Loans (Tables)

3 Months Ended

Mar. 31, 2022

Receivables [Abstract]

Summary of Loan Balances

A summary of loan balances follows:

(in thousands)	March 31, 2022		December 31, 2021
Commercial real estate:
CRE non-owner occupied	$	1,891,022	$	1,603,141
CRE owner occupied	851,434		706,307
Multifamily	839,918		823,500
Farmland	250,600		173,106
Total commercial real estate loans	3,832,974		3,306,054
Consumer:
SFR 1-4 1st DT liens	711,389		666,960
SFR HELOCs and junior liens	362,501		337,513
Other	62,822		67,078
Total consumer loans	1,136,712		1,071,551
Commercial and industrial	500,882		259,355
Construction	303,960		222,281
Agriculture production	69,339		50,811
Leases	8,108		6,572
Total loans, net of deferred loan fees and discounts	$	5,851,975	$	4,916,624
Total principal balance of loans owed, net of charge-offs	$	5,900,663	$	4,946,653
Unamortized net deferred loan fees	(13,780)		(13,922)
Discounts to principal balance of loans owed, net of charge-offs	(34,908)		(16,107)
Total loans, net of unamortized deferred loan fees and discounts	$	5,851,975	$	4,916,624
Allowance for credit losses on loans	$	(96,049)	$	(85,376)