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Non-interest Income and Expense
 3 Months Ended
Mar. 31, 2022
Other Income and Expenses [Abstract]  
Non-interest Income and Expense Non-interest Income and Expense
The following table summarizes the Company’s non-interest income for the periods indicated:
Three months ended
March 31,
(in thousands)20222021
ATM and interchange fees$6,243 $5,861 
Service charges on deposit accounts3,834 3,269 
Other service fees882 871 
Mortgage banking service fees463 463 
Change in value of mortgage servicing rights274 12 
Total service charges and fees11,696 10,476 
Increase in cash value of life insurance638 673 
Asset management and commission income887 834 
Gain on sale of loans1,246 3,247 
Lease brokerage income158 110 
Sale of customer checks104 119 
Gain on sale of investment securities— — 
Loss on marketable equity securities(137)(53)
Other504 704 
Total other non-interest income3,400 5,634 
Total non-interest income$15,096 $16,110 
The components of non-interest expense were as follows:
Three months ended
March 31,
(in thousands)20222021
Base salaries, net of deferred loan origination costs$18,216 $15,511 
Incentive compensation2,583 3,580 
Benefits and other compensation costs5,972 6,239 
Total salaries and benefits expense26,771 25,330 
Occupancy3,575 3,726 
Data processing and software3,513 3,202 
Equipment1,333 1,517 
Intangible amortization1,228 1,431 
Advertising637 380 
ATM and POS network charges1,375 1,246 
Professional fees876 594 
Telecommunications521 581 
Regulatory assessments and insurance720 612 
Merger and acquisition expense4,032 — 
Postage228 198 
Operational (gain) losses(183)209 
Courier service414 294 
Gain on sale or acquisition of foreclosed assets— (51)
Gain on disposal of fixed assets(1,078)— 
Other miscellaneous expense2,485 2,349 
Total other non-interest expense19,676 16,288 
Total non-interest expense$46,447 $41,618