DISCLOSURES ABOUT THE FAIR VALUE OF FINANCIAL INSTRUMENTS, Recurring Measurement Inputs (Details) (USD $)	Mar. 31, 2013	Dec. 31, 2012
Liabilities [Abstract]
Current interest rate on surplus notes (in hundredths)	1.35%
Recurring [Member]
Fixed maturity securities available-for-sale [Abstract]
U.S. treasury	$ 4,970,799	$ 4,984,902
U.S. government-sponsored agencies	161,772,309	162,442,630
Obligations of state and political subdivisions	363,157,080	370,962,114
Commercial mortgage-backed	72,673,740	80,349,182
Residential mortgage-backed	60,165,897	47,789,604
Other asset-backed	10,610,721	11,286,848
Corporate	320,763,813	321,979,577
Total fixed maturity securities available-for-sale	994,114,359	999,794,857
Common Stock [Abstract]
Financial services	23,704,631	18,093,388
Information technology	14,927,793	16,925,764
Healthcare	21,191,636	19,023,849
Consumer staples	16,159,278	13,609,527
Consumer discretionary	17,599,933	17,090,547
Energy	23,261,841	19,430,330
Industrials	9,926,315	8,574,816
Other	20,204,612	18,681,440
Non-redeemable preferred stocks	8,934,759	8,864,164
Total equity securities available-for-sale	155,910,798	140,293,825
Short term investments	60,946,630	53,418,914
Recurring [Member] \| Quoted prices in active markets for identical assets (Level 1) [Member]
Fixed maturity securities available-for-sale [Abstract]
U.S. treasury	0	0
U.S. government-sponsored agencies	0	0
Obligations of state and political subdivisions	0	0
Commercial mortgage-backed	0	0
Residential mortgage-backed	0	0
Other asset-backed	0	0
Corporate	0	0
Total fixed maturity securities available-for-sale	0	0
Common Stock [Abstract]
Financial services	23,702,230	18,090,987
Information technology	14,927,793	16,925,764
Healthcare	21,191,636	19,023,849
Consumer staples	16,159,278	13,609,527
Consumer discretionary	17,599,933	17,090,547
Energy	23,261,841	19,430,330
Industrials	9,926,315	8,574,816
Other	20,204,612	18,681,440
Non-redeemable preferred stocks	8,934,759	8,864,164
Total equity securities available-for-sale	155,908,397	140,291,424
Short term investments	60,946,630	42,062,664
Recurring [Member] \| Significant other observable inputs (Level 2) [Member]
Fixed maturity securities available-for-sale [Abstract]
U.S. treasury	4,970,799	4,984,902
U.S. government-sponsored agencies	161,772,309	162,442,630
Obligations of state and political subdivisions	363,157,080	370,962,114
Commercial mortgage-backed	72,673,740	80,349,182
Residential mortgage-backed	60,165,897	47,789,604
Other asset-backed	10,610,721	11,286,848
Corporate	320,763,813	321,979,577
Total fixed maturity securities available-for-sale	994,114,359	999,794,857
Common Stock [Abstract]
Financial services	0	0
Information technology	0	0
Healthcare	0	0
Consumer staples	0	0
Consumer discretionary	0	0
Energy	0	0
Industrials	0	0
Other	0	0
Non-redeemable preferred stocks	0	0
Total equity securities available-for-sale	0	0
Short term investments	0	11,356,250
Recurring [Member] \| Significant unobservable inputs (Level 3) [Member]
Fixed maturity securities available-for-sale [Abstract]
U.S. treasury	0	0
U.S. government-sponsored agencies	0	0
Obligations of state and political subdivisions	0	0
Commercial mortgage-backed	0	0
Residential mortgage-backed	0	0
Other asset-backed	0	0
Corporate	0	0
Total fixed maturity securities available-for-sale	0	0
Common Stock [Abstract]
Financial services	2,401	2,401
Information technology	0	0
Healthcare	0	0
Consumer staples	0	0
Consumer discretionary	0	0
Energy	0	0
Industrials	0	0
Other	0	0
Non-redeemable preferred stocks	0	0
Total equity securities available-for-sale	2,401	2,401
Short term investments	0	0
Not Reported At Fair Value [Member]
Liabilities [Abstract]
Surplus notes	10,738,321	18,835,954
Not Reported At Fair Value [Member] \| Quoted prices in active markets for identical assets (Level 1) [Member]
Liabilities [Abstract]
Surplus notes	0	0
Not Reported At Fair Value [Member] \| Significant other observable inputs (Level 2) [Member]
Liabilities [Abstract]
Surplus notes	0	0
Not Reported At Fair Value [Member] \| Significant unobservable inputs (Level 3) [Member]
Liabilities [Abstract]
Surplus notes	$ 10,738,321	$ 18,835,954

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