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Commitments and Contingencies
6 Months Ended
Jun. 30, 2020
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands)June 30,
2020
December 31,
2019
Financial instruments whose amounts represent risk:
Commitments to extend credit:
Commercial loans$391,333  $363,793  
Consumer loans541,569  533,576  
Real estate mortgage loans208,973  188,959  
Real estate construction loans224,701  222,998  
Standby letters of credit11,034  12,014  
Deposit account overdraft privilege110,468  110,402