit from) Credit Losses 168 78 337 48 461
Ending  Balance 3,122 1,902 3,122 1,902 2,315
SFR 1-4 1st DT liens | Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 10,311 10,629 10,723 10,117 10,117
ACL on PCD Loans     144    
Charge-offs 0 (145) 0 (145) (145)
Recoveries 38 1 79 12 13
Provision for (Benefit from) Credit Losses 322 133 (275) 634 738
Ending  Balance 10,671 10,618 10,671 10,618 10,723
SFR HELOCs and junior liens | Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 11,591 10,701 10,510 11,771 11,771
ACL on PCD Loans     0    
Charge-offs 0 0 0 0 (29)
Recoveries 98 63 426 860 1,127
Provision for (Benefit from) Credit Losses (306) (333) 447 (2,200) (2,359)
Ending  Balance 11,383 10,431 11,383 10,431 10,510
Other | Consumer          
Allowance for Loan and Lease Losses [Roll Forward]          
Beginning Balance 2,029 2,620 2,241 3,260 3,260
ACL on PCD Loans     0    
Charge-offs (185) (181) (470) (460) (577)
Recoveries 53 97 200 262 361
Provision for (Benefit from) Credit Losses (19) (94) (93) (620) (803)
Ending  Balance $ 1,878 $ 2,442 $ 1,878 $ 2,442 $ 2,241