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Commitments and Contingencies
9 Months Ended
Sep. 30, 2020
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands)September 30,
2020
December 31,
2019
Financial instruments whose amounts represent risk:
Commitments to extend credit:
Commercial loans$392,779 $363,793 
Consumer loans534,960 533,576 
Real estate mortgage loans207,423 188,959 
Real estate construction loans185,826 222,998 
Standby letters of credit11,255 12,014 
Deposit account overdraft privilege110,271 110,402