Actual and Required Capital Ratios of Bank |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | Required for Capital Adequacy Purposes | | Required to be Considered Well Capitalized Under Prompt Corrective Action Regulations | (in thousands) | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | As of December 31, 2021: | | Total Capital (to Risk Weighted Assets): | Consolidated | $ | 893,294 | | | 15.42 | % | | $ | 608,258 | | | 10.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 884,255 | | | 15.28 | % | | $ | 607,610 | | | 10.50 | % | | $ | 578,676 | | | 10.00 | % | Tier 1 Capital (to Risk Weighted Assets): | Consolidated | $ | 820,654 | | | 14.17 | % | | $ | 492,399 | | | 8.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 811,713 | | | 14.03 | % | | $ | 491,875 | | | 8.50 | % | | $ | 462,941 | | | 8.00 | % | Common equity Tier 1 Capital (to Risk Weighted Assets): | Consolidated | $ | 764,319 | | | 13.19 | % | | $ | 405,505 | | | 7.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 811,713 | | | 14.03 | % | | $ | 405,073 | | | 7.00 | % | | $ | 376,140 | | | 6.50 | % | Tier 1 Capital (to Average Assets): | Consolidated | $ | 820,654 | | | 9.88 | % | | $ | 332,205 | | | 4.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 811,713 | | | 9.77 | % | | $ | 332,196 | | | 4.00 | % | | $ | 415,245 | | | 5.00 | % |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Actual | | | | Required for Capital Adequacy Purposes | | Required to be Considered Well Capitalized Under Prompt Corrective Action Regulations | (in thousands) | Amount | | Ratio | | | | | | Amount | | Ratio | | Amount | | Ratio | As of December 31, 2020: | | Total Capital (to Risk Weighted Assets): | Consolidated | $ | 793,433 | | | 15.22 | % | | | | | | $ | 547,352 | | | 10.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 780,320 | | | 14.97 | % | | | | | | $ | 547,156 | | | 10.50 | % | | $ | 521,101 | | | 10.00 | % | Tier 1 Capital (to Risk Weighted Assets): | | | | | | | | | | | | | | | Consolidated | $ | 727,879 | | | 13.96 | % | | | | | | $ | 443,094 | | | 8.50 | % | | N/A | | N/A | Tri Counties Bank | $ | 714,811 | | | 13.72 | % | | | | | | $ | 442,936 | | | 8.50 | % | | $ | 416,881 | | | 8.00 | % | Common equity Tier 1 Capital (to Risk Weighted Assets): | | | | | | | | | | | | | Consolidated | $ | 671,975 | | | 12.89 | % | | | | | | $ | 364,901 | | | 7.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 714,811 | | | 13.72 | % | | | | | | $ | 364,771 | | | 7.00 | % | | $ | 338,716 | | | 6.50 | % | Tier 1 Capital (to Average Assets): | | | | | | | | | | | | | | | Consolidated | $ | 727,879 | | | 9.93 | % | | | | | | $ | 293,138 | | | 4.00 | % | | N/A | | N/A | Tri Counties Bank | $ | 714,811 | | | 9.76 | % | | | | | | $ | 292,949 | | | 4.00 | % | | $ | 366,186 | | | 5.00 | % |
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