Loans (Tables)

9 Months Ended

Sep. 30, 2020

Receivables [Abstract]

Summary of Loan Balances

A summary of loan balances follows:

(in thousands)	September 30, 2020		December 31, 2019
Commercial real estate:
CRE non-owner occupied	$	1,600,284	$	1,609,556
CRE owner occupied	581,090		546,434
Multifamily	602,199		517,725
Farmland	152,849		145,067
Total commercial real estate loans	2,936,422		2,818,782
Consumer:
SFR 1-4 1st DT liens	511,759		509,508
SFR HELOCs and junior liens	332,820		362,886
Other	82,256		82,656
Total consumer loans	926,835		955,050
Commercial and industrial	633,897		249,791
Construction	284,933		249,827
Agriculture production	40,613		32,633
Leases	3,638		1,283
Total loans, net of deferred loan fees and discounts	4,826,338		4,307,366
Total principal balance of loans owed, net of charge-offs	4,875,675		4,351,725
Unamortized net deferred loan fees	(20,767)		(8,927)
Discounts to principal balance of loans owed, net of charge-offs	(28,570)		(35,432)
Total loans, net of unamortized deferred loan fees and discounts	4,826,338		4,307,366
Allowance for credit losses on loans	$	(87,575)	$	(30,616)