CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS Unaudited - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Operating Activities
Net income	$ 46	$ 775
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	640	90
Depreciation, amortization and accretion	118	89
Stock-based compensation expense	53	54
Benefit from deferred income taxes	(3)	(67)
Securities losses (gains), net	26	(16)
Securities gains, net - non-qualifying hedges on mortgage servicing rights	(3)	(3)
MSR fair value adjustment	378	84
Net gains on sales of loans and fair value adjustments on loans held for sale	(91)	(21)
Net losses on disposition and impairment of bank premises and equipment	3	20
Net gains on disposition and impairment of operating lease equipment	(6)	0
Gain on sale of Worldpay, Inc. shares	0	(562)
Proceeds from sales of loans held for sale	3,072	1,217
Loans originated or purchased for sale, net of repayments	(3,239)	(1,302)
Dividends representing return on equity investments	3	3
Net change in:
Trading debt and equity securities	(54)	60
Other assets	(192)	274
Accrued taxes, interest and expenses	(267)	(123)
Other liabilities	(51)	(38)
Net Cash Provided by Operating Activities	433	534
Proceeds from sales:
Available-for-sale securities and other investments	800	2,719
Loans and leases	46	52
Bank premises and equipment	6	2
Proceeds from repayments / maturities:
Available-for-sale securities and other investments	564	439
Purchases:
Available-for-sale securities and other investments	(2,570)	(3,644)
Bank premises and equipment	(74)	(57)
MSRs	(26)	0
Proceeds from settlement of BOLI	2	3
Proceeds from sales and dividends representing return of equity investments	4	998
Net cash received on acquisition	0	1,210
Net change in:
Federal funds sold	0	35
Other short-term investments	(4,369)	(1,678)
Loans and leases	(8,567)	(1,196)
Operating lease equipment	3	(4)
Net Cash Used in Investing Activities	(14,181)	(1,121)
Net change in:
Deposits	7,999	339
Federal funds purchased	1,365	705
Other short-term borrowings	3,531	408
Dividends paid on common stock	(173)	(143)
Dividends paid on preferred stock	(17)	0
Proceeds from issuance of long-term debt	1,260	1,790
Repayment of long-term debt	(180)	(1,504)
Repurchases of treasury stock and related forward contract	0	(913)
Other	(33)	(27)
Net Cash Provided by Financing Activities	13,752	655
Increase in Cash and Due from Banks	4	68
Cash and Due from Banks at Beginning of Period	3,278	2,681
Cash and Due from Banks at End of Period	$ 3,282	$ 2,749