Year Ended December 31,

(in thousands)

2021

2020

2019

Unrealized holding gains (losses) on available for sale securities before reclassifications

$

(19,575)

$

15,803

$

24,471

Amounts reclassified out of accumulated other comprehensive income:

Realized gains on debt securities

—

(7)

(110)

Total amounts reclassified out of accumulated other
comprehensive income

—

(7)

(110)

Unrealized holding gains (losses) on available for sale securities after reclassifications

(19,575)

15,796

24,361

Tax effect

5,787

(4,670)

(7,202)

Unrealized holding gains (losses) on available for sale securities, net of tax

(13,788)

11,126

17,159

Change in unfunded status of the supplemental retirement plans before reclassifications

3,497

645

(6,745)

Amounts reclassified out of accumulated other comprehensive income:

Amortization of prior service cost

(58)

(55)

(54)

Amortization of actuarial losses

254

9,309

408

Total amounts reclassified out of accumulated other
comprehensive income

196

9,254

354

Change in unfunded status of the supplemental retirement plans after reclassifications

3,693

9,899

(6,391)

Tax effect

(1,091)

(2,927)

1,889

Change in unfunded status of the supplemental retirement plans, net of tax

2,602

6,972

(4,502)

Change in joint beneficiary agreement liability before reclassifications

(113)

(596)

—

Tax effect

—

Change in unfunded status of the supplemental retirement plans, net of tax

(113)

(596)

—

Total other comprehensive income (loss)

$

(11,299)

$

17,502

$

12,657