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EMPLOYEE RETIREMENT PLANS (Tables)
3 Months Ended
Mar. 31, 2013
EMPLOYEE RETIREMENT PLANS [Abstract]  
Components of net periodic benefit cost
The components of net periodic benefit cost for Employers Mutual's pension and postretirement benefit plans is as follows:

 
Three months ended March 31,
 
 
2013
 
 
2012
 
Pension plans:
 
 
 
 
 
 
    Service cost
 
$
3,425,478
 
 
$
3,369,584
 
    Interest cost
 
 
1,910,241
 
 
 
2,200,125
 
    Expected return on plan assets
 
 
(4,287,616
)
 
 
(3,731,361
)
    Amortization of net actuarial loss
 
 
1,466,085
 
 
 
1,668,760
 
    Amortization of prior service cost
 
 
12,582
 
 
 
72,788
 
        Net periodic pension benefit cost
 
$
2,526,770
 
 
$
3,579,896
 
 
 
 
 
 
 
 
 
Postretirement benefit plans:
 
 
 
 
 
 
 
 
    Service cost
 
$
1,574,979
 
 
$
1,537,530
 
    Interest cost
 
 
1,542,971
 
 
 
1,634,210
 
    Expected return on plan assets
 
 
(907,750
)
 
 
(804,794
)
    Amortization of net actuarial loss
 
 
923,505
 
 
 
1,002,154
 
    Amortization of prior service credit
 
 
(622,781
)
 
 
(532,814
)
        Net periodic postretirement benefit cost
 
$
2,510,924
 
 
$
2,836,286