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Allowance for Loan Losses (Tables)
12 Months Ended
Dec. 31, 2019
Allowance For Loan And Lease Losses [Abstract]  
Summary of Activity in Allowance for Loan Losses, and Ending Balance of Loans, Net of Unearned Fees for Periods Indicated
Allowance for Loan Losses - December 31, 2019
(in thousands)Beginning
Balance
Charge-offsRecoveriesProvision
(benefit)
Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$2,676  $(2) $54  $(422) $2,306  
Commercial12,944  (746) 1,528  (1,731) 11,995  
Total mortgage loans on real estate15,620  (748) 1,582  (2,153) 14,301  
Consumer:
Home equity lines of credit6,042  —  504  (974) 5,572  
Home equity loans1,540  (3) 431  (1,357) 611  
Other793  (765) 321  1,246  1,595  
Total consumer loans8,375  (768) 1,256  (1,085) 7,778  
Commercial6,090  (2,123) 525  657  5,149  
Construction:
Residential1,834  —  —  1,236  3,070  
Commercial663  —  —  (345) 318  
Total construction2,497  —  —  891  3,388  
Total$32,582  $(3,639) $3,363  $(1,690) $30,616  

Allowance for Loan Losses – As of December 31, 2019
(in thousands)Loans pooled
for evaluation
Individually
evaluated for
impairment
Loans acquired
with deteriorated
credit quality
Total allowance
for loan losses
Mortgage loans on real estate:
Residential 1-4 family
$2,257  $49  $—  $2,306  
Commercial11,917  78  —  11,995  
Total mortgage loans on real estate14,174  127  —  14,301  
Consumer:
Home equity lines of credit5,451  115   5,572  
Home equity loans567  44  —  611  
Other1,576  19  —  1,595  
Total consumer loans7,594  178   7,778  
Commercial4,519  630  —  5,149  
Construction:
Residential3,070  —  —  3,070  
Commercial318  —  —  318  
Total construction3,388  —  —  3,388  
Total$29,675  $935  $ $30,616  
Loans, Net of Unearned fees – As of December 31, 2019
(in thousands)Loans pooled
for evaluation
Individually
evaluated for
impairment
Loans acquired
with deteriorated
credit quality
Total loans, net
of unearned fees
Mortgage loans on real estate:
Residential 1-4 family
$503,021  $5,074  $1,413  $509,508  
Commercial2,804,812  8,649  5,321  2,818,782  
Total mortgage loans on real estate3,307,833  13,723  6,734  3,328,290  
Consumer:
Home equity lines of credit331,437  2,074  789  334,300  
Home equity loans26,522  1,650  414  28,586  
Other82,514  140   82,656  
Total consumer loans440,473  3,864  1,205  445,542  
Commercial278,900  2,330  2,477  283,707  
Construction:
Residential202,966  —  —  202,966  
Commercial46,861  —  —  46,861  
Total construction249,827  —  —  249,827  
Total$4,277,033  $19,917  $10,416  $4,307,366  

Allowance for Loan Losses – Year Ended December 31, 2018
(in thousands)Beginning
Balance
Charge-offsRecoveriesProvision
(benefit)
Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$2,317  $(77) $—  $436  $2,676  
Commercial11,441  (15) 68  1,450  12,944  
Total mortgage loans on real estate13,758  (92) 68  1,886  15,620  
Consumer:
Home equity lines of credit5,800  (277) 846  (327) 6,042  
Home equity loans1,841  (24) 297  (574) 1,540  
Other586  (783) 288  702  793  
Total consumer loans8,227  (1,084) 1,431  (199) 8,375  
Commercial6,512  (1,188) 541  225  6,090  
Construction:
Residential1,184  —  —  650  1,834  
Commercial642  —  —  21  663  
Total construction1,826  —  —  671  2,497  
Total$30,323  $(2,364) $2,040  $2,583  $32,582  
Allowance for Loan Losses – As of December 31, 2018
(in thousands)Loans
pooled for
evaluation
Individually
evaluated for
impairment
Loans acquired
with deteriorated
credit quality
Total allowance
for loan losses
Mortgage loans on real estate:
Residential 1-4 family
$2,620  $56  $—  $2,676  
Commercial12,737  91  116  12,944  
Total mortgage loans on real estate15,357  147  116  15,620  
Consumer:
Home equity lines of credit5,838  198   6,042  
Home equity loans1,486  54  —  1,540  
Other779  14  —  793  
Total consumer loans8,103  266   8,375  
Commercial4,309  1,781  —  6,090  
Construction:
Residential1,834  —  —  1,834  
Commercial663  —  —  663  
Total construction2,497  —  —  2,497  
Total$30,266  $2,194  $122  $32,582  

Loans, Net of Unearned fees – As of December 31, 2018
(in thousands)Loans
pooled for
evaluation
Individually
evaluated for
impairment
Loans acquired
with deteriorated
credit quality
Total allowance
for loan losses
Mortgage loans on real estate:
Residential 1-4 family
$509,267  $4,321  $1,674  $515,262  
Commercial2,606,819  12,563  8,456  2,627,838  
Total mortgage loans on real estate3,116,086  16,884  10,130  3,143,100  
Consumer:
Home equity lines of credit322,764  2,646  1,167  326,577  
Home equity loans33,142  3,103  439  36,684  
Other55,483  196  42  55,721  
Total consumer loans411,389  5,945  1,648  418,982  
Commercial268,885  5,218  2,445  276,548  
Construction:
Residential121,296  —  —  121,296  
Commercial62,088  —  —  62,088  
Total construction183,384  —  —  183,384  
Total$3,979,744  $28,047  $14,223  $4,022,014  
Allowance for Loan Losses – Year Ended December 31, 2017
(in thousands)Beginning
Balance
Charge-offsRecoveriesProvision
(benefit)
Ending Balance
Mortgage loans on real estate:
Residential 1-4 family
$2,748  $(60) $—  $(371) $2,317  
Commercial11,517  (186) 397  (287) 11,441  
Total mortgage loans on real estate14,265  (246) 397  (658) 13,758  
Consumer:
Home equity lines of credit7,044  (98) 698  (1,844) 5,800  
Home equity loans2,644  (332) 242  (713) 1,841  
Other622  (1,186) 375  775  586  
Total consumer loans10,310  (1,616) 1,315  (1,782) 8,227  
Commercial5,831  (1,444) 428  1,697  6,512  
Construction:
Residential1,417  (1,104) —  871  1,184  
Commercial680  —   (39) 642  
Total construction2,097  (1,104)  832  1,826  
Total$32,503  $(4,410) $2,141  $89  $30,323  

Allowance for Loan Losses – As of December 31, 2017
(in thousands)Loans
pooled for
evaluation
Individually
evaluated for
impairment
Loans acquired
with deteriorated
credit quality
Total allowance
for loan losses
Mortgage loans on real estate:
Residential 1-4 family
$1,932  $230  $155  $2,317  
Commercial11,351  30  60  11,441  
Total mortgage loans on real estate13,283  260  215  13,758  
Consumer:
Home equity lines of credit5,356  427  17  5,800  
Home equity loans1,734  107  —  1,841  
Other529  57  —  586  
Total consumer loans7,619  591  17  8,227  
Commercial4,624  1,848  40  6,512  
Construction:
Residential1,184  —  —  1,184  
Commercial642  —  —  642  
Total construction1,826  —  —  1,826  
Total$27,352  $2,699  $272  $30,323  
 Loans, Net of Unearned fees – As of December 31, 2017
(in thousands)Loans pooled
for evaluation
Individually
evaluated for
impairment
Loans acquired
with deteriorated
credit quality
Total Loans
Mortgage loans on real estate:
Residential 1-4 family
$378,743  $5,298  $1,385  $385,426  
Commercial1,892,422  13,911  8,563  1,914,896  
Total mortgage loans on real estate2,271,165  19,209  9,948  2,300,322  
Consumer:
Home equity lines of credit283,502  2,688  2,498  288,688  
Home equity loans41,076  1,470  485  43,031  
Other24,853  257  45  25,155  
Total consumer loans349,431  4,415  3,028  356,874  
Commercial213,358  4,470  2,584  220,412  
Construction:
Residential67,790  140  —  67,930  
Commercial69,627  —  —  69,627  
Total construction137,417  140  —  137,557  
Total$2,971,371  $28,234  $15,560  $3,015,165  
Schedule Credit Quality Indicators
 Credit Quality Indicators Originated Loans – As of December 31, 2019
(in thousands)PassSpecial
Mention
SubstandardDoubtful / LossTotal Originated
Loans
Mortgage loans on real estate:
Residential 1-4 family
$366,149  $2,497  $4,455  $—  $373,101  
Commercial2,185,961  24,485  10,771  —  2,221,217  
Total mortgage loans on real estate2,552,110  26,982  15,226  —  2,594,318  
Consumer:
Home equity lines of credit293,432  3,332  2,690  —  299,454  
Home equity loans22,318  1,192  1,833  —  25,343  
Other67,422  373  101  —  67,896  
Total consumer loans383,172  4,897  4,624  —  392,693  
Commercial254,554  3,826  4,201  262,581  
Construction:
Residential191,434  —  247  —  191,681  
Commercial46,105  317  —  —  46,422  
Total construction237,539  317  247  —  238,103  
Total loans$3,427,375  $36,022  $24,298  $—  $3,487,695  

Credit Quality Indicators PNCI Loans – As of December 31, 2019
(in thousands)PassSpecial
Mention
SubstandardDoubtful / LossTotal PNCI
Loans
Mortgage loans on real estate:
Residential 1-4 family
$131,820  $2,217  $957  $—  $134,994  
Commercial584,829  573  6,842  —  592,244  
Total mortgage loans on real estate716,649  2,790  7,799  —  727,238  
Consumer:
Home equity lines of credit32,096  857  1,104  —  34,057  
Home equity loans2,774  —  55  —  2,829  
Other14,390  346  22  —  14,758  
Total consumer loans49,260  1,203  1,181  —  51,644  
Commercial18,602   46  —  18,649  
Construction:
Residential7,083  4,202  —  —  11,285  
Commercial439  —  —  —  439  
Total construction7,522  4,202  —  —  11,724  
Total loans$792,033  $8,196  $9,026  $—  $809,255  
 Credit Quality Indicators Originated Loans – As of December 31, 2018
(in thousands)PassSpecial
Mention
SubstandardDoubtful / LossTotal Originated
Loans
Mortgage loans on real estate:
Residential 1-4 family
$337,189  $1,724  $4,883  $—  $343,796  
Commercial1,861,627  33,483  15,871  —  1,910,981  
Total mortgage loans on real estate2,198,816  35,207  20,754  —  2,254,777  
Consumer:
Home equity lines of credit279,491  2,309  2,653  —  284,453  
Home equity loans29,289  1,054  2,317  —  32,660  
Other33,606  341  73  —  34,020  
Total consumer loans342,386  3,704  5,043  —  351,133  
Commercial217,126  6,127  5,382  —  228,635  
Construction:
Residential90,412  32  259  —  90,703  
Commercial55,863  345  —  —  56,208  
Total construction146,275  377  259  —  146,911  
Total loans$2,904,603  $45,415  $31,438  $—  $2,981,456  

 Credit Quality Indicators PNCI Loans – As of December 31, 2018
(in thousands)PassSpecial
Mention
SubstandardDoubtful / LossTotal PNCI
Loans
Mortgage loans on real estate:
Residential 1-4 family
$167,908  $1,086  $798  $—  $169,792  
Commercial701,868  3,085  3,448  —  708,401  
Total mortgage loans on real estate869,776  4,171  4,246  —  878,193  
Consumer:
Home equity lines of credit38,780  1,124  1,053  —  40,957  
Home equity loans3,413  74  98  —  3,585  
Other21,481  173   —  21,659  
Total consumer loans63,674  1,371  1,156  —  66,201  
Commercial45,027  321  120  —  45,468  
Construction:
Residential30,593  —  —  —  30,593  
Commercial5,880  —  —  —  5,880  
Total construction36,473  —  —  —  36,473  
Total$1,014,950  $5,863  $5,522  $—  $1,026,335  
Analysis of Past Due Loans
 Analysis of Originated Past Due Loans - As of December 31, 2019 
(in thousands)30-59 days60-89 days> 90 daysTotal Past
Due Loans
CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$60  $65  $1,957  $2,082  $371,019  $373,101  $—  
Commercial30  136  293  459  2,220,758  2,221,217  —  
Total mortgage loans on real estate90  201  2,250  2,541  2,591,777  2,594,318  —  
Consumer:
Home equity lines of credit—  93  712  805  298,649  299,454  —  
Home equity loans36  216  132  384  24,959  25,343  —  
Other120  —   124  67,772  67,896  —  
Total consumer loans156  309  848  1,313  391,380  392,693  —  
Commercial604  297   910  261,671  262,581  —  
Construction:
Residential—  —  —  —  191,681  191,681  —  
Commercial—  —  —  —  46,422  46,422  —  
Total construction—  —  —  —  238,103  238,103  —  
Total originated loans$850  $807  $3,107  $4,764  $3,482,931  $3,487,695  $—  
 Analysis of PNCI Past Due Loans - As of December 31, 2019 
(in thousands)30-59 days60-89 days> 90 daysTotal Past
Due Loans
CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$—  $305  $—  $305  $134,689  $134,994  $—  
Commercial268  —  2,137  2,405  589,839  592,244  —  
Total mortgage loans on real estate268  305  2,137  2,710  724,528  727,238  —  
Consumer:
Home equity lines of credit87  260  243  590  33,467  34,057  —  
Home equity loans51  —  —  51  2,778  2,829  —  
Other—  —  19  19  14,739  14,758  19  
Total consumer loans138  260  262  660  50,984  51,644  19  
Commercial—  —  51  51  18,598  18,649  —  
Construction:
Residential—  —  —  —  11,285  11,285  —  
Commercial—  —  —  —  439  439  —  
Total construction—  —  —  —  11,724  11,724  —  
Total PNCI loans$406  $565  $2,450  $3,421  $805,834  $809,255  $19  

 Analysis of Originated Past Due Loans - As of December 31, 2018 
(in thousands)30-59 days60-89 days> 90 daysTotal Past
Due Loans
CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$1,675  $132  $478  $2,285  $341,511  $343,796  $—  
Commercial431  1,200  296  1,927  1,909,054  1,910,981  —  
Total mortgage loans on real estate2,106  1,332  774  4,212  2,250,565  2,254,777  —  
Consumer:
Home equity lines of credit908  47  609  1,564  282,889  284,453  —  
Home equity loans1,043  24  214  1,281  31,379  32,660  —  
Other298  17  —  315  33,705  34,020  —  
Total consumer loans2,249  88  823  3,160  347,973  351,133  —  
Commercial1,053  579  1,247  2,879  225,756  228,635  —  
Construction:
Residential209  —  —  209  90,494  90,703  —  
Commercial—  —  —  —  56,208  56,208  —  
Total construction209  —  —  209  146,702  146,911  —  
Total loans$5,617  $1,999  $2,844  $10,460  $2,970,996  $2,981,456  $—  
 Analysis of PNCI Past Due Loans - As of December 31, 2018 
(in thousands)30-59
days
60-89
days
> 90 daysTotal Past
Due Loans
CurrentTotal> 90 Days and
Still Accruing
Mortgage loans on real estate:
Residential 1-4 family
$1,009  $133  $156  $1,298  $168,494  $169,792  $—  
Commercial1,646  1,136  1,082  3,864  704,537  708,401  —  
Total mortgage loans on real estate2,655  1,269  1,238  5,162  873,031  878,193  —  
Consumer:
Home equity lines of credit304  35  237  576  40,381  40,957  —  
Home equity loans74  —  —  74  3,511  3,585  —  
Other160  —  —  160  21,499  21,659  —  
Total consumer loans538  35  237  810  65,391  66,201  —  
Commercial678  145  113  936  44,532  45,468  —  
Construction:
Residential—  —  —  —  30,593  30,593  —  
Commercial—  —  —  —  5,880  5,880  —  
Total construction—  —  —  —  36,473  36,473  —  
Total loans$3,871  $1,449  $1,588  $6,908  $1,019,427  $1,026,335  $—  
Schedule of Non Accrual Loans
 Non Accrual Loans
 As of December 31, 2019As of December 31, 2018
(in thousands)OriginatedPNCITotalOriginatedPNCITotal
Mortgage loans on real estate:
Residential 1-4 family
$3,547  $876  $4,423  $3,244  $334  $3,578  
Commercial2,702  2,403  5,105  9,263  1,468  10,731  
Total mortgage loans on real estate6,249  3,279  9,528  12,507  1,802  14,309  
Consumer:
Home equity lines of credit1,254  548  1,802  1,429  885  2,314  
Home equity loans1,181  31  1,212  1,722  47  1,769  
Other29   31     
Total consumer loans2,464  581  3,045  3,154  936  4,090  
Commercial2,038  51  2,089  3,755  120  3,875  
Construction:
Residential—  —  —  —  —  —  
Commercial—  —  —  —  —  —  
Total construction—  —  —  —  —  —  
Total non accrual loans$10,751  $3,911  $14,662  $19,416  $2,858  $22,274  
Impaired Loans
 Impaired Originated Loans - As of, or for the Twelve Months Ended, December 31, 2019
(in thousands)Unpaid
principal
balance
Recorded
investment with
no related
allowance
Recorded
investment with
related
allowance
Total recorded
investment
Related
allowance
Average
recorded
investment
Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$4,836  $3,434  $764  $4,198  $49  $4,388  $71  
Commercial6,543  4,401  1,845  6,246  78  9,343  86  
Total mortgage loans on real estate11,379  7,835  2,609  10,444  127  13,731  157  
Consumer:
Home equity lines of credit1,315  1,267   1,268   1,679  35  
Home equity loans1,895  1,278  234  1,512  42  1,839   
Other47   25  28   33   
Total consumer loans3,257  2,548  260  2,808  50  3,551  42  
Commercial2,612  1,463  816  2,279  579  3,746  12  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction—  —  —  —  —  —  —  
Total$17,248  $11,846  $3,685  $15,531  $756  $21,028  $211  

Impaired PNCI Loans - As of, or for the Twelve Months Ended, December 31, 2019
(in thousands)Unpaid
principal
balance 
 Recorded
investment with
no related
allowance 
 Recorded
investment with
related
allowance 
 Total recorded
investment 
 Related
allowance 
 Average
recorded
investment 
 Interest income
recognized 
 
Mortgage loans on real estate:
Residential 1-4 family
$945  $876  $—  $876  $—  $605  $ 
Commercial2,405  2,403  —  2,403  —  1,935  146  
Total mortgage loans on real estate3,350  3,279  —  3,279  —  2,540  155  
Consumer:
Home equity lines of credit862  395  411  806  114  905   
Home equity loans159  20  118  138   189  —  
Other112  59  53  112  12  111  —  
Total consumer loans1,133  474  582  1,056  128  1,205   
Commercial59  —  51  51  51  86  —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction—  —  —  —  —  —  —  
Total$4,542  $3,753  $633  $4,386  $179  $3,831  $161  
 Impaired Originated Loans - As of, or for the Twelve Months Ended, December 31, 2018
(in thousands)Unpaid
principal
balance
Recorded
investment with
no related
allowance
Recorded
investment with
related
allowance
Total recorded
investment
Related
allowance
Average
recorded
investment
Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$4,594  $3,663  $308  $3,971  $56  $3,517  $90  
Commercial13,081  10,676  1,765  12,441  42  13,115  137  
Total mortgage loans on real estate17,675  14,339  2,073  16,412  98  16,632  227  
Consumer:
Home equity lines of credit1,900  1,749  111  1,860  71  1,885  43  
Home equity loans2,374  1,892  65  1,957   1,520  23  
Other —     17   
Total consumer loans4,277  3,641  179  3,820  76  3,422  68  
Commercial5,433  2,924  2,287  5,211  1,774  4,654  91  
Construction:
Residential—  —  —  —  —   —  
Commercial—  —  —  —  —  —  —  
Total construction—  —  —  —  —   —  
Total$27,385  $20,904  $4,539  $25,443  $1,948  $24,713  $386  

 Impaired PNCI Loans - As of, or for the Twelve Months Ended, December 31, 2018
(in thousands)Unpaid
principal
balance
Recorded
investment with
no related
allowance
Recorded
investment with
related
allowance
Total recorded
investment
Related
allowance
Average
recorded
investment
Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$375  $334  $—  $334  $—  $529  $ 
Commercial3,110  1,468  —  1,468  —  1,713  183  
Total mortgage loans on real estate3,485  1,802  —  1,802  —  2,242  188  
Consumer:
Home equity lines of credit1,027  587  367  954  127  1,120  18  
Home equity loans252  47  197  244  101  155  —  
Other106  21  85  106  11  114  —  
Total consumer loans1,385  655  649  1,304  239  1,389  18  
Commercial120  113   120   60   
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction—  —  —  —  —  —  —  
Total$4,990  $2,570  $656  $3,226  $246  $3,691  $207  
 Impaired Originated Loans - As of, or for the Twelve Months Ended, December 31, 2017
(in thousands)Unpaid
principal
balance
Recorded
investment with
no related
allowance
Recorded
investment with
related
allowance
Total recorded
investment
Related
allowance
Average
recorded
investment
Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$4,023  $2,058  $1,881  $3,939  $230  $3,501  $143  
Commercial14,186  13,101  810  13,911  30  13,851  645  
Total mortgage loans on real estate18,209  15,159  2,691  17,850  260  17,352  788  
Consumer:
Home equity lines of credit1,581  1,093  401  1,494  111  1,702  47  
Home equity loans1,627  1,107  198  1,305  10  1,193  24  
Other55      20  —  
Total consumer loans3,263  2,204  602  2,806  124  2,915  71  
Commercial4,566  575  3,895  4,470  1,848  4,283  184  
Construction:
Residential140  140  —  140  —  76   
Commercial—  —  —  —  —  —  —  
Total construction140  140  —  140  —  76   
Total$26,178  $18,078  $7,188  $25,266  $2,232  $24,626  $1,052  

 Impaired PNCI Loans - As of, or for the Twelve Months Ended, December 31, 2017
(in thousands)Unpaid
principal
balance
Recorded
investment with
no related
allowance
Recorded
investment with
related
allowance
Total recorded
investment
Related
allowance
Average
recorded
investment
Interest income
recognized
Mortgage loans on real estate:
Residential 1-4 family
$1,404  $1,359  $—  $1,359  $—  $1,041  $24  
Commercial—  —  —  —  —  979  —  
Total mortgage loans on real estate1,404  1,359  —  1,359  —  2,020  24  
Consumer:
Home equity lines of credit1,216  591  603  1,194  316  1,240  48  
Home equity loans178  44  121  165  97  117   
Other250  —  250  250  54  186  11  
Total consumer loans1,644  635  974  1,609  467  1,543  65  
Commercial—  —  —  —  —  —  —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction—  —  —  —  —  —  —  
Total$3,048  $1,994  $974  $2,968  $467  $3,563  $89  
Troubled Debt Restructurings
The following tables show certain information regarding Troubled Debt Restructurings that occurred during the periods indicated:
 TDR Information for the Year Ended December 31, 2019
(dollars in thousands)NumberPre-mod
outstanding
principal
balance
Post-mod
outstanding
principal
balance
Financial
impact due to
TDR taken as
additional
provision
Number that
defaulted during
the period
Recorded
investment of
TDRs that
defaulted during
the period
Financial impact
due to the
default of
previous TDR
taken as charge-
offs or additional
provisions
Mortgage loans on real estate:
Residential 1-4 family
 $659  $662  $30  —  $—  $—  
Commercial 60  67  —  —  —  —  
Total mortgage loans on real estate 719  729  30  —  —  —  
Consumer:
Home equity lines of credit 65  68  —  —  —  —  
Home equity loans 149  147  29  —  —  —  
Other—  —  —  —  —  —  —  
Total consumer loans 214  215  29  —  —  —  
Commercial10  1,918  1,885  —    —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction—  —  —  —  —  —  —  
Total18  $2,851  $2,829  $59   $ $—  

 TDR Information for the Year Ended December 31, 2018
(dollars in thousands)NumberPre-mod
outstanding
principal
balance
Post-mod
outstanding
principal
balance
Financial
impact due to
TDR taken
as additional
provision
Number that
defaulted during
the period
Recorded
investment of
TDRs that
defaulted during
the period
Financial impact
due to the
default of
previous TDR
taken as charge-
offs or additional
provisions
Mortgage loans on real estate:
Residential 1-4 family
 $156  $156  $—  —  $—  $—  
Commercial 1,782  1,779  491   169  —  
Total mortgage loans on real estate 1,938  1,935  491   169  —  
Consumer:
Home equity lines of credit 133  138  —   248  —  
Home equity loans 599  599  (35) —  —  —  
Other—  —  —  —  —  —  —  
Total consumer loans 732  737  (35)  248  —  
Commercial 1,098  1,083  325   148  —  
Construction:
Residential—  —  —  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction—  —  —  —  —  —  —  
Total17  $3,768  $3,755  $781   $565  $—  
 TDR Information for the Year Ended December 31, 2017
(dollars in thousands)NumberPre-mod
outstanding
principal
balance
Post-mod
outstanding
principal
balance
Financial
impact due to
TDR taken as
additional
provision
Number that
defaulted during
the period
Recorded
investment of
TDRs that
defaulted during
the period
Financial impact
due to the
default of
previous TDR
taken as charge-
offs or additional
provisions
Mortgage loans on real estate:
Residential 1-4 family
 $939  $939  $169   $223  $—  
Commercial 3,721  3,695  (111)  219  —  
Total mortgage loans on real estate 4,660  4,634  58   442  —  
Consumer:
Home equity lines of credit 187  187  27   127  (5) 
Home equity loans 252  252  —   55  —  
Other 14  14  11  —  —  —  
Total consumer loans 453  453  38   182  (5) 
Commercial11  1,854  1,747  37  —  
Construction:
Residential 144  144  —  —  —  —  
Commercial—  —  —  —  —  —  —  
Total construction 144  144  —  —  —  —  
Total26  $7,111  $6,978  $133   $624  $(5)