SEGMENT INFORMATION (Details) (USD $)	3 Months Ended
Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	$ 120,497,252	$ 109,759,756
Underwriting profit	7,441,518	8,395,695
Net investment income (loss)	10,443,083	11,156,782
Realized investment gains	2,667,873	8,918,329
Other Income	234,505	238,998
Interest expense	131,250	225,000
Other expenses	146,765	586,517
Income (loss) before income tax expense (benefit)	20,508,964	27,898,287
Reconciliation of assets from segment to consolidated
Assets	1,726,022,622	1,687,063,626
Eliminations	(411,796,174)	(396,288,097)
Reclassifications	(7,694,403)	(66,423)
Total assets	1,306,532,045	1,290,709,106	1,290,709,106
Property and casualty insurance [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	92,705,018	85,031,390
Underwriting profit	2,616,805	1,900,022
Net investment income (loss)	7,649,930	8,175,127
Realized investment gains	1,956,784	7,904,789
Other Income	234,505	238,998
Interest expense	131,250	225,000
Other expenses	205,606	219,164
Income (loss) before income tax expense (benefit)	12,121,168	17,774,772
Reconciliation of assets from segment to consolidated
Assets	947,701,357	934,876,596
Eliminations	0	0
Reclassifications	0	0
Total assets	947,701,357	934,876,596
Property and casualty insurance [Member] \| Commercial lines [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	79,931,836	72,430,164
Property and casualty insurance [Member] \| Commercial lines [Member] \| Automobiles [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	20,123,599	17,855,670
Property and casualty insurance [Member] \| Commercial lines [Member] \| Property [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	20,385,309	18,338,311
Property and casualty insurance [Member] \| Commercial lines [Member] \| Workers compensation [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	19,527,147	18,160,917
Property and casualty insurance [Member] \| Commercial lines [Member] \| Liability [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	18,032,845	16,183,487
Property and casualty insurance [Member] \| Commercial lines [Member] \| Other [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	1,862,936	1,891,779
Property and casualty insurance [Member] \| Personal lines [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	12,773,182	12,601,226
Property and casualty insurance [Member] \| Personal lines [Member] \| Automobiles [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	6,921,580	6,974,909
Property and casualty insurance [Member] \| Personal lines [Member] \| Property [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	5,687,483	5,478,601
Property and casualty insurance [Member] \| Personal lines [Member] \| Liability [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	164,119	147,716
EMC Reinsurance [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	27,792,234	24,728,366
Underwriting profit	4,824,713	6,495,673
Net investment income (loss)	2,796,524	2,983,925
Realized investment gains	711,089	1,013,540
Other Income	0	0
Interest expense	0	0
Other expenses	(441,349)	19,765
Income (loss) before income tax expense (benefit)	8,773,675	10,473,373
Reconciliation of assets from segment to consolidated
Assets	357,715,807	350,867,500
Eliminations	0	0
Reclassifications	(7,101,163)	0
Total assets	350,614,644	350,867,500
EMC Reinsurance [Member] \| Pro rata reinsurance [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	9,900,139	8,388,903
EMC Reinsurance [Member] \| Pro rata reinsurance [Member] \| Property [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	4,626,761	2,459,360
EMC Reinsurance [Member] \| Pro rata reinsurance [Member] \| Property and casualty [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	1,029,057	1,446,595
EMC Reinsurance [Member] \| Pro rata reinsurance [Member] \| Crop [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	440,361	276,950
EMC Reinsurance [Member] \| Pro rata reinsurance [Member] \| Marine/Aviation [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	3,411,281	3,861,946
EMC Reinsurance [Member] \| Pro rata reinsurance [Member] \| Casualty [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	392,679	344,052
EMC Reinsurance [Member] \| Excess of loss reinsurance [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	17,892,095	16,339,463
EMC Reinsurance [Member] \| Excess of loss reinsurance [Member] \| Property [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	15,220,757	13,543,760
EMC Reinsurance [Member] \| Excess of loss reinsurance [Member] \| Surety [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	56	7,392
EMC Reinsurance [Member] \| Excess of loss reinsurance [Member] \| Casualty [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	2,671,282	2,788,311
Parent Company [Member]
Reconciliation of operating profit loss from segment to consolidated
Premiums earned	0	0
Underwriting profit	0	0
Net investment income (loss)	(3,371)	(2,270)
Realized investment gains	0	0
Other Income	0	0
Interest expense	0	0
Other expenses	382,508	347,588
Income (loss) before income tax expense (benefit)	(385,879)	(349,858)
Reconciliation of assets from segment to consolidated
Assets	420,605,458	401,319,530
Eliminations	(411,796,174)	(396,288,097)
Reclassifications	(593,240)	(66,423)
Total assets	$ 8,216,044	$ 4,965,010

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