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Deposits
 12 Months Ended
Dec. 31, 2021
Deposits [Abstract]  
Deposits Deposits
A summary of the balances of deposits follows:
(in thousands)December 31,
20212020
Noninterest-bearing demand$2,979,882 $2,581,517 
Interest-bearing demand1,568,682 1,414,908 
Savings2,520,959 2,164,942 
Time certificates, $250,000 and over44,652 73,147 
Other time certificates252,984 271,420 
Total deposits$7,367,159 $6,505,934 
Certificate of deposit balances of $1,000,000 and $10,000,000 from the State of California were included in time certificates over $250,000 at December 31, 2021 and 2020, respectively. The Bank participates in a deposit program offered by the State of California whereby the State may make deposits at the Bank’s request subject to collateral and credit worthiness constraints. The negotiated rates on these State deposits are generally more favorable than other wholesale funding sources available to the Bank. Overdrawn deposit balances of $2,324,000 and $985,000 were classified as consumer loans at December 31, 2021 and 2020, respectively.
At December 31, 2021, the scheduled maturities of time deposits were as follows (in thousands):
Scheduled
Maturities
2022$242,535 
202331,852 
202415,861 
20254,069 
20263,319 
Thereafter— 
Total$297,636