REINSURANCE (Details) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Premiums written
Net premiums written	$ 122,130,347	$ 107,971,759
Premiums earned
Net Premiums earned	120,497,252	109,759,756
Losses and settlement expenses incurred
Net losses and settlement expenses	72,573,658	65,240,289
Affiliated Entity [Member]
Premiums written
Assumed Premiums Written	99,401,066	90,544,743
Ceded Premiums Written	(91,592,625)	(82,221,555)
Premiums earned
Assumed	97,595,787	90,461,807
Ceded	(87,847,292)	(79,980,654)
Losses and settlement expenses incurred
Assumed	56,809,489	53,517,101
Ceded	(50,780,683)	(41,087,104)
Non Affiliated Entity [Member]
Premiums written
Direct	88,887,763	79,768,592
Assumed Premiums Written	35,326,091	25,673,313
Ceded Premiums Written	(9,891,948)	(5,793,334)
Premiums earned
Direct	85,142,430	77,527,691
Assumed	33,897,073	29,790,866
Ceded	(8,290,746)	(8,039,954)
Losses and settlement expenses incurred
Direct	49,603,589	41,022,963
Assumed	19,399,841	15,350,251
Ceded	(2,458,578)	(3,562,922)
Property and casualty insurance [Member]
Premiums written earned Losses and settlement expenses incurred [Abstract]
Percentage of pool participation (in hundredths)	30.00%	30.00%
Premiums written
Net premiums written	94,781,187	85,895,096
Premiums earned
Net Premiums earned	92,705,018	85,031,390
Losses and settlement expenses incurred
Net losses and settlement expenses	55,967,374	52,018,253
Property and casualty insurance [Member] | Affiliated Entity [Member]
Premiums written
Assumed Premiums Written	99,401,066	90,544,743
Ceded Premiums Written	(88,887,763)	(79,768,592)
Premiums earned
Assumed	97,595,787	90,461,807
Ceded	(85,142,430)	(77,527,691)
Losses and settlement expenses incurred
Assumed	56,585,394	53,343,497
Ceded	(49,603,589)	(41,022,963)
Property and casualty insurance [Member] | Non Affiliated Entity [Member]
Premiums written
Direct	88,887,763	79,768,592
Assumed Premiums Written	613,344	358,626
Ceded Premiums Written	(5,233,223)	(5,008,273)
Premiums earned
Direct	85,142,430	77,527,691
Assumed	661,328	392,796
Ceded	(5,552,097)	(5,823,213)
Losses and settlement expenses incurred
Direct	49,603,589	41,022,963
Assumed	392,621	284,059
Ceded	(1,010,641)	(1,609,303)
Reinsurance [Member]
Premiums written
Net premiums written	27,349,160	22,076,663
Premiums earned
Net Premiums earned	27,792,234	24,728,366
Losses and settlement expenses incurred
Net losses and settlement expenses	16,606,284	13,222,036
Reinsurance [Member] | Affiliated Entity [Member]
Premiums written
Assumed Premiums Written	0	0
Ceded Premiums Written	(2,704,862)	(2,452,963)
Premiums earned
Assumed	0	0
Ceded	(2,704,862)	(2,452,963)
Losses and settlement expenses incurred
Assumed	224,095	173,604
Ceded	(1,177,094)	(64,141)
Reinsurance [Member] | Non Affiliated Entity [Member]
Premiums written
Direct	0	0
Assumed Premiums Written	34,712,747	25,314,687
Ceded Premiums Written	(4,658,725)	(785,061)
Premiums earned
Direct	0	0
Assumed	33,235,745	29,398,070
Ceded	(2,738,649)	(2,216,741)
Losses and settlement expenses incurred
Direct	0	0
Assumed	19,007,220	15,066,192
Ceded	$ (1,447,937)	$ (1,953,619)