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Commitments and Contingencies
3 Months Ended
Mar. 31, 2020
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands)March 31,
2020
December 31,
2019
Financial instruments whose amounts represent risk:
Commitments to extend credit:
Commercial loans$360,793  $363,793  
Consumer loans541,848  533,576  
Real estate mortgage loans189,921  188,959  
Real estate construction loans204,170  222,998  
Standby letters of credit12,084  12,014  
Deposit account overdraft privilege109,752  110,402